▼ 0.50% · 3.625%
HK$4,715
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,862
−HK$149/mo
Today · 4.125%
HK$5,011
baseline
▲ 0.50% · 4.625%
HK$5,315
+HK$304/mo
Deposit HK$1.03M · loan HK$1.03M · min. income ≈ HK$10,022/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,245
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,386
−HK$143/mo
Today · 4.125%
HK$5,529
baseline
▲ 0.50% · 4.625%
HK$5,820
+HK$291/mo
Deposit HK$1.03M · loan HK$1.03M · min. income ≈ HK$11,058/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,186
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,348
−HK$164/mo
Today · 4.125%
HK$5,512
baseline
▲ 0.50% · 4.625%
HK$5,847
+HK$335/mo
Deposit HK$930K · loan HK$1.14M · min. income ≈ HK$11,024/mo (50% DSR)
Upfront cash ≈ HK$931K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,770
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,925
−HK$157/mo
Today · 4.125%
HK$6,082
baseline
▲ 0.50% · 4.625%
HK$6,402
+HK$320/mo
Deposit HK$930K · loan HK$1.14M · min. income ≈ HK$12,164/mo (50% DSR)
Upfront cash ≈ HK$931K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,658
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,834
−HK$179/mo
Today · 4.125%
HK$6,013
baseline
▲ 0.50% · 4.625%
HK$6,379
+HK$366/mo
Deposit HK$827K · loan HK$1.24M · min. income ≈ HK$12,026/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,294
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,463
−HK$171/mo
Today · 4.125%
HK$6,634
baseline
▲ 0.50% · 4.625%
HK$6,984
+HK$350/mo
Deposit HK$827K · loan HK$1.24M · min. income ≈ HK$13,268/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,129
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,320
−HK$194/mo
Today · 4.125%
HK$6,514
baseline
▲ 0.50% · 4.625%
HK$6,910
+HK$396/mo
Deposit HK$724K · loan HK$1.34M · min. income ≈ HK$13,028/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,819
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,002
−HK$185/mo
Today · 4.125%
HK$7,187
baseline
▲ 0.50% · 4.625%
HK$7,566
+HK$379/mo
Deposit HK$724K · loan HK$1.34M · min. income ≈ HK$14,374/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,601
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,806
−HK$209/mo
Today · 4.125%
HK$7,015
baseline
▲ 0.50% · 4.625%
HK$7,442
+HK$427/mo
Deposit HK$620K · loan HK$1.45M · min. income ≈ HK$14,030/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,343
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,540
−HK$200/mo
Today · 4.125%
HK$7,740
baseline
▲ 0.50% · 4.625%
HK$8,148
+HK$408/mo
Deposit HK$620K · loan HK$1.45M · min. income ≈ HK$15,480/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,072
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,292
−HK$224/mo
Today · 4.125%
HK$7,516
baseline
▲ 0.50% · 4.625%
HK$7,973
+HK$457/mo
Deposit HK$517K · loan HK$1.55M · min. income ≈ HK$15,032/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,868
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,079
−HK$214/mo
Today · 4.125%
HK$8,293
baseline
▲ 0.50% · 4.625%
HK$8,730
+HK$437/mo
Deposit HK$517K · loan HK$1.55M · min. income ≈ HK$16,586/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,544
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,779
−HK$238/mo
Today · 4.125%
HK$8,017
baseline
▲ 0.50% · 4.625%
HK$8,505
+HK$488/mo
Deposit HK$414K · loan HK$1.65M · min. income ≈ HK$16,034/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,392
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,618
−HK$228/mo
Today · 4.125%
HK$8,846
baseline
▲ 0.50% · 4.625%
HK$9,312
+HK$466/mo
Deposit HK$414K · loan HK$1.65M · min. income ≈ HK$17,692/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,015
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,265
−HK$253/mo
Today · 4.125%
HK$8,518
baseline
▲ 0.50% · 4.625%
HK$9,036
+HK$518/mo
Deposit HK$310K · loan HK$1.76M · min. income ≈ HK$17,036/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,917
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,156
−HK$243/mo
Today · 4.125%
HK$9,399
baseline
▲ 0.50% · 4.625%
HK$9,894
+HK$495/mo
Deposit HK$310K · loan HK$1.76M · min. income ≈ HK$18,798/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,487
−HK$532/mo
▼ 0.25% · 3.875%
HK$8,751
−HK$268/mo
Today · 4.125%
HK$9,019
baseline
▲ 0.50% · 4.625%
HK$9,568
+HK$549/mo
Deposit HK$207K · loan HK$1.86M · min. income ≈ HK$18,038/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,442
−HK$510/mo
▼ 0.25% · 3.875%
HK$9,695
−HK$257/mo
Today · 4.125%
HK$9,952
baseline
▲ 0.50% · 4.625%
HK$10,476
+HK$524/mo
Deposit HK$207K · loan HK$1.86M · min. income ≈ HK$19,904/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).