▼ 0.50% · 3.625%
HK$3,643
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,756
−HK$115/mo
Today · 4.125%
HK$3,871
baseline
▲ 0.50% · 4.625%
HK$4,107
+HK$236/mo
Deposit HK$799K · loan HK$799K · min. income ≈ HK$7,742/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,053
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,162
−HK$110/mo
Today · 4.125%
HK$4,272
baseline
▲ 0.50% · 4.625%
HK$4,497
+HK$225/mo
Deposit HK$799K · loan HK$799K · min. income ≈ HK$8,544/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,007
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,132
−HK$127/mo
Today · 4.125%
HK$4,259
baseline
▲ 0.50% · 4.625%
HK$4,518
+HK$259/mo
Deposit HK$719K · loan HK$879K · min. income ≈ HK$8,518/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,458
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,578
−HK$121/mo
Today · 4.125%
HK$4,699
baseline
▲ 0.50% · 4.625%
HK$4,947
+HK$248/mo
Deposit HK$719K · loan HK$879K · min. income ≈ HK$9,398/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,372
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,508
−HK$138/mo
Today · 4.125%
HK$4,646
baseline
▲ 0.50% · 4.625%
HK$4,928
+HK$282/mo
Deposit HK$639K · loan HK$959K · min. income ≈ HK$9,292/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,863
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,994
−HK$132/mo
Today · 4.125%
HK$5,126
baseline
▲ 0.50% · 4.625%
HK$5,396
+HK$270/mo
Deposit HK$639K · loan HK$959K · min. income ≈ HK$10,252/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,736
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,883
−HK$150/mo
Today · 4.125%
HK$5,033
baseline
▲ 0.50% · 4.625%
HK$5,339
+HK$306/mo
Deposit HK$559K · loan HK$1.04M · min. income ≈ HK$10,066/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,269
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,410
−HK$143/mo
Today · 4.125%
HK$5,553
baseline
▲ 0.50% · 4.625%
HK$5,846
+HK$293/mo
Deposit HK$559K · loan HK$1.04M · min. income ≈ HK$11,106/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,100
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,259
−HK$161/mo
Today · 4.125%
HK$5,420
baseline
▲ 0.50% · 4.625%
HK$5,750
+HK$330/mo
Deposit HK$479K · loan HK$1.12M · min. income ≈ HK$10,840/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,674
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,826
−HK$155/mo
Today · 4.125%
HK$5,981
baseline
▲ 0.50% · 4.625%
HK$6,296
+HK$315/mo
Deposit HK$479K · loan HK$1.12M · min. income ≈ HK$11,962/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,465
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,635
−HK$172/mo
Today · 4.125%
HK$5,807
baseline
▲ 0.50% · 4.625%
HK$6,161
+HK$354/mo
Deposit HK$399K · loan HK$1.20M · min. income ≈ HK$11,614/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,079
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,242
−HK$166/mo
Today · 4.125%
HK$6,408
baseline
▲ 0.50% · 4.625%
HK$6,745
+HK$337/mo
Deposit HK$399K · loan HK$1.20M · min. income ≈ HK$12,816/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,829
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,010
−HK$184/mo
Today · 4.125%
HK$6,194
baseline
▲ 0.50% · 4.625%
HK$6,571
+HK$377/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$12,388/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,485
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,658
−HK$177/mo
Today · 4.125%
HK$6,835
baseline
▲ 0.50% · 4.625%
HK$7,195
+HK$360/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$13,670/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,193
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,386
−HK$196/mo
Today · 4.125%
HK$6,582
baseline
▲ 0.50% · 4.625%
HK$6,982
+HK$400/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$13,164/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,890
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,075
−HK$187/mo
Today · 4.125%
HK$7,262
baseline
▲ 0.50% · 4.625%
HK$7,645
+HK$383/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$14,524/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,557
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,761
−HK$208/mo
Today · 4.125%
HK$6,969
baseline
▲ 0.50% · 4.625%
HK$7,393
+HK$424/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$13,938/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,295
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,491
−HK$198/mo
Today · 4.125%
HK$7,689
baseline
▲ 0.50% · 4.625%
HK$8,095
+HK$406/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$15,378/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).