▼ 0.50% · 3.625%
HK$4,580
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,723
−HK$145/mo
Today · 4.125%
HK$4,868
baseline
▲ 0.50% · 4.625%
HK$5,164
+HK$296/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,736/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,096
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,232
−HK$139/mo
Today · 4.125%
HK$5,371
baseline
▲ 0.50% · 4.625%
HK$5,654
+HK$283/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,742/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,038
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,195
−HK$159/mo
Today · 4.125%
HK$5,354
baseline
▲ 0.50% · 4.625%
HK$5,680
+HK$326/mo
Deposit HK$904K · loan HK$1.10M · min. income ≈ HK$10,708/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,605
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,755
−HK$153/mo
Today · 4.125%
HK$5,908
baseline
▲ 0.50% · 4.625%
HK$6,219
+HK$311/mo
Deposit HK$904K · loan HK$1.10M · min. income ≈ HK$11,816/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,496
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,667
−HK$174/mo
Today · 4.125%
HK$5,841
baseline
▲ 0.50% · 4.625%
HK$6,196
+HK$355/mo
Deposit HK$803K · loan HK$1.21M · min. income ≈ HK$11,682/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,115
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,279
−HK$166/mo
Today · 4.125%
HK$6,445
baseline
▲ 0.50% · 4.625%
HK$6,785
+HK$340/mo
Deposit HK$803K · loan HK$1.21M · min. income ≈ HK$12,890/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,954
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,140
−HK$188/mo
Today · 4.125%
HK$6,328
baseline
▲ 0.50% · 4.625%
HK$6,713
+HK$385/mo
Deposit HK$703K · loan HK$1.31M · min. income ≈ HK$12,656/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,624
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,802
−HK$180/mo
Today · 4.125%
HK$6,982
baseline
▲ 0.50% · 4.625%
HK$7,350
+HK$368/mo
Deposit HK$703K · loan HK$1.31M · min. income ≈ HK$13,964/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,412
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,612
−HK$203/mo
Today · 4.125%
HK$6,815
baseline
▲ 0.50% · 4.625%
HK$7,229
+HK$414/mo
Deposit HK$603K · loan HK$1.41M · min. income ≈ HK$13,630/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,134
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,325
−HK$194/mo
Today · 4.125%
HK$7,519
baseline
▲ 0.50% · 4.625%
HK$7,916
+HK$397/mo
Deposit HK$603K · loan HK$1.41M · min. income ≈ HK$15,038/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,870
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,084
−HK$217/mo
Today · 4.125%
HK$7,301
baseline
▲ 0.50% · 4.625%
HK$7,746
+HK$445/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$14,602/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,643
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,848
−HK$208/mo
Today · 4.125%
HK$8,056
baseline
▲ 0.50% · 4.625%
HK$8,481
+HK$425/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$16,112/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,328
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,556
−HK$232/mo
Today · 4.125%
HK$7,788
baseline
▲ 0.50% · 4.625%
HK$8,262
+HK$474/mo
Deposit HK$402K · loan HK$1.61M · min. income ≈ HK$15,576/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,153
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,372
−HK$221/mo
Today · 4.125%
HK$8,593
baseline
▲ 0.50% · 4.625%
HK$9,046
+HK$453/mo
Deposit HK$402K · loan HK$1.61M · min. income ≈ HK$17,186/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,787
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,029
−HK$246/mo
Today · 4.125%
HK$8,275
baseline
▲ 0.50% · 4.625%
HK$8,778
+HK$503/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$16,550/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,662
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,895
−HK$235/mo
Today · 4.125%
HK$9,130
baseline
▲ 0.50% · 4.625%
HK$9,612
+HK$482/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$18,260/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,245
−HK$517/mo
▼ 0.25% · 3.875%
HK$8,501
−HK$261/mo
Today · 4.125%
HK$8,762
baseline
▲ 0.50% · 4.625%
HK$9,295
+HK$533/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$17,524/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,172
−HK$496/mo
▼ 0.25% · 3.875%
HK$9,418
−HK$250/mo
Today · 4.125%
HK$9,668
baseline
▲ 0.50% · 4.625%
HK$10,177
+HK$509/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$19,336/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).