▼ 0.50% · 3.625%
HK$3,038
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,132
−HK$96/mo
Today · 4.125%
HK$3,228
baseline
▲ 0.50% · 4.625%
HK$3,425
+HK$197/mo
Deposit HK$666K · loan HK$666K · min. income ≈ HK$6,456/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,379
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,470
−HK$92/mo
Today · 4.125%
HK$3,562
baseline
▲ 0.50% · 4.625%
HK$3,750
+HK$188/mo
Deposit HK$666K · loan HK$666K · min. income ≈ HK$7,124/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,342
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,445
−HK$106/mo
Today · 4.125%
HK$3,551
baseline
▲ 0.50% · 4.625%
HK$3,767
+HK$216/mo
Deposit HK$599K · loan HK$733K · min. income ≈ HK$7,102/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,717
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,817
−HK$101/mo
Today · 4.125%
HK$3,918
baseline
▲ 0.50% · 4.625%
HK$4,125
+HK$207/mo
Deposit HK$599K · loan HK$733K · min. income ≈ HK$7,836/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,645
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,759
−HK$115/mo
Today · 4.125%
HK$3,874
baseline
▲ 0.50% · 4.625%
HK$4,110
+HK$236/mo
Deposit HK$533K · loan HK$799K · min. income ≈ HK$7,748/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,055
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,164
−HK$110/mo
Today · 4.125%
HK$4,274
baseline
▲ 0.50% · 4.625%
HK$4,500
+HK$226/mo
Deposit HK$533K · loan HK$799K · min. income ≈ HK$8,548/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,949
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,072
−HK$125/mo
Today · 4.125%
HK$4,197
baseline
▲ 0.50% · 4.625%
HK$4,452
+HK$255/mo
Deposit HK$466K · loan HK$866K · min. income ≈ HK$8,394/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,393
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,511
−HK$120/mo
Today · 4.125%
HK$4,631
baseline
▲ 0.50% · 4.625%
HK$4,875
+HK$244/mo
Deposit HK$466K · loan HK$866K · min. income ≈ HK$9,262/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,253
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,385
−HK$135/mo
Today · 4.125%
HK$4,520
baseline
▲ 0.50% · 4.625%
HK$4,795
+HK$275/mo
Deposit HK$400K · loan HK$933K · min. income ≈ HK$9,040/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,731
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,858
−HK$129/mo
Today · 4.125%
HK$4,987
baseline
▲ 0.50% · 4.625%
HK$5,250
+HK$263/mo
Deposit HK$400K · loan HK$933K · min. income ≈ HK$9,974/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,557
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,698
−HK$144/mo
Today · 4.125%
HK$4,842
baseline
▲ 0.50% · 4.625%
HK$5,137
+HK$295/mo
Deposit HK$333K · loan HK$999K · min. income ≈ HK$9,684/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,069
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,205
−HK$138/mo
Today · 4.125%
HK$5,343
baseline
▲ 0.50% · 4.625%
HK$5,625
+HK$282/mo
Deposit HK$333K · loan HK$999K · min. income ≈ HK$10,686/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,860
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,012
−HK$153/mo
Today · 4.125%
HK$5,165
baseline
▲ 0.50% · 4.625%
HK$5,479
+HK$314/mo
Deposit HK$266K · loan HK$1.07M · min. income ≈ HK$10,330/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,407
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,552
−HK$147/mo
Today · 4.125%
HK$5,699
baseline
▲ 0.50% · 4.625%
HK$6,000
+HK$301/mo
Deposit HK$266K · loan HK$1.07M · min. income ≈ HK$11,398/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,164
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,325
−HK$163/mo
Today · 4.125%
HK$5,488
baseline
▲ 0.50% · 4.625%
HK$5,822
+HK$334/mo
Deposit HK$200K · loan HK$1.13M · min. income ≈ HK$10,976/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,745
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,899
−HK$157/mo
Today · 4.125%
HK$6,056
baseline
▲ 0.50% · 4.625%
HK$6,375
+HK$319/mo
Deposit HK$200K · loan HK$1.13M · min. income ≈ HK$12,112/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,468
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,638
−HK$173/mo
Today · 4.125%
HK$5,811
baseline
▲ 0.50% · 4.625%
HK$6,164
+HK$353/mo
Deposit HK$133K · loan HK$1.20M · min. income ≈ HK$11,622/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,083
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,246
−HK$166/mo
Today · 4.125%
HK$6,412
baseline
▲ 0.50% · 4.625%
HK$6,750
+HK$338/mo
Deposit HK$133K · loan HK$1.20M · min. income ≈ HK$12,824/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).