▼ 0.50% · 3.625%
HK$3,609
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,722
−HK$114/mo
Today · 4.125%
HK$3,836
baseline
▲ 0.50% · 4.625%
HK$4,069
+HK$233/mo
Deposit HK$791K · loan HK$791K · min. income ≈ HK$7,672/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,016
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,123
−HK$109/mo
Today · 4.125%
HK$4,232
baseline
▲ 0.50% · 4.625%
HK$4,456
+HK$224/mo
Deposit HK$791K · loan HK$791K · min. income ≈ HK$8,464/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,970
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,094
−HK$125/mo
Today · 4.125%
HK$4,219
baseline
▲ 0.50% · 4.625%
HK$4,476
+HK$257/mo
Deposit HK$712K · loan HK$871K · min. income ≈ HK$8,438/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,417
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,536
−HK$120/mo
Today · 4.125%
HK$4,656
baseline
▲ 0.50% · 4.625%
HK$4,901
+HK$245/mo
Deposit HK$712K · loan HK$871K · min. income ≈ HK$9,312/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,331
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,466
−HK$137/mo
Today · 4.125%
HK$4,603
baseline
▲ 0.50% · 4.625%
HK$4,883
+HK$280/mo
Deposit HK$633K · loan HK$950K · min. income ≈ HK$9,206/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,819
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,948
−HK$131/mo
Today · 4.125%
HK$5,079
baseline
▲ 0.50% · 4.625%
HK$5,347
+HK$268/mo
Deposit HK$633K · loan HK$950K · min. income ≈ HK$10,158/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,692
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,838
−HK$149/mo
Today · 4.125%
HK$4,987
baseline
▲ 0.50% · 4.625%
HK$5,290
+HK$303/mo
Deposit HK$554K · loan HK$1.03M · min. income ≈ HK$9,974/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,220
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,360
−HK$142/mo
Today · 4.125%
HK$5,502
baseline
▲ 0.50% · 4.625%
HK$5,792
+HK$290/mo
Deposit HK$554K · loan HK$1.03M · min. income ≈ HK$11,004/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,053
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,210
−HK$160/mo
Today · 4.125%
HK$5,370
baseline
▲ 0.50% · 4.625%
HK$5,697
+HK$327/mo
Deposit HK$475K · loan HK$1.11M · min. income ≈ HK$10,740/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,622
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,772
−HK$153/mo
Today · 4.125%
HK$5,925
baseline
▲ 0.50% · 4.625%
HK$6,238
+HK$313/mo
Deposit HK$475K · loan HK$1.11M · min. income ≈ HK$11,850/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,414
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,583
−HK$171/mo
Today · 4.125%
HK$5,754
baseline
▲ 0.50% · 4.625%
HK$6,104
+HK$350/mo
Deposit HK$396K · loan HK$1.19M · min. income ≈ HK$11,508/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,023
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,185
−HK$164/mo
Today · 4.125%
HK$6,349
baseline
▲ 0.50% · 4.625%
HK$6,683
+HK$334/mo
Deposit HK$396K · loan HK$1.19M · min. income ≈ HK$12,698/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,775
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,955
−HK$182/mo
Today · 4.125%
HK$6,137
baseline
▲ 0.50% · 4.625%
HK$6,511
+HK$374/mo
Deposit HK$317K · loan HK$1.27M · min. income ≈ HK$12,274/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,425
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,597
−HK$175/mo
Today · 4.125%
HK$6,772
baseline
▲ 0.50% · 4.625%
HK$7,129
+HK$357/mo
Deposit HK$317K · loan HK$1.27M · min. income ≈ HK$13,544/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,136
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,327
−HK$194/mo
Today · 4.125%
HK$6,521
baseline
▲ 0.50% · 4.625%
HK$6,918
+HK$397/mo
Deposit HK$237K · loan HK$1.35M · min. income ≈ HK$13,042/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,826
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,009
−HK$186/mo
Today · 4.125%
HK$7,195
baseline
▲ 0.50% · 4.625%
HK$7,574
+HK$379/mo
Deposit HK$237K · loan HK$1.35M · min. income ≈ HK$14,390/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,497
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,699
−HK$205/mo
Today · 4.125%
HK$6,904
baseline
▲ 0.50% · 4.625%
HK$7,325
+HK$421/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$13,808/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,228
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,422
−HK$196/mo
Today · 4.125%
HK$7,618
baseline
▲ 0.50% · 4.625%
HK$8,020
+HK$402/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$15,236/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).