▼ 0.50% · 3.625%
HK$3,203
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,303
−HK$101/mo
Today · 4.125%
HK$3,404
baseline
▲ 0.50% · 4.625%
HK$3,611
+HK$207/mo
Deposit HK$702K · loan HK$702K · min. income ≈ HK$6,808/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,564
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,659
−HK$97/mo
Today · 4.125%
HK$3,756
baseline
▲ 0.50% · 4.625%
HK$3,954
+HK$198/mo
Deposit HK$702K · loan HK$702K · min. income ≈ HK$7,512/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,524
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,633
−HK$112/mo
Today · 4.125%
HK$3,745
baseline
▲ 0.50% · 4.625%
HK$3,973
+HK$228/mo
Deposit HK$632K · loan HK$773K · min. income ≈ HK$7,490/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,920
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,025
−HK$107/mo
Today · 4.125%
HK$4,132
baseline
▲ 0.50% · 4.625%
HK$4,350
+HK$218/mo
Deposit HK$632K · loan HK$773K · min. income ≈ HK$8,264/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,844
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,964
−HK$121/mo
Today · 4.125%
HK$4,085
baseline
▲ 0.50% · 4.625%
HK$4,334
+HK$249/mo
Deposit HK$562K · loan HK$843K · min. income ≈ HK$8,170/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,277
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,391
−HK$117/mo
Today · 4.125%
HK$4,508
baseline
▲ 0.50% · 4.625%
HK$4,745
+HK$237/mo
Deposit HK$562K · loan HK$843K · min. income ≈ HK$9,016/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,164
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,294
−HK$132/mo
Today · 4.125%
HK$4,426
baseline
▲ 0.50% · 4.625%
HK$4,695
+HK$269/mo
Deposit HK$492K · loan HK$913K · min. income ≈ HK$8,852/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,633
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,757
−HK$126/mo
Today · 4.125%
HK$4,883
baseline
▲ 0.50% · 4.625%
HK$5,141
+HK$258/mo
Deposit HK$492K · loan HK$913K · min. income ≈ HK$9,766/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,485
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,624
−HK$142/mo
Today · 4.125%
HK$4,766
baseline
▲ 0.50% · 4.625%
HK$5,056
+HK$290/mo
Deposit HK$421K · loan HK$983K · min. income ≈ HK$9,532/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,989
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,123
−HK$136/mo
Today · 4.125%
HK$5,259
baseline
▲ 0.50% · 4.625%
HK$5,536
+HK$277/mo
Deposit HK$421K · loan HK$983K · min. income ≈ HK$10,518/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,805
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,955
−HK$152/mo
Today · 4.125%
HK$5,107
baseline
▲ 0.50% · 4.625%
HK$5,417
+HK$310/mo
Deposit HK$351K · loan HK$1.05M · min. income ≈ HK$10,214/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,346
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,489
−HK$146/mo
Today · 4.125%
HK$5,635
baseline
▲ 0.50% · 4.625%
HK$5,932
+HK$297/mo
Deposit HK$351K · loan HK$1.05M · min. income ≈ HK$11,270/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,126
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,285
−HK$162/mo
Today · 4.125%
HK$5,447
baseline
▲ 0.50% · 4.625%
HK$5,778
+HK$331/mo
Deposit HK$281K · loan HK$1.12M · min. income ≈ HK$10,894/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,702
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,855
−HK$155/mo
Today · 4.125%
HK$6,010
baseline
▲ 0.50% · 4.625%
HK$6,327
+HK$317/mo
Deposit HK$281K · loan HK$1.12M · min. income ≈ HK$12,020/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,446
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,615
−HK$172/mo
Today · 4.125%
HK$5,787
baseline
▲ 0.50% · 4.625%
HK$6,140
+HK$353/mo
Deposit HK$211K · loan HK$1.19M · min. income ≈ HK$11,574/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,058
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,221
−HK$165/mo
Today · 4.125%
HK$6,386
baseline
▲ 0.50% · 4.625%
HK$6,722
+HK$336/mo
Deposit HK$211K · loan HK$1.19M · min. income ≈ HK$12,772/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,766
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,946
−HK$182/mo
Today · 4.125%
HK$6,128
baseline
▲ 0.50% · 4.625%
HK$6,501
+HK$373/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$12,256/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,415
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,587
−HK$174/mo
Today · 4.125%
HK$6,761
baseline
▲ 0.50% · 4.625%
HK$7,118
+HK$357/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$13,522/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).