▼ 0.50% · 3.625%
HK$3,497
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,606
−HK$111/mo
Today · 4.125%
HK$3,717
baseline
▲ 0.50% · 4.625%
HK$3,943
+HK$226/mo
Deposit HK$767K · loan HK$767K · min. income ≈ HK$7,434/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,891
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,995
−HK$106/mo
Today · 4.125%
HK$4,101
baseline
▲ 0.50% · 4.625%
HK$4,317
+HK$216/mo
Deposit HK$767K · loan HK$767K · min. income ≈ HK$8,202/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,847
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,967
−HK$121/mo
Today · 4.125%
HK$4,088
baseline
▲ 0.50% · 4.625%
HK$4,337
+HK$249/mo
Deposit HK$690K · loan HK$844K · min. income ≈ HK$8,176/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,280
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,395
−HK$116/mo
Today · 4.125%
HK$4,511
baseline
▲ 0.50% · 4.625%
HK$4,749
+HK$238/mo
Deposit HK$690K · loan HK$844K · min. income ≈ HK$9,022/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,197
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,327
−HK$133/mo
Today · 4.125%
HK$4,460
baseline
▲ 0.50% · 4.625%
HK$4,732
+HK$272/mo
Deposit HK$614K · loan HK$920K · min. income ≈ HK$8,920/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,669
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,794
−HK$127/mo
Today · 4.125%
HK$4,921
baseline
▲ 0.50% · 4.625%
HK$5,181
+HK$260/mo
Deposit HK$614K · loan HK$920K · min. income ≈ HK$9,842/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,547
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,688
−HK$144/mo
Today · 4.125%
HK$4,832
baseline
▲ 0.50% · 4.625%
HK$5,126
+HK$294/mo
Deposit HK$537K · loan HK$997K · min. income ≈ HK$9,664/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,058
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,194
−HK$137/mo
Today · 4.125%
HK$5,331
baseline
▲ 0.50% · 4.625%
HK$5,612
+HK$281/mo
Deposit HK$537K · loan HK$997K · min. income ≈ HK$10,662/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,896
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,049
−HK$154/mo
Today · 4.125%
HK$5,203
baseline
▲ 0.50% · 4.625%
HK$5,520
+HK$317/mo
Deposit HK$460K · loan HK$1.07M · min. income ≈ HK$10,406/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,447
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,593
−HK$149/mo
Today · 4.125%
HK$5,742
baseline
▲ 0.50% · 4.625%
HK$6,044
+HK$302/mo
Deposit HK$460K · loan HK$1.07M · min. income ≈ HK$11,484/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,246
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,409
−HK$166/mo
Today · 4.125%
HK$5,575
baseline
▲ 0.50% · 4.625%
HK$5,914
+HK$339/mo
Deposit HK$383K · loan HK$1.15M · min. income ≈ HK$11,150/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,836
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,993
−HK$159/mo
Today · 4.125%
HK$6,152
baseline
▲ 0.50% · 4.625%
HK$6,476
+HK$324/mo
Deposit HK$383K · loan HK$1.15M · min. income ≈ HK$12,304/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,596
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,770
−HK$177/mo
Today · 4.125%
HK$5,947
baseline
▲ 0.50% · 4.625%
HK$6,309
+HK$362/mo
Deposit HK$307K · loan HK$1.23M · min. income ≈ HK$11,894/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,225
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,392
−HK$170/mo
Today · 4.125%
HK$6,562
baseline
▲ 0.50% · 4.625%
HK$6,908
+HK$346/mo
Deposit HK$307K · loan HK$1.23M · min. income ≈ HK$13,124/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,946
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,131
−HK$188/mo
Today · 4.125%
HK$6,319
baseline
▲ 0.50% · 4.625%
HK$6,703
+HK$384/mo
Deposit HK$230K · loan HK$1.30M · min. income ≈ HK$12,638/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,615
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,792
−HK$180/mo
Today · 4.125%
HK$6,972
baseline
▲ 0.50% · 4.625%
HK$7,339
+HK$367/mo
Deposit HK$230K · loan HK$1.30M · min. income ≈ HK$13,944/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,295
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,491
−HK$199/mo
Today · 4.125%
HK$6,690
baseline
▲ 0.50% · 4.625%
HK$7,097
+HK$407/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$13,380/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,004
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,191
−HK$191/mo
Today · 4.125%
HK$7,382
baseline
▲ 0.50% · 4.625%
HK$7,771
+HK$389/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$14,764/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).