▼ 0.50% · 3.625%
HK$3,122
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,219
−HK$99/mo
Today · 4.125%
HK$3,318
baseline
▲ 0.50% · 4.625%
HK$3,520
+HK$202/mo
Deposit HK$685K · loan HK$685K · min. income ≈ HK$6,636/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,473
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,566
−HK$95/mo
Today · 4.125%
HK$3,661
baseline
▲ 0.50% · 4.625%
HK$3,854
+HK$193/mo
Deposit HK$685K · loan HK$685K · min. income ≈ HK$7,322/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,434
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,541
−HK$108/mo
Today · 4.125%
HK$3,649
baseline
▲ 0.50% · 4.625%
HK$3,871
+HK$222/mo
Deposit HK$616K · loan HK$753K · min. income ≈ HK$7,298/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,820
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,923
−HK$104/mo
Today · 4.125%
HK$4,027
baseline
▲ 0.50% · 4.625%
HK$4,239
+HK$212/mo
Deposit HK$616K · loan HK$753K · min. income ≈ HK$8,054/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,746
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,863
−HK$118/mo
Today · 4.125%
HK$3,981
baseline
▲ 0.50% · 4.625%
HK$4,223
+HK$242/mo
Deposit HK$548K · loan HK$821K · min. income ≈ HK$7,962/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,168
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,279
−HK$114/mo
Today · 4.125%
HK$4,393
baseline
▲ 0.50% · 4.625%
HK$4,624
+HK$231/mo
Deposit HK$548K · loan HK$821K · min. income ≈ HK$8,786/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,058
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,185
−HK$128/mo
Today · 4.125%
HK$4,313
baseline
▲ 0.50% · 4.625%
HK$4,575
+HK$262/mo
Deposit HK$479K · loan HK$890K · min. income ≈ HK$8,626/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,515
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,636
−HK$123/mo
Today · 4.125%
HK$4,759
baseline
▲ 0.50% · 4.625%
HK$5,010
+HK$251/mo
Deposit HK$479K · loan HK$890K · min. income ≈ HK$9,518/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,371
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,507
−HK$138/mo
Today · 4.125%
HK$4,645
baseline
▲ 0.50% · 4.625%
HK$4,927
+HK$282/mo
Deposit HK$411K · loan HK$958K · min. income ≈ HK$9,290/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,862
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,993
−HK$132/mo
Today · 4.125%
HK$5,125
baseline
▲ 0.50% · 4.625%
HK$5,395
+HK$270/mo
Deposit HK$411K · loan HK$958K · min. income ≈ HK$10,250/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,683
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,828
−HK$148/mo
Today · 4.125%
HK$4,976
baseline
▲ 0.50% · 4.625%
HK$5,279
+HK$303/mo
Deposit HK$342K · loan HK$1.03M · min. income ≈ HK$9,952/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,210
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,349
−HK$142/mo
Today · 4.125%
HK$5,491
baseline
▲ 0.50% · 4.625%
HK$5,780
+HK$289/mo
Deposit HK$342K · loan HK$1.03M · min. income ≈ HK$10,982/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,995
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,150
−HK$158/mo
Today · 4.125%
HK$5,308
baseline
▲ 0.50% · 4.625%
HK$5,631
+HK$323/mo
Deposit HK$274K · loan HK$1.10M · min. income ≈ HK$10,616/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,557
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,706
−HK$151/mo
Today · 4.125%
HK$5,857
baseline
▲ 0.50% · 4.625%
HK$6,166
+HK$309/mo
Deposit HK$274K · loan HK$1.10M · min. income ≈ HK$11,714/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,307
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,472
−HK$168/mo
Today · 4.125%
HK$5,640
baseline
▲ 0.50% · 4.625%
HK$5,983
+HK$343/mo
Deposit HK$205K · loan HK$1.16M · min. income ≈ HK$11,280/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,904
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,063
−HK$160/mo
Today · 4.125%
HK$6,223
baseline
▲ 0.50% · 4.625%
HK$6,551
+HK$328/mo
Deposit HK$205K · loan HK$1.16M · min. income ≈ HK$12,446/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,619
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,794
−HK$178/mo
Today · 4.125%
HK$5,972
baseline
▲ 0.50% · 4.625%
HK$6,335
+HK$363/mo
Deposit HK$137K · loan HK$1.23M · min. income ≈ HK$11,944/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,251
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,419
−HK$170/mo
Today · 4.125%
HK$6,589
baseline
▲ 0.50% · 4.625%
HK$6,937
+HK$348/mo
Deposit HK$137K · loan HK$1.23M · min. income ≈ HK$13,178/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).