▼ 0.50% · 3.625%
HK$3,030
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,124
−HK$95/mo
Today · 4.125%
HK$3,219
baseline
▲ 0.50% · 4.625%
HK$3,415
+HK$196/mo
Deposit HK$664K · loan HK$664K · min. income ≈ HK$6,438/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,370
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,461
−HK$91/mo
Today · 4.125%
HK$3,552
baseline
▲ 0.50% · 4.625%
HK$3,740
+HK$188/mo
Deposit HK$664K · loan HK$664K · min. income ≈ HK$7,104/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,332
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,436
−HK$105/mo
Today · 4.125%
HK$3,541
baseline
▲ 0.50% · 4.625%
HK$3,757
+HK$216/mo
Deposit HK$598K · loan HK$731K · min. income ≈ HK$7,082/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,707
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,807
−HK$101/mo
Today · 4.125%
HK$3,908
baseline
▲ 0.50% · 4.625%
HK$4,114
+HK$206/mo
Deposit HK$598K · loan HK$731K · min. income ≈ HK$7,816/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,635
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,748
−HK$115/mo
Today · 4.125%
HK$3,863
baseline
▲ 0.50% · 4.625%
HK$4,098
+HK$235/mo
Deposit HK$531K · loan HK$797K · min. income ≈ HK$7,726/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,044
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,153
−HK$110/mo
Today · 4.125%
HK$4,263
baseline
▲ 0.50% · 4.625%
HK$4,488
+HK$225/mo
Deposit HK$531K · loan HK$797K · min. income ≈ HK$8,526/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,938
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,061
−HK$124/mo
Today · 4.125%
HK$4,185
baseline
▲ 0.50% · 4.625%
HK$4,440
+HK$255/mo
Deposit HK$465K · loan HK$864K · min. income ≈ HK$8,370/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,381
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,499
−HK$119/mo
Today · 4.125%
HK$4,618
baseline
▲ 0.50% · 4.625%
HK$4,862
+HK$244/mo
Deposit HK$465K · loan HK$864K · min. income ≈ HK$9,236/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,241
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,373
−HK$134/mo
Today · 4.125%
HK$4,507
baseline
▲ 0.50% · 4.625%
HK$4,782
+HK$275/mo
Deposit HK$399K · loan HK$930K · min. income ≈ HK$9,014/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,718
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,845
−HK$128/mo
Today · 4.125%
HK$4,973
baseline
▲ 0.50% · 4.625%
HK$5,235
+HK$262/mo
Deposit HK$399K · loan HK$930K · min. income ≈ HK$9,946/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,544
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,686
−HK$143/mo
Today · 4.125%
HK$4,829
baseline
▲ 0.50% · 4.625%
HK$5,123
+HK$294/mo
Deposit HK$332K · loan HK$996K · min. income ≈ HK$9,658/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,055
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,191
−HK$138/mo
Today · 4.125%
HK$5,329
baseline
▲ 0.50% · 4.625%
HK$5,609
+HK$280/mo
Deposit HK$332K · loan HK$996K · min. income ≈ HK$10,658/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,847
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,998
−HK$153/mo
Today · 4.125%
HK$5,151
baseline
▲ 0.50% · 4.625%
HK$5,465
+HK$314/mo
Deposit HK$266K · loan HK$1.06M · min. income ≈ HK$10,302/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,392
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,537
−HK$147/mo
Today · 4.125%
HK$5,684
baseline
▲ 0.50% · 4.625%
HK$5,983
+HK$299/mo
Deposit HK$266K · loan HK$1.06M · min. income ≈ HK$11,368/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,150
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,310
−HK$163/mo
Today · 4.125%
HK$5,473
baseline
▲ 0.50% · 4.625%
HK$5,806
+HK$333/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$10,946/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,730
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,883
−HK$156/mo
Today · 4.125%
HK$6,039
baseline
▲ 0.50% · 4.625%
HK$6,357
+HK$318/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$12,078/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,453
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,623
−HK$172/mo
Today · 4.125%
HK$5,795
baseline
▲ 0.50% · 4.625%
HK$6,148
+HK$353/mo
Deposit HK$133K · loan HK$1.20M · min. income ≈ HK$11,590/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,067
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,229
−HK$165/mo
Today · 4.125%
HK$6,394
baseline
▲ 0.50% · 4.625%
HK$6,731
+HK$337/mo
Deposit HK$133K · loan HK$1.20M · min. income ≈ HK$12,788/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).