▼ 0.50% · 3.625%
HK$3,310
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,413
−HK$105/mo
Today · 4.125%
HK$3,518
baseline
▲ 0.50% · 4.625%
HK$3,732
+HK$214/mo
Deposit HK$726K · loan HK$726K · min. income ≈ HK$7,036/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,683
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,781
−HK$100/mo
Today · 4.125%
HK$3,881
baseline
▲ 0.50% · 4.625%
HK$4,086
+HK$205/mo
Deposit HK$726K · loan HK$726K · min. income ≈ HK$7,762/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,641
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,754
−HK$116/mo
Today · 4.125%
HK$3,870
baseline
▲ 0.50% · 4.625%
HK$4,105
+HK$235/mo
Deposit HK$653K · loan HK$798K · min. income ≈ HK$7,740/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,051
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,159
−HK$111/mo
Today · 4.125%
HK$4,270
baseline
▲ 0.50% · 4.625%
HK$4,495
+HK$225/mo
Deposit HK$653K · loan HK$798K · min. income ≈ HK$8,540/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,972
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,096
−HK$125/mo
Today · 4.125%
HK$4,221
baseline
▲ 0.50% · 4.625%
HK$4,478
+HK$257/mo
Deposit HK$581K · loan HK$871K · min. income ≈ HK$8,442/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,419
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,538
−HK$120/mo
Today · 4.125%
HK$4,658
baseline
▲ 0.50% · 4.625%
HK$4,903
+HK$245/mo
Deposit HK$581K · loan HK$871K · min. income ≈ HK$9,316/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,303
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,437
−HK$136/mo
Today · 4.125%
HK$4,573
baseline
▲ 0.50% · 4.625%
HK$4,851
+HK$278/mo
Deposit HK$508K · loan HK$944K · min. income ≈ HK$9,146/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,787
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,916
−HK$130/mo
Today · 4.125%
HK$5,046
baseline
▲ 0.50% · 4.625%
HK$5,312
+HK$266/mo
Deposit HK$508K · loan HK$944K · min. income ≈ HK$10,092/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,634
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,778
−HK$147/mo
Today · 4.125%
HK$4,925
baseline
▲ 0.50% · 4.625%
HK$5,225
+HK$300/mo
Deposit HK$436K · loan HK$1.02M · min. income ≈ HK$9,850/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,156
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,294
−HK$140/mo
Today · 4.125%
HK$5,434
baseline
▲ 0.50% · 4.625%
HK$5,721
+HK$287/mo
Deposit HK$436K · loan HK$1.02M · min. income ≈ HK$10,868/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,965
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,120
−HK$157/mo
Today · 4.125%
HK$5,277
baseline
▲ 0.50% · 4.625%
HK$5,598
+HK$321/mo
Deposit HK$363K · loan HK$1.09M · min. income ≈ HK$10,554/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,524
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,672
−HK$150/mo
Today · 4.125%
HK$5,822
baseline
▲ 0.50% · 4.625%
HK$6,129
+HK$307/mo
Deposit HK$363K · loan HK$1.09M · min. income ≈ HK$11,644/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,296
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,461
−HK$167/mo
Today · 4.125%
HK$5,628
baseline
▲ 0.50% · 4.625%
HK$5,971
+HK$343/mo
Deposit HK$290K · loan HK$1.16M · min. income ≈ HK$11,256/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,892
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,050
−HK$160/mo
Today · 4.125%
HK$6,210
baseline
▲ 0.50% · 4.625%
HK$6,538
+HK$328/mo
Deposit HK$290K · loan HK$1.16M · min. income ≈ HK$12,420/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,627
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,802
−HK$178/mo
Today · 4.125%
HK$5,980
baseline
▲ 0.50% · 4.625%
HK$6,344
+HK$364/mo
Deposit HK$218K · loan HK$1.23M · min. income ≈ HK$11,960/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,260
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,428
−HK$171/mo
Today · 4.125%
HK$6,599
baseline
▲ 0.50% · 4.625%
HK$6,946
+HK$347/mo
Deposit HK$218K · loan HK$1.23M · min. income ≈ HK$13,198/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,958
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,144
−HK$188/mo
Today · 4.125%
HK$6,332
baseline
▲ 0.50% · 4.625%
HK$6,717
+HK$385/mo
Deposit HK$145K · loan HK$1.31M · min. income ≈ HK$12,664/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,629
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,806
−HK$181/mo
Today · 4.125%
HK$6,987
baseline
▲ 0.50% · 4.625%
HK$7,355
+HK$368/mo
Deposit HK$145K · loan HK$1.31M · min. income ≈ HK$13,974/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).