▼ 0.50% · 3.625%
HK$4,227
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,359
−HK$134/mo
Today · 4.125%
HK$4,493
baseline
▲ 0.50% · 4.625%
HK$4,766
+HK$273/mo
Deposit HK$927K · loan HK$927K · min. income ≈ HK$8,986/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,703
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,829
−HK$128/mo
Today · 4.125%
HK$4,957
baseline
▲ 0.50% · 4.625%
HK$5,218
+HK$261/mo
Deposit HK$927K · loan HK$927K · min. income ≈ HK$9,914/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,650
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,795
−HK$147/mo
Today · 4.125%
HK$4,942
baseline
▲ 0.50% · 4.625%
HK$5,242
+HK$300/mo
Deposit HK$834K · loan HK$1.02M · min. income ≈ HK$9,884/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,173
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,312
−HK$141/mo
Today · 4.125%
HK$5,453
baseline
▲ 0.50% · 4.625%
HK$5,740
+HK$287/mo
Deposit HK$834K · loan HK$1.02M · min. income ≈ HK$10,906/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,073
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,231
−HK$160/mo
Today · 4.125%
HK$5,391
baseline
▲ 0.50% · 4.625%
HK$5,719
+HK$328/mo
Deposit HK$742K · loan HK$1.11M · min. income ≈ HK$10,782/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,644
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,795
−HK$153/mo
Today · 4.125%
HK$5,948
baseline
▲ 0.50% · 4.625%
HK$6,262
+HK$314/mo
Deposit HK$742K · loan HK$1.11M · min. income ≈ HK$11,896/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,496
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,667
−HK$173/mo
Today · 4.125%
HK$5,840
baseline
▲ 0.50% · 4.625%
HK$6,196
+HK$356/mo
Deposit HK$649K · loan HK$1.21M · min. income ≈ HK$11,680/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,114
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,278
−HK$166/mo
Today · 4.125%
HK$6,444
baseline
▲ 0.50% · 4.625%
HK$6,784
+HK$340/mo
Deposit HK$649K · loan HK$1.21M · min. income ≈ HK$12,888/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,918
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,102
−HK$188/mo
Today · 4.125%
HK$6,290
baseline
▲ 0.50% · 4.625%
HK$6,672
+HK$382/mo
Deposit HK$556K · loan HK$1.30M · min. income ≈ HK$12,580/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,584
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,761
−HK$179/mo
Today · 4.125%
HK$6,940
baseline
▲ 0.50% · 4.625%
HK$7,306
+HK$366/mo
Deposit HK$556K · loan HK$1.30M · min. income ≈ HK$13,880/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,341
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,538
−HK$201/mo
Today · 4.125%
HK$6,739
baseline
▲ 0.50% · 4.625%
HK$7,149
+HK$410/mo
Deposit HK$463K · loan HK$1.39M · min. income ≈ HK$13,478/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,054
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,244
−HK$192/mo
Today · 4.125%
HK$7,436
baseline
▲ 0.50% · 4.625%
HK$7,827
+HK$391/mo
Deposit HK$463K · loan HK$1.39M · min. income ≈ HK$14,872/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,764
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,974
−HK$214/mo
Today · 4.125%
HK$7,188
baseline
▲ 0.50% · 4.625%
HK$7,625
+HK$437/mo
Deposit HK$371K · loan HK$1.48M · min. income ≈ HK$14,376/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,525
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,727
−HK$204/mo
Today · 4.125%
HK$7,931
baseline
▲ 0.50% · 4.625%
HK$8,349
+HK$418/mo
Deposit HK$371K · loan HK$1.48M · min. income ≈ HK$15,862/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,187
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,410
−HK$227/mo
Today · 4.125%
HK$7,637
baseline
▲ 0.50% · 4.625%
HK$8,102
+HK$465/mo
Deposit HK$278K · loan HK$1.58M · min. income ≈ HK$15,274/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,995
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,209
−HK$218/mo
Today · 4.125%
HK$8,427
baseline
▲ 0.50% · 4.625%
HK$8,871
+HK$444/mo
Deposit HK$278K · loan HK$1.58M · min. income ≈ HK$16,854/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,609
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,846
−HK$241/mo
Today · 4.125%
HK$8,087
baseline
▲ 0.50% · 4.625%
HK$8,579
+HK$492/mo
Deposit HK$185K · loan HK$1.67M · min. income ≈ HK$16,174/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,465
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,692
−HK$231/mo
Today · 4.125%
HK$8,923
baseline
▲ 0.50% · 4.625%
HK$9,393
+HK$470/mo
Deposit HK$185K · loan HK$1.67M · min. income ≈ HK$17,846/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).