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At today's rate and a 90% mortgage, the deposit on this unit is about HK$129K, with repayments around HK$5,640/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$11,280/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Lok Fu Station.
Family-friendly — 64 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 73 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- H37
- Saleable Area
- 180 Saleable ft²
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 41
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-06 | HK$1.32M | −9.1% 2.5y |
| 2024-01-05 | HK$1.45M | −36.1% 5.4y · −7.0%/yr |
| 2018-08-09 | HK$2.27M | +29.6% 3.4y · 9.0%/yr |
| 2015-04-01 | HK$1.75M | +59.1% |
| 2012-01-27 | HK$1.10M | — |