▼ 0.50% · 3.625%
HK$2,800
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,888
−HK$88/mo
Today · 4.125%
HK$2,976
baseline
▲ 0.50% · 4.625%
HK$3,157
+HK$181/mo
Deposit HK$614K · loan HK$614K · min. income ≈ HK$5,952/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,116
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,199
−HK$85/mo
Today · 4.125%
HK$3,284
baseline
▲ 0.50% · 4.625%
HK$3,457
+HK$173/mo
Deposit HK$614K · loan HK$614K · min. income ≈ HK$6,568/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,081
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,176
−HK$98/mo
Today · 4.125%
HK$3,274
baseline
▲ 0.50% · 4.625%
HK$3,473
+HK$199/mo
Deposit HK$553K · loan HK$675K · min. income ≈ HK$6,548/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,427
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,519
−HK$93/mo
Today · 4.125%
HK$3,612
baseline
▲ 0.50% · 4.625%
HK$3,803
+HK$191/mo
Deposit HK$553K · loan HK$675K · min. income ≈ HK$7,224/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,361
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,465
−HK$106/mo
Today · 4.125%
HK$3,571
baseline
▲ 0.50% · 4.625%
HK$3,789
+HK$218/mo
Deposit HK$491K · loan HK$737K · min. income ≈ HK$7,142/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,739
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,839
−HK$102/mo
Today · 4.125%
HK$3,941
baseline
▲ 0.50% · 4.625%
HK$4,148
+HK$207/mo
Deposit HK$491K · loan HK$737K · min. income ≈ HK$7,882/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,641
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,754
−HK$115/mo
Today · 4.125%
HK$3,869
baseline
▲ 0.50% · 4.625%
HK$4,104
+HK$235/mo
Deposit HK$430K · loan HK$798K · min. income ≈ HK$7,738/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,050
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,159
−HK$110/mo
Today · 4.125%
HK$4,269
baseline
▲ 0.50% · 4.625%
HK$4,494
+HK$225/mo
Deposit HK$430K · loan HK$798K · min. income ≈ HK$8,538/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,921
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,043
−HK$124/mo
Today · 4.125%
HK$4,167
baseline
▲ 0.50% · 4.625%
HK$4,420
+HK$253/mo
Deposit HK$368K · loan HK$860K · min. income ≈ HK$8,334/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,362
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,479
−HK$118/mo
Today · 4.125%
HK$4,597
baseline
▲ 0.50% · 4.625%
HK$4,840
+HK$243/mo
Deposit HK$368K · loan HK$860K · min. income ≈ HK$9,194/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,201
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,331
−HK$133/mo
Today · 4.125%
HK$4,464
baseline
▲ 0.50% · 4.625%
HK$4,736
+HK$272/mo
Deposit HK$307K · loan HK$921K · min. income ≈ HK$8,928/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,673
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,799
−HK$127/mo
Today · 4.125%
HK$4,926
baseline
▲ 0.50% · 4.625%
HK$5,185
+HK$259/mo
Deposit HK$307K · loan HK$921K · min. income ≈ HK$9,852/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,481
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,620
−HK$142/mo
Today · 4.125%
HK$4,762
baseline
▲ 0.50% · 4.625%
HK$5,051
+HK$289/mo
Deposit HK$246K · loan HK$983K · min. income ≈ HK$9,524/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,985
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,119
−HK$135/mo
Today · 4.125%
HK$5,254
baseline
▲ 0.50% · 4.625%
HK$5,531
+HK$277/mo
Deposit HK$246K · loan HK$983K · min. income ≈ HK$10,508/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,761
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,909
−HK$150/mo
Today · 4.125%
HK$5,059
baseline
▲ 0.50% · 4.625%
HK$5,367
+HK$308/mo
Deposit HK$184K · loan HK$1.04M · min. income ≈ HK$10,118/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,296
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,438
−HK$145/mo
Today · 4.125%
HK$5,583
baseline
▲ 0.50% · 4.625%
HK$5,877
+HK$294/mo
Deposit HK$184K · loan HK$1.04M · min. income ≈ HK$11,166/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,041
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,198
−HK$159/mo
Today · 4.125%
HK$5,357
baseline
▲ 0.50% · 4.625%
HK$5,683
+HK$326/mo
Deposit HK$123K · loan HK$1.11M · min. income ≈ HK$10,714/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,608
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,758
−HK$153/mo
Today · 4.125%
HK$5,911
baseline
▲ 0.50% · 4.625%
HK$6,222
+HK$311/mo
Deposit HK$123K · loan HK$1.11M · min. income ≈ HK$11,822/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).