▼ 0.50% · 3.625%
HK$3,393
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,499
−HK$107/mo
Today · 4.125%
HK$3,606
baseline
▲ 0.50% · 4.625%
HK$3,826
+HK$220/mo
Deposit HK$744K · loan HK$744K · min. income ≈ HK$7,212/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,775
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,876
−HK$103/mo
Today · 4.125%
HK$3,979
baseline
▲ 0.50% · 4.625%
HK$4,189
+HK$210/mo
Deposit HK$744K · loan HK$744K · min. income ≈ HK$7,958/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,733
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,849
−HK$118/mo
Today · 4.125%
HK$3,967
baseline
▲ 0.50% · 4.625%
HK$4,208
+HK$241/mo
Deposit HK$670K · loan HK$818K · min. income ≈ HK$7,934/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,153
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,264
−HK$113/mo
Today · 4.125%
HK$4,377
baseline
▲ 0.50% · 4.625%
HK$4,608
+HK$231/mo
Deposit HK$670K · loan HK$818K · min. income ≈ HK$8,754/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,072
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,199
−HK$128/mo
Today · 4.125%
HK$4,327
baseline
▲ 0.50% · 4.625%
HK$4,591
+HK$264/mo
Deposit HK$595K · loan HK$893K · min. income ≈ HK$8,654/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,530
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,652
−HK$123/mo
Today · 4.125%
HK$4,775
baseline
▲ 0.50% · 4.625%
HK$5,027
+HK$252/mo
Deposit HK$595K · loan HK$893K · min. income ≈ HK$9,550/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,411
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,549
−HK$139/mo
Today · 4.125%
HK$4,688
baseline
▲ 0.50% · 4.625%
HK$4,973
+HK$285/mo
Deposit HK$521K · loan HK$967K · min. income ≈ HK$9,376/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,908
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,039
−HK$134/mo
Today · 4.125%
HK$5,173
baseline
▲ 0.50% · 4.625%
HK$5,445
+HK$272/mo
Deposit HK$521K · loan HK$967K · min. income ≈ HK$10,346/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,751
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,899
−HK$150/mo
Today · 4.125%
HK$5,049
baseline
▲ 0.50% · 4.625%
HK$5,356
+HK$307/mo
Deposit HK$446K · loan HK$1.04M · min. income ≈ HK$10,098/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,285
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,427
−HK$144/mo
Today · 4.125%
HK$5,571
baseline
▲ 0.50% · 4.625%
HK$5,864
+HK$293/mo
Deposit HK$446K · loan HK$1.04M · min. income ≈ HK$11,142/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,090
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,248
−HK$161/mo
Today · 4.125%
HK$5,409
baseline
▲ 0.50% · 4.625%
HK$5,738
+HK$329/mo
Deposit HK$372K · loan HK$1.12M · min. income ≈ HK$10,818/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,663
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,815
−HK$154/mo
Today · 4.125%
HK$5,969
baseline
▲ 0.50% · 4.625%
HK$6,283
+HK$314/mo
Deposit HK$372K · loan HK$1.12M · min. income ≈ HK$11,938/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,429
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,598
−HK$172/mo
Today · 4.125%
HK$5,770
baseline
▲ 0.50% · 4.625%
HK$6,121
+HK$351/mo
Deposit HK$298K · loan HK$1.19M · min. income ≈ HK$11,540/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,040
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,202
−HK$164/mo
Today · 4.125%
HK$6,366
baseline
▲ 0.50% · 4.625%
HK$6,702
+HK$336/mo
Deposit HK$298K · loan HK$1.19M · min. income ≈ HK$12,732/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,769
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,948
−HK$183/mo
Today · 4.125%
HK$6,131
baseline
▲ 0.50% · 4.625%
HK$6,504
+HK$373/mo
Deposit HK$223K · loan HK$1.26M · min. income ≈ HK$12,262/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,418
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,590
−HK$174/mo
Today · 4.125%
HK$6,764
baseline
▲ 0.50% · 4.625%
HK$7,121
+HK$357/mo
Deposit HK$223K · loan HK$1.26M · min. income ≈ HK$13,528/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,108
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,298
−HK$193/mo
Today · 4.125%
HK$6,491
baseline
▲ 0.50% · 4.625%
HK$6,886
+HK$395/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$12,982/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,795
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,977
−HK$185/mo
Today · 4.125%
HK$7,162
baseline
▲ 0.50% · 4.625%
HK$7,540
+HK$378/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$14,324/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).