▼ 0.50% · 3.625%
HK$2,801
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,888
−HK$88/mo
Today · 4.125%
HK$2,976
baseline
▲ 0.50% · 4.625%
HK$3,158
+HK$182/mo
Deposit HK$614K · loan HK$614K · min. income ≈ HK$5,952/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,116
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,199
−HK$85/mo
Today · 4.125%
HK$3,284
baseline
▲ 0.50% · 4.625%
HK$3,457
+HK$173/mo
Deposit HK$614K · loan HK$614K · min. income ≈ HK$6,568/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,081
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,177
−HK$97/mo
Today · 4.125%
HK$3,274
baseline
▲ 0.50% · 4.625%
HK$3,473
+HK$199/mo
Deposit HK$553K · loan HK$676K · min. income ≈ HK$6,548/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,427
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,519
−HK$94/mo
Today · 4.125%
HK$3,613
baseline
▲ 0.50% · 4.625%
HK$3,803
+HK$190/mo
Deposit HK$553K · loan HK$676K · min. income ≈ HK$7,226/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,361
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,465
−HK$107/mo
Today · 4.125%
HK$3,572
baseline
▲ 0.50% · 4.625%
HK$3,789
+HK$217/mo
Deposit HK$491K · loan HK$737K · min. income ≈ HK$7,144/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,739
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,839
−HK$102/mo
Today · 4.125%
HK$3,941
baseline
▲ 0.50% · 4.625%
HK$4,149
+HK$208/mo
Deposit HK$491K · loan HK$737K · min. income ≈ HK$7,882/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,641
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,754
−HK$115/mo
Today · 4.125%
HK$3,869
baseline
▲ 0.50% · 4.625%
HK$4,105
+HK$236/mo
Deposit HK$430K · loan HK$798K · min. income ≈ HK$7,738/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,051
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,159
−HK$110/mo
Today · 4.125%
HK$4,269
baseline
▲ 0.50% · 4.625%
HK$4,494
+HK$225/mo
Deposit HK$430K · loan HK$798K · min. income ≈ HK$8,538/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,921
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,043
−HK$124/mo
Today · 4.125%
HK$4,167
baseline
▲ 0.50% · 4.625%
HK$4,421
+HK$254/mo
Deposit HK$368K · loan HK$860K · min. income ≈ HK$8,334/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,362
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,479
−HK$119/mo
Today · 4.125%
HK$4,598
baseline
▲ 0.50% · 4.625%
HK$4,840
+HK$242/mo
Deposit HK$368K · loan HK$860K · min. income ≈ HK$9,196/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,201
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,332
−HK$133/mo
Today · 4.125%
HK$4,465
baseline
▲ 0.50% · 4.625%
HK$4,736
+HK$271/mo
Deposit HK$307K · loan HK$921K · min. income ≈ HK$8,930/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,674
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,799
−HK$127/mo
Today · 4.125%
HK$4,926
baseline
▲ 0.50% · 4.625%
HK$5,186
+HK$260/mo
Deposit HK$307K · loan HK$921K · min. income ≈ HK$9,852/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,481
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,621
−HK$141/mo
Today · 4.125%
HK$4,762
baseline
▲ 0.50% · 4.625%
HK$5,052
+HK$290/mo
Deposit HK$246K · loan HK$983K · min. income ≈ HK$9,524/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,985
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,119
−HK$136/mo
Today · 4.125%
HK$5,255
baseline
▲ 0.50% · 4.625%
HK$5,532
+HK$277/mo
Deposit HK$246K · loan HK$983K · min. income ≈ HK$10,510/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,761
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,909
−HK$151/mo
Today · 4.125%
HK$5,060
baseline
▲ 0.50% · 4.625%
HK$5,368
+HK$308/mo
Deposit HK$184K · loan HK$1.04M · min. income ≈ HK$10,120/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,297
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,439
−HK$144/mo
Today · 4.125%
HK$5,583
baseline
▲ 0.50% · 4.625%
HK$5,877
+HK$294/mo
Deposit HK$184K · loan HK$1.04M · min. income ≈ HK$11,166/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,041
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,198
−HK$160/mo
Today · 4.125%
HK$5,358
baseline
▲ 0.50% · 4.625%
HK$5,684
+HK$326/mo
Deposit HK$123K · loan HK$1.11M · min. income ≈ HK$10,716/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,609
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,759
−HK$153/mo
Today · 4.125%
HK$5,912
baseline
▲ 0.50% · 4.625%
HK$6,223
+HK$311/mo
Deposit HK$123K · loan HK$1.11M · min. income ≈ HK$11,824/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).