▼ 0.50% · 3.625%
HK$3,502
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,611
−HK$110/mo
Today · 4.125%
HK$3,721
baseline
▲ 0.50% · 4.625%
HK$3,948
+HK$227/mo
Deposit HK$768K · loan HK$768K · min. income ≈ HK$7,442/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,896
−HK$210/mo
▼ 0.25% · 3.875%
HK$4,000
−HK$106/mo
Today · 4.125%
HK$4,106
baseline
▲ 0.50% · 4.625%
HK$4,323
+HK$217/mo
Deposit HK$768K · loan HK$768K · min. income ≈ HK$8,212/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,852
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,972
−HK$121/mo
Today · 4.125%
HK$4,093
baseline
▲ 0.50% · 4.625%
HK$4,343
+HK$250/mo
Deposit HK$691K · loan HK$845K · min. income ≈ HK$8,186/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,285
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,400
−HK$117/mo
Today · 4.125%
HK$4,517
baseline
▲ 0.50% · 4.625%
HK$4,755
+HK$238/mo
Deposit HK$691K · loan HK$845K · min. income ≈ HK$9,034/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,202
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,333
−HK$133/mo
Today · 4.125%
HK$4,466
baseline
▲ 0.50% · 4.625%
HK$4,737
+HK$271/mo
Deposit HK$614K · loan HK$921K · min. income ≈ HK$8,932/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,675
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,800
−HK$127/mo
Today · 4.125%
HK$4,927
baseline
▲ 0.50% · 4.625%
HK$5,187
+HK$260/mo
Deposit HK$614K · loan HK$921K · min. income ≈ HK$9,854/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,552
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,694
−HK$144/mo
Today · 4.125%
HK$4,838
baseline
▲ 0.50% · 4.625%
HK$5,132
+HK$294/mo
Deposit HK$537K · loan HK$998K · min. income ≈ HK$9,676/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,064
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,200
−HK$138/mo
Today · 4.125%
HK$5,338
baseline
▲ 0.50% · 4.625%
HK$5,619
+HK$281/mo
Deposit HK$537K · loan HK$998K · min. income ≈ HK$10,676/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,902
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,055
−HK$155/mo
Today · 4.125%
HK$5,210
baseline
▲ 0.50% · 4.625%
HK$5,527
+HK$317/mo
Deposit HK$461K · loan HK$1.07M · min. income ≈ HK$10,420/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,454
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,600
−HK$149/mo
Today · 4.125%
HK$5,749
baseline
▲ 0.50% · 4.625%
HK$6,052
+HK$303/mo
Deposit HK$461K · loan HK$1.07M · min. income ≈ HK$11,498/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,253
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,416
−HK$166/mo
Today · 4.125%
HK$5,582
baseline
▲ 0.50% · 4.625%
HK$5,922
+HK$340/mo
Deposit HK$384K · loan HK$1.15M · min. income ≈ HK$11,164/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,844
−HK$315/mo
▼ 0.25% · 3.875%
HK$6,000
−HK$159/mo
Today · 4.125%
HK$6,159
baseline
▲ 0.50% · 4.625%
HK$6,484
+HK$325/mo
Deposit HK$384K · loan HK$1.15M · min. income ≈ HK$12,318/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,603
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,777
−HK$177/mo
Today · 4.125%
HK$5,954
baseline
▲ 0.50% · 4.625%
HK$6,316
+HK$362/mo
Deposit HK$307K · loan HK$1.23M · min. income ≈ HK$11,908/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,233
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,400
−HK$170/mo
Today · 4.125%
HK$6,570
baseline
▲ 0.50% · 4.625%
HK$6,916
+HK$346/mo
Deposit HK$307K · loan HK$1.23M · min. income ≈ HK$13,140/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,953
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,138
−HK$188/mo
Today · 4.125%
HK$6,326
baseline
▲ 0.50% · 4.625%
HK$6,711
+HK$385/mo
Deposit HK$230K · loan HK$1.31M · min. income ≈ HK$12,652/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,623
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,800
−HK$180/mo
Today · 4.125%
HK$6,980
baseline
▲ 0.50% · 4.625%
HK$7,348
+HK$368/mo
Deposit HK$230K · loan HK$1.31M · min. income ≈ HK$13,960/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,303
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,499
−HK$199/mo
Today · 4.125%
HK$6,698
baseline
▲ 0.50% · 4.625%
HK$7,106
+HK$408/mo
Deposit HK$154K · loan HK$1.38M · min. income ≈ HK$13,396/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,012
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,200
−HK$191/mo
Today · 4.125%
HK$7,391
baseline
▲ 0.50% · 4.625%
HK$7,781
+HK$390/mo
Deposit HK$154K · loan HK$1.38M · min. income ≈ HK$14,782/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).