▼ 0.50% · 3.625%
HK$3,400
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,506
−HK$107/mo
Today · 4.125%
HK$3,613
baseline
▲ 0.50% · 4.625%
HK$3,833
+HK$220/mo
Deposit HK$746K · loan HK$746K · min. income ≈ HK$7,226/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,783
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,884
−HK$103/mo
Today · 4.125%
HK$3,987
baseline
▲ 0.50% · 4.625%
HK$4,197
+HK$210/mo
Deposit HK$746K · loan HK$746K · min. income ≈ HK$7,974/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,740
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,856
−HK$119/mo
Today · 4.125%
HK$3,975
baseline
▲ 0.50% · 4.625%
HK$4,217
+HK$242/mo
Deposit HK$671K · loan HK$820K · min. income ≈ HK$7,950/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,161
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,272
−HK$114/mo
Today · 4.125%
HK$4,386
baseline
▲ 0.50% · 4.625%
HK$4,617
+HK$231/mo
Deposit HK$671K · loan HK$820K · min. income ≈ HK$8,772/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,080
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,207
−HK$129/mo
Today · 4.125%
HK$4,336
baseline
▲ 0.50% · 4.625%
HK$4,600
+HK$264/mo
Deposit HK$596K · loan HK$895K · min. income ≈ HK$8,672/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,539
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,661
−HK$123/mo
Today · 4.125%
HK$4,784
baseline
▲ 0.50% · 4.625%
HK$5,037
+HK$253/mo
Deposit HK$596K · loan HK$895K · min. income ≈ HK$9,568/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,420
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,558
−HK$139/mo
Today · 4.125%
HK$4,697
baseline
▲ 0.50% · 4.625%
HK$4,983
+HK$286/mo
Deposit HK$522K · loan HK$969K · min. income ≈ HK$9,394/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,917
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,049
−HK$134/mo
Today · 4.125%
HK$5,183
baseline
▲ 0.50% · 4.625%
HK$5,456
+HK$273/mo
Deposit HK$522K · loan HK$969K · min. income ≈ HK$10,366/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,760
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,908
−HK$151/mo
Today · 4.125%
HK$5,059
baseline
▲ 0.50% · 4.625%
HK$5,367
+HK$308/mo
Deposit HK$447K · loan HK$1.04M · min. income ≈ HK$10,118/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,296
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,438
−HK$144/mo
Today · 4.125%
HK$5,582
baseline
▲ 0.50% · 4.625%
HK$5,876
+HK$294/mo
Deposit HK$447K · loan HK$1.04M · min. income ≈ HK$11,164/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,100
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,259
−HK$161/mo
Today · 4.125%
HK$5,420
baseline
▲ 0.50% · 4.625%
HK$5,750
+HK$330/mo
Deposit HK$373K · loan HK$1.12M · min. income ≈ HK$10,840/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,674
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,826
−HK$154/mo
Today · 4.125%
HK$5,980
baseline
▲ 0.50% · 4.625%
HK$6,296
+HK$316/mo
Deposit HK$373K · loan HK$1.12M · min. income ≈ HK$11,960/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,440
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,609
−HK$172/mo
Today · 4.125%
HK$5,781
baseline
▲ 0.50% · 4.625%
HK$6,133
+HK$352/mo
Deposit HK$298K · loan HK$1.19M · min. income ≈ HK$11,562/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,052
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,215
−HK$164/mo
Today · 4.125%
HK$6,379
baseline
▲ 0.50% · 4.625%
HK$6,715
+HK$336/mo
Deposit HK$298K · loan HK$1.19M · min. income ≈ HK$12,758/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,780
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,960
−HK$183/mo
Today · 4.125%
HK$6,143
baseline
▲ 0.50% · 4.625%
HK$6,516
+HK$373/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$12,286/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,430
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,603
−HK$175/mo
Today · 4.125%
HK$6,778
baseline
▲ 0.50% · 4.625%
HK$7,135
+HK$357/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$13,556/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,120
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,311
−HK$193/mo
Today · 4.125%
HK$6,504
baseline
▲ 0.50% · 4.625%
HK$6,900
+HK$396/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$13,008/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,809
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,991
−HK$186/mo
Today · 4.125%
HK$7,177
baseline
▲ 0.50% · 4.625%
HK$7,555
+HK$378/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$14,354/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).