▼ 0.50% · 3.625%
HK$5,495
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,666
−HK$173/mo
Today · 4.125%
HK$5,839
baseline
▲ 0.50% · 4.625%
HK$6,194
+HK$355/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$11,678/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,113
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,277
−HK$166/mo
Today · 4.125%
HK$6,443
baseline
▲ 0.50% · 4.625%
HK$6,783
+HK$340/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$12,886/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,044
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,232
−HK$191/mo
Today · 4.125%
HK$6,423
baseline
▲ 0.50% · 4.625%
HK$6,814
+HK$391/mo
Deposit HK$1.08M · loan HK$1.33M · min. income ≈ HK$12,846/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,724
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,904
−HK$183/mo
Today · 4.125%
HK$7,087
baseline
▲ 0.50% · 4.625%
HK$7,461
+HK$374/mo
Deposit HK$1.08M · loan HK$1.33M · min. income ≈ HK$14,174/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,594
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,799
−HK$208/mo
Today · 4.125%
HK$7,007
baseline
▲ 0.50% · 4.625%
HK$7,433
+HK$426/mo
Deposit HK$964K · loan HK$1.45M · min. income ≈ HK$14,014/mo (50% DSR)
Upfront cash ≈ HK$964K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,335
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,532
−HK$200/mo
Today · 4.125%
HK$7,732
baseline
▲ 0.50% · 4.625%
HK$8,139
+HK$407/mo
Deposit HK$964K · loan HK$1.45M · min. income ≈ HK$15,464/mo (50% DSR)
Upfront cash ≈ HK$964K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,143
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,365
−HK$226/mo
Today · 4.125%
HK$7,591
baseline
▲ 0.50% · 4.625%
HK$8,053
+HK$462/mo
Deposit HK$843K · loan HK$1.57M · min. income ≈ HK$15,182/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,947
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,160
−HK$216/mo
Today · 4.125%
HK$8,376
baseline
▲ 0.50% · 4.625%
HK$8,817
+HK$441/mo
Deposit HK$843K · loan HK$1.57M · min. income ≈ HK$16,752/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,692
−HK$483/mo
▼ 0.25% · 3.875%
HK$7,932
−HK$243/mo
Today · 4.125%
HK$8,175
baseline
▲ 0.50% · 4.625%
HK$8,672
+HK$497/mo
Deposit HK$723K · loan HK$1.69M · min. income ≈ HK$16,350/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,558
−HK$462/mo
▼ 0.25% · 3.875%
HK$8,787
−HK$233/mo
Today · 4.125%
HK$9,020
baseline
▲ 0.50% · 4.625%
HK$9,496
+HK$476/mo
Deposit HK$723K · loan HK$1.69M · min. income ≈ HK$18,040/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,242
−HK$517/mo
▼ 0.25% · 3.875%
HK$8,498
−HK$261/mo
Today · 4.125%
HK$8,759
baseline
▲ 0.50% · 4.625%
HK$9,292
+HK$533/mo
Deposit HK$602K · loan HK$1.81M · min. income ≈ HK$17,518/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,169
−HK$495/mo
▼ 0.25% · 3.875%
HK$9,415
−HK$249/mo
Today · 4.125%
HK$9,664
baseline
▲ 0.50% · 4.625%
HK$10,174
+HK$510/mo
Deposit HK$602K · loan HK$1.81M · min. income ≈ HK$19,328/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,791
−HK$552/mo
▼ 0.25% · 3.875%
HK$9,065
−HK$278/mo
Today · 4.125%
HK$9,343
baseline
▲ 0.50% · 4.625%
HK$9,911
+HK$568/mo
Deposit HK$482K · loan HK$1.93M · min. income ≈ HK$18,686/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,780
−HK$529/mo
▼ 0.25% · 3.875%
HK$10,043
−HK$266/mo
Today · 4.125%
HK$10,309
baseline
▲ 0.50% · 4.625%
HK$10,852
+HK$543/mo
Deposit HK$482K · loan HK$1.93M · min. income ≈ HK$20,618/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,341
−HK$586/mo
▼ 0.25% · 3.875%
HK$9,631
−HK$296/mo
Today · 4.125%
HK$9,927
baseline
▲ 0.50% · 4.625%
HK$10,531
+HK$604/mo
Deposit HK$361K · loan HK$2.05M · min. income ≈ HK$19,854/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,392
−HK$561/mo
▼ 0.25% · 3.875%
HK$10,670
−HK$283/mo
Today · 4.125%
HK$10,953
baseline
▲ 0.50% · 4.625%
HK$11,530
+HK$577/mo
Deposit HK$361K · loan HK$2.05M · min. income ≈ HK$21,906/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,890
−HK$620/mo
▼ 0.25% · 3.875%
HK$10,198
−HK$312/mo
Today · 4.125%
HK$10,510
baseline
▲ 0.50% · 4.625%
HK$11,150
+HK$640/mo
Deposit HK$241K · loan HK$2.17M · min. income ≈ HK$21,020/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,003
−HK$594/mo
▼ 0.25% · 3.875%
HK$11,298
−HK$299/mo
Today · 4.125%
HK$11,597
baseline
▲ 0.50% · 4.625%
HK$12,209
+HK$612/mo
Deposit HK$241K · loan HK$2.17M · min. income ≈ HK$23,194/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).