▼ 0.50% · 3.625%
HK$3,154
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,252
−HK$100/mo
Today · 4.125%
HK$3,352
baseline
▲ 0.50% · 4.625%
HK$3,556
+HK$204/mo
Deposit HK$692K · loan HK$692K · min. income ≈ HK$6,704/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,509
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,603
−HK$95/mo
Today · 4.125%
HK$3,698
baseline
▲ 0.50% · 4.625%
HK$3,893
+HK$195/mo
Deposit HK$692K · loan HK$692K · min. income ≈ HK$7,396/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,469
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,577
−HK$110/mo
Today · 4.125%
HK$3,687
baseline
▲ 0.50% · 4.625%
HK$3,911
+HK$224/mo
Deposit HK$622K · loan HK$761K · min. income ≈ HK$7,374/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,860
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,963
−HK$105/mo
Today · 4.125%
HK$4,068
baseline
▲ 0.50% · 4.625%
HK$4,283
+HK$215/mo
Deposit HK$622K · loan HK$761K · min. income ≈ HK$8,136/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,785
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,903
−HK$119/mo
Today · 4.125%
HK$4,022
baseline
▲ 0.50% · 4.625%
HK$4,267
+HK$245/mo
Deposit HK$553K · loan HK$830K · min. income ≈ HK$8,044/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,211
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,324
−HK$114/mo
Today · 4.125%
HK$4,438
baseline
▲ 0.50% · 4.625%
HK$4,672
+HK$234/mo
Deposit HK$553K · loan HK$830K · min. income ≈ HK$8,876/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,100
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,228
−HK$129/mo
Today · 4.125%
HK$4,357
baseline
▲ 0.50% · 4.625%
HK$4,622
+HK$265/mo
Deposit HK$484K · loan HK$899K · min. income ≈ HK$8,714/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,561
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,684
−HK$124/mo
Today · 4.125%
HK$4,808
baseline
▲ 0.50% · 4.625%
HK$5,061
+HK$253/mo
Deposit HK$484K · loan HK$899K · min. income ≈ HK$9,616/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,416
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,553
−HK$140/mo
Today · 4.125%
HK$4,693
baseline
▲ 0.50% · 4.625%
HK$4,978
+HK$285/mo
Deposit HK$415K · loan HK$968K · min. income ≈ HK$9,386/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,912
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,044
−HK$134/mo
Today · 4.125%
HK$5,178
baseline
▲ 0.50% · 4.625%
HK$5,451
+HK$273/mo
Deposit HK$415K · loan HK$968K · min. income ≈ HK$10,356/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,731
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,878
−HK$150/mo
Today · 4.125%
HK$5,028
baseline
▲ 0.50% · 4.625%
HK$5,334
+HK$306/mo
Deposit HK$346K · loan HK$1.04M · min. income ≈ HK$10,056/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,263
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,404
−HK$144/mo
Today · 4.125%
HK$5,548
baseline
▲ 0.50% · 4.625%
HK$5,840
+HK$292/mo
Deposit HK$346K · loan HK$1.04M · min. income ≈ HK$11,096/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,046
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,203
−HK$160/mo
Today · 4.125%
HK$5,363
baseline
▲ 0.50% · 4.625%
HK$5,689
+HK$326/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$10,726/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,614
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,765
−HK$152/mo
Today · 4.125%
HK$5,917
baseline
▲ 0.50% · 4.625%
HK$6,229
+HK$312/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$11,834/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,362
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,529
−HK$169/mo
Today · 4.125%
HK$5,698
baseline
▲ 0.50% · 4.625%
HK$6,045
+HK$347/mo
Deposit HK$207K · loan HK$1.18M · min. income ≈ HK$11,396/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,965
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,125
−HK$162/mo
Today · 4.125%
HK$6,287
baseline
▲ 0.50% · 4.625%
HK$6,619
+HK$332/mo
Deposit HK$207K · loan HK$1.18M · min. income ≈ HK$12,574/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,677
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,854
−HK$179/mo
Today · 4.125%
HK$6,033
baseline
▲ 0.50% · 4.625%
HK$6,400
+HK$367/mo
Deposit HK$138K · loan HK$1.24M · min. income ≈ HK$12,066/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,316
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,485
−HK$172/mo
Today · 4.125%
HK$6,657
baseline
▲ 0.50% · 4.625%
HK$7,008
+HK$351/mo
Deposit HK$138K · loan HK$1.24M · min. income ≈ HK$13,314/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).