▼ 0.50% · 3.625%
HK$3,425
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,532
−HK$108/mo
Today · 4.125%
HK$3,640
baseline
▲ 0.50% · 4.625%
HK$3,862
+HK$222/mo
Deposit HK$751K · loan HK$751K · min. income ≈ HK$7,280/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,811
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,913
−HK$104/mo
Today · 4.125%
HK$4,017
baseline
▲ 0.50% · 4.625%
HK$4,228
+HK$211/mo
Deposit HK$751K · loan HK$751K · min. income ≈ HK$8,034/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,768
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,885
−HK$119/mo
Today · 4.125%
HK$4,004
baseline
▲ 0.50% · 4.625%
HK$4,248
+HK$244/mo
Deposit HK$676K · loan HK$826K · min. income ≈ HK$8,008/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,192
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,304
−HK$114/mo
Today · 4.125%
HK$4,418
baseline
▲ 0.50% · 4.625%
HK$4,651
+HK$233/mo
Deposit HK$676K · loan HK$826K · min. income ≈ HK$8,836/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,110
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,238
−HK$130/mo
Today · 4.125%
HK$4,368
baseline
▲ 0.50% · 4.625%
HK$4,634
+HK$266/mo
Deposit HK$601K · loan HK$901K · min. income ≈ HK$8,736/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,573
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,696
−HK$124/mo
Today · 4.125%
HK$4,820
baseline
▲ 0.50% · 4.625%
HK$5,074
+HK$254/mo
Deposit HK$601K · loan HK$901K · min. income ≈ HK$9,640/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,453
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,592
−HK$140/mo
Today · 4.125%
HK$4,732
baseline
▲ 0.50% · 4.625%
HK$5,020
+HK$288/mo
Deposit HK$526K · loan HK$976K · min. income ≈ HK$9,464/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,954
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,087
−HK$135/mo
Today · 4.125%
HK$5,222
baseline
▲ 0.50% · 4.625%
HK$5,497
+HK$275/mo
Deposit HK$526K · loan HK$976K · min. income ≈ HK$10,444/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,796
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,945
−HK$151/mo
Today · 4.125%
HK$5,096
baseline
▲ 0.50% · 4.625%
HK$5,406
+HK$310/mo
Deposit HK$451K · loan HK$1.05M · min. income ≈ HK$10,192/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,335
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,478
−HK$145/mo
Today · 4.125%
HK$5,623
baseline
▲ 0.50% · 4.625%
HK$5,920
+HK$297/mo
Deposit HK$451K · loan HK$1.05M · min. income ≈ HK$11,246/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,138
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,298
−HK$162/mo
Today · 4.125%
HK$5,460
baseline
▲ 0.50% · 4.625%
HK$5,793
+HK$333/mo
Deposit HK$376K · loan HK$1.13M · min. income ≈ HK$10,920/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,716
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,869
−HK$156/mo
Today · 4.125%
HK$6,025
baseline
▲ 0.50% · 4.625%
HK$6,342
+HK$317/mo
Deposit HK$376K · loan HK$1.13M · min. income ≈ HK$12,050/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,481
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,651
−HK$173/mo
Today · 4.125%
HK$5,824
baseline
▲ 0.50% · 4.625%
HK$6,179
+HK$355/mo
Deposit HK$300K · loan HK$1.20M · min. income ≈ HK$11,648/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,097
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,261
−HK$166/mo
Today · 4.125%
HK$6,427
baseline
▲ 0.50% · 4.625%
HK$6,765
+HK$338/mo
Deposit HK$300K · loan HK$1.20M · min. income ≈ HK$12,854/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,823
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,004
−HK$184/mo
Today · 4.125%
HK$6,188
baseline
▲ 0.50% · 4.625%
HK$6,565
+HK$377/mo
Deposit HK$225K · loan HK$1.28M · min. income ≈ HK$12,376/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,478
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,652
−HK$176/mo
Today · 4.125%
HK$6,828
baseline
▲ 0.50% · 4.625%
HK$7,188
+HK$360/mo
Deposit HK$225K · loan HK$1.28M · min. income ≈ HK$13,656/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,166
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,358
−HK$194/mo
Today · 4.125%
HK$6,552
baseline
▲ 0.50% · 4.625%
HK$6,951
+HK$399/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$13,104/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,859
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,043
−HK$187/mo
Today · 4.125%
HK$7,230
baseline
▲ 0.50% · 4.625%
HK$7,611
+HK$381/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$14,460/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).