▼ 0.50% · 3.625%
HK$3,000
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,093
−HK$95/mo
Today · 4.125%
HK$3,188
baseline
▲ 0.50% · 4.625%
HK$3,382
+HK$194/mo
Deposit HK$658K · loan HK$658K · min. income ≈ HK$6,376/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,337
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,427
−HK$90/mo
Today · 4.125%
HK$3,517
baseline
▲ 0.50% · 4.625%
HK$3,703
+HK$186/mo
Deposit HK$658K · loan HK$658K · min. income ≈ HK$7,034/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,300
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,402
−HK$105/mo
Today · 4.125%
HK$3,507
baseline
▲ 0.50% · 4.625%
HK$3,720
+HK$213/mo
Deposit HK$592K · loan HK$724K · min. income ≈ HK$7,014/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,671
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,769
−HK$100/mo
Today · 4.125%
HK$3,869
baseline
▲ 0.50% · 4.625%
HK$4,073
+HK$204/mo
Deposit HK$592K · loan HK$724K · min. income ≈ HK$7,738/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,600
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,712
−HK$113/mo
Today · 4.125%
HK$3,825
baseline
▲ 0.50% · 4.625%
HK$4,058
+HK$233/mo
Deposit HK$526K · loan HK$789K · min. income ≈ HK$7,650/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,005
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,112
−HK$109/mo
Today · 4.125%
HK$4,221
baseline
▲ 0.50% · 4.625%
HK$4,443
+HK$222/mo
Deposit HK$526K · loan HK$789K · min. income ≈ HK$8,442/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,900
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,021
−HK$123/mo
Today · 4.125%
HK$4,144
baseline
▲ 0.50% · 4.625%
HK$4,396
+HK$252/mo
Deposit HK$460K · loan HK$855K · min. income ≈ HK$8,288/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,338
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,455
−HK$118/mo
Today · 4.125%
HK$4,573
baseline
▲ 0.50% · 4.625%
HK$4,814
+HK$241/mo
Deposit HK$460K · loan HK$855K · min. income ≈ HK$9,146/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,200
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,330
−HK$133/mo
Today · 4.125%
HK$4,463
baseline
▲ 0.50% · 4.625%
HK$4,734
+HK$271/mo
Deposit HK$395K · loan HK$921K · min. income ≈ HK$8,926/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,672
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,797
−HK$127/mo
Today · 4.125%
HK$4,924
baseline
▲ 0.50% · 4.625%
HK$5,184
+HK$260/mo
Deposit HK$395K · loan HK$921K · min. income ≈ HK$9,848/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,500
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,639
−HK$143/mo
Today · 4.125%
HK$4,782
baseline
▲ 0.50% · 4.625%
HK$5,073
+HK$291/mo
Deposit HK$329K · loan HK$987K · min. income ≈ HK$9,564/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,006
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,140
−HK$136/mo
Today · 4.125%
HK$5,276
baseline
▲ 0.50% · 4.625%
HK$5,554
+HK$278/mo
Deposit HK$329K · loan HK$987K · min. income ≈ HK$10,552/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,799
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,949
−HK$151/mo
Today · 4.125%
HK$5,100
baseline
▲ 0.50% · 4.625%
HK$5,411
+HK$311/mo
Deposit HK$263K · loan HK$1.05M · min. income ≈ HK$10,200/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,339
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,483
−HK$145/mo
Today · 4.125%
HK$5,628
baseline
▲ 0.50% · 4.625%
HK$5,925
+HK$297/mo
Deposit HK$263K · loan HK$1.05M · min. income ≈ HK$11,256/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,099
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,258
−HK$161/mo
Today · 4.125%
HK$5,419
baseline
▲ 0.50% · 4.625%
HK$5,749
+HK$330/mo
Deposit HK$197K · loan HK$1.12M · min. income ≈ HK$10,838/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,673
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,825
−HK$155/mo
Today · 4.125%
HK$5,980
baseline
▲ 0.50% · 4.625%
HK$6,295
+HK$315/mo
Deposit HK$197K · loan HK$1.12M · min. income ≈ HK$11,960/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,399
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,567
−HK$171/mo
Today · 4.125%
HK$5,738
baseline
▲ 0.50% · 4.625%
HK$6,087
+HK$349/mo
Deposit HK$132K · loan HK$1.18M · min. income ≈ HK$11,476/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,007
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,168
−HK$163/mo
Today · 4.125%
HK$6,331
baseline
▲ 0.50% · 4.625%
HK$6,665
+HK$334/mo
Deposit HK$132K · loan HK$1.18M · min. income ≈ HK$12,662/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).