▼ 0.50% · 3.625%
HK$3,023
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,117
−HK$96/mo
Today · 4.125%
HK$3,213
baseline
▲ 0.50% · 4.625%
HK$3,408
+HK$195/mo
Deposit HK$663K · loan HK$663K · min. income ≈ HK$6,426/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,363
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,454
−HK$91/mo
Today · 4.125%
HK$3,545
baseline
▲ 0.50% · 4.625%
HK$3,732
+HK$187/mo
Deposit HK$663K · loan HK$663K · min. income ≈ HK$7,090/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,326
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,429
−HK$105/mo
Today · 4.125%
HK$3,534
baseline
▲ 0.50% · 4.625%
HK$3,749
+HK$215/mo
Deposit HK$597K · loan HK$729K · min. income ≈ HK$7,068/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,700
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,799
−HK$101/mo
Today · 4.125%
HK$3,900
baseline
▲ 0.50% · 4.625%
HK$4,105
+HK$205/mo
Deposit HK$597K · loan HK$729K · min. income ≈ HK$7,800/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,628
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,741
−HK$115/mo
Today · 4.125%
HK$3,856
baseline
▲ 0.50% · 4.625%
HK$4,090
+HK$234/mo
Deposit HK$530K · loan HK$796K · min. income ≈ HK$7,712/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,036
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,144
−HK$110/mo
Today · 4.125%
HK$4,254
baseline
▲ 0.50% · 4.625%
HK$4,478
+HK$224/mo
Deposit HK$530K · loan HK$796K · min. income ≈ HK$8,508/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,930
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,053
−HK$124/mo
Today · 4.125%
HK$4,177
baseline
▲ 0.50% · 4.625%
HK$4,431
+HK$254/mo
Deposit HK$464K · loan HK$862K · min. income ≈ HK$8,354/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,372
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,490
−HK$119/mo
Today · 4.125%
HK$4,609
baseline
▲ 0.50% · 4.625%
HK$4,852
+HK$243/mo
Deposit HK$464K · loan HK$862K · min. income ≈ HK$9,218/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,233
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,364
−HK$134/mo
Today · 4.125%
HK$4,498
baseline
▲ 0.50% · 4.625%
HK$4,772
+HK$274/mo
Deposit HK$398K · loan HK$928K · min. income ≈ HK$8,996/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,709
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,835
−HK$128/mo
Today · 4.125%
HK$4,963
baseline
▲ 0.50% · 4.625%
HK$5,225
+HK$262/mo
Deposit HK$398K · loan HK$928K · min. income ≈ HK$9,926/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,535
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,676
−HK$143/mo
Today · 4.125%
HK$4,819
baseline
▲ 0.50% · 4.625%
HK$5,113
+HK$294/mo
Deposit HK$331K · loan HK$994K · min. income ≈ HK$9,638/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,045
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,180
−HK$138/mo
Today · 4.125%
HK$5,318
baseline
▲ 0.50% · 4.625%
HK$5,598
+HK$280/mo
Deposit HK$331K · loan HK$994K · min. income ≈ HK$10,636/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,837
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,988
−HK$153/mo
Today · 4.125%
HK$5,141
baseline
▲ 0.50% · 4.625%
HK$5,453
+HK$312/mo
Deposit HK$265K · loan HK$1.06M · min. income ≈ HK$10,282/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,381
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,526
−HK$146/mo
Today · 4.125%
HK$5,672
baseline
▲ 0.50% · 4.625%
HK$5,971
+HK$299/mo
Deposit HK$265K · loan HK$1.06M · min. income ≈ HK$11,344/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,140
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,300
−HK$162/mo
Today · 4.125%
HK$5,462
baseline
▲ 0.50% · 4.625%
HK$5,794
+HK$332/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$10,924/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,718
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,871
−HK$156/mo
Today · 4.125%
HK$6,027
baseline
▲ 0.50% · 4.625%
HK$6,344
+HK$317/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$12,054/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,442
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,611
−HK$172/mo
Today · 4.125%
HK$5,783
baseline
▲ 0.50% · 4.625%
HK$6,135
+HK$352/mo
Deposit HK$133K · loan HK$1.19M · min. income ≈ HK$11,566/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,054
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,217
−HK$164/mo
Today · 4.125%
HK$6,381
baseline
▲ 0.50% · 4.625%
HK$6,718
+HK$337/mo
Deposit HK$133K · loan HK$1.19M · min. income ≈ HK$12,762/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).