▼ 0.50% · 3.625%
HK$2,950
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,042
−HK$93/mo
Today · 4.125%
HK$3,135
baseline
▲ 0.50% · 4.625%
HK$3,326
+HK$191/mo
Deposit HK$647K · loan HK$647K · min. income ≈ HK$6,270/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,282
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,370
−HK$89/mo
Today · 4.125%
HK$3,459
baseline
▲ 0.50% · 4.625%
HK$3,641
+HK$182/mo
Deposit HK$647K · loan HK$647K · min. income ≈ HK$6,918/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,245
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,346
−HK$102/mo
Today · 4.125%
HK$3,448
baseline
▲ 0.50% · 4.625%
HK$3,658
+HK$210/mo
Deposit HK$582K · loan HK$712K · min. income ≈ HK$6,896/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,610
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,707
−HK$98/mo
Today · 4.125%
HK$3,805
baseline
▲ 0.50% · 4.625%
HK$4,005
+HK$200/mo
Deposit HK$582K · loan HK$712K · min. income ≈ HK$7,610/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,540
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,650
−HK$112/mo
Today · 4.125%
HK$3,762
baseline
▲ 0.50% · 4.625%
HK$3,991
+HK$229/mo
Deposit HK$517K · loan HK$776K · min. income ≈ HK$7,524/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,938
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,044
−HK$107/mo
Today · 4.125%
HK$4,151
baseline
▲ 0.50% · 4.625%
HK$4,370
+HK$219/mo
Deposit HK$517K · loan HK$776K · min. income ≈ HK$8,302/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,835
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,954
−HK$121/mo
Today · 4.125%
HK$4,075
baseline
▲ 0.50% · 4.625%
HK$4,323
+HK$248/mo
Deposit HK$453K · loan HK$841K · min. income ≈ HK$8,150/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,266
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,381
−HK$116/mo
Today · 4.125%
HK$4,497
baseline
▲ 0.50% · 4.625%
HK$4,734
+HK$237/mo
Deposit HK$453K · loan HK$841K · min. income ≈ HK$8,994/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,130
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,258
−HK$131/mo
Today · 4.125%
HK$4,389
baseline
▲ 0.50% · 4.625%
HK$4,656
+HK$267/mo
Deposit HK$388K · loan HK$906K · min. income ≈ HK$8,778/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,594
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,718
−HK$125/mo
Today · 4.125%
HK$4,843
baseline
▲ 0.50% · 4.625%
HK$5,098
+HK$255/mo
Deposit HK$388K · loan HK$906K · min. income ≈ HK$9,686/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,425
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,562
−HK$140/mo
Today · 4.125%
HK$4,702
baseline
▲ 0.50% · 4.625%
HK$4,988
+HK$286/mo
Deposit HK$323K · loan HK$970K · min. income ≈ HK$9,404/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,923
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,055
−HK$134/mo
Today · 4.125%
HK$5,189
baseline
▲ 0.50% · 4.625%
HK$5,462
+HK$273/mo
Deposit HK$323K · loan HK$970K · min. income ≈ HK$10,378/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,720
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,867
−HK$149/mo
Today · 4.125%
HK$5,016
baseline
▲ 0.50% · 4.625%
HK$5,321
+HK$305/mo
Deposit HK$259K · loan HK$1.03M · min. income ≈ HK$10,032/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,251
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,392
−HK$142/mo
Today · 4.125%
HK$5,534
baseline
▲ 0.50% · 4.625%
HK$5,826
+HK$292/mo
Deposit HK$259K · loan HK$1.03M · min. income ≈ HK$11,068/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,015
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,171
−HK$158/mo
Today · 4.125%
HK$5,329
baseline
▲ 0.50% · 4.625%
HK$5,654
+HK$325/mo
Deposit HK$194K · loan HK$1.10M · min. income ≈ HK$10,658/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,579
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,729
−HK$151/mo
Today · 4.125%
HK$5,880
baseline
▲ 0.50% · 4.625%
HK$6,190
+HK$310/mo
Deposit HK$194K · loan HK$1.10M · min. income ≈ HK$11,760/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,310
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,475
−HK$168/mo
Today · 4.125%
HK$5,643
baseline
▲ 0.50% · 4.625%
HK$5,986
+HK$343/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$11,286/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,907
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,066
−HK$160/mo
Today · 4.125%
HK$6,226
baseline
▲ 0.50% · 4.625%
HK$6,554
+HK$328/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$12,452/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).