▼ 0.50% · 3.625%
HK$3,465
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,573
−HK$110/mo
Today · 4.125%
HK$3,683
baseline
▲ 0.50% · 4.625%
HK$3,907
+HK$224/mo
Deposit HK$760K · loan HK$760K · min. income ≈ HK$7,366/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,855
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,959
−HK$104/mo
Today · 4.125%
HK$4,063
baseline
▲ 0.50% · 4.625%
HK$4,278
+HK$215/mo
Deposit HK$760K · loan HK$760K · min. income ≈ HK$8,126/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,812
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,931
−HK$120/mo
Today · 4.125%
HK$4,051
baseline
▲ 0.50% · 4.625%
HK$4,297
+HK$246/mo
Deposit HK$684K · loan HK$836K · min. income ≈ HK$8,102/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,241
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,354
−HK$116/mo
Today · 4.125%
HK$4,470
baseline
▲ 0.50% · 4.625%
HK$4,705
+HK$235/mo
Deposit HK$684K · loan HK$836K · min. income ≈ HK$8,940/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,158
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,288
−HK$131/mo
Today · 4.125%
HK$4,419
baseline
▲ 0.50% · 4.625%
HK$4,688
+HK$269/mo
Deposit HK$608K · loan HK$912K · min. income ≈ HK$8,838/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,626
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,750
−HK$126/mo
Today · 4.125%
HK$4,876
baseline
▲ 0.50% · 4.625%
HK$5,133
+HK$257/mo
Deposit HK$608K · loan HK$912K · min. income ≈ HK$9,752/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,505
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,645
−HK$143/mo
Today · 4.125%
HK$4,788
baseline
▲ 0.50% · 4.625%
HK$5,079
+HK$291/mo
Deposit HK$532K · loan HK$988K · min. income ≈ HK$9,576/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,012
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,146
−HK$137/mo
Today · 4.125%
HK$5,283
baseline
▲ 0.50% · 4.625%
HK$5,561
+HK$278/mo
Deposit HK$532K · loan HK$988K · min. income ≈ HK$10,566/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,852
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,002
−HK$154/mo
Today · 4.125%
HK$5,156
baseline
▲ 0.50% · 4.625%
HK$5,470
+HK$314/mo
Deposit HK$456K · loan HK$1.06M · min. income ≈ HK$10,312/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,397
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,542
−HK$147/mo
Today · 4.125%
HK$5,689
baseline
▲ 0.50% · 4.625%
HK$5,989
+HK$300/mo
Deposit HK$456K · loan HK$1.06M · min. income ≈ HK$11,378/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,198
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,360
−HK$164/mo
Today · 4.125%
HK$5,524
baseline
▲ 0.50% · 4.625%
HK$5,860
+HK$336/mo
Deposit HK$380K · loan HK$1.14M · min. income ≈ HK$11,048/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,783
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,938
−HK$157/mo
Today · 4.125%
HK$6,095
baseline
▲ 0.50% · 4.625%
HK$6,417
+HK$322/mo
Deposit HK$380K · loan HK$1.14M · min. income ≈ HK$12,190/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,545
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,717
−HK$175/mo
Today · 4.125%
HK$5,892
baseline
▲ 0.50% · 4.625%
HK$6,251
+HK$359/mo
Deposit HK$304K · loan HK$1.22M · min. income ≈ HK$11,784/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,168
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,334
−HK$168/mo
Today · 4.125%
HK$6,502
baseline
▲ 0.50% · 4.625%
HK$6,844
+HK$342/mo
Deposit HK$304K · loan HK$1.22M · min. income ≈ HK$13,004/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,891
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,074
−HK$187/mo
Today · 4.125%
HK$6,261
baseline
▲ 0.50% · 4.625%
HK$6,642
+HK$381/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$12,522/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,554
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,730
−HK$178/mo
Today · 4.125%
HK$6,908
baseline
▲ 0.50% · 4.625%
HK$7,272
+HK$364/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$13,816/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,238
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,432
−HK$197/mo
Today · 4.125%
HK$6,629
baseline
▲ 0.50% · 4.625%
HK$7,032
+HK$403/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$13,258/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,939
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,125
−HK$189/mo
Today · 4.125%
HK$7,314
baseline
▲ 0.50% · 4.625%
HK$7,700
+HK$386/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$14,628/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).