▼ 0.50% · 3.625%
HK$3,244
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,345
−HK$103/mo
Today · 4.125%
HK$3,448
baseline
▲ 0.50% · 4.625%
HK$3,658
+HK$210/mo
Deposit HK$711K · loan HK$711K · min. income ≈ HK$6,896/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,609
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,706
−HK$98/mo
Today · 4.125%
HK$3,804
baseline
▲ 0.50% · 4.625%
HK$4,005
+HK$201/mo
Deposit HK$711K · loan HK$711K · min. income ≈ HK$7,608/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,569
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,680
−HK$113/mo
Today · 4.125%
HK$3,793
baseline
▲ 0.50% · 4.625%
HK$4,023
+HK$230/mo
Deposit HK$640K · loan HK$783K · min. income ≈ HK$7,586/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,970
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,077
−HK$108/mo
Today · 4.125%
HK$4,185
baseline
▲ 0.50% · 4.625%
HK$4,405
+HK$220/mo
Deposit HK$640K · loan HK$783K · min. income ≈ HK$8,370/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,893
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,014
−HK$123/mo
Today · 4.125%
HK$4,137
baseline
▲ 0.50% · 4.625%
HK$4,389
+HK$252/mo
Deposit HK$569K · loan HK$854K · min. income ≈ HK$8,274/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,331
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,447
−HK$118/mo
Today · 4.125%
HK$4,565
baseline
▲ 0.50% · 4.625%
HK$4,806
+HK$241/mo
Deposit HK$569K · loan HK$854K · min. income ≈ HK$9,130/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,218
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,349
−HK$133/mo
Today · 4.125%
HK$4,482
baseline
▲ 0.50% · 4.625%
HK$4,755
+HK$273/mo
Deposit HK$498K · loan HK$925K · min. income ≈ HK$8,964/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,692
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,818
−HK$128/mo
Today · 4.125%
HK$4,946
baseline
▲ 0.50% · 4.625%
HK$5,206
+HK$260/mo
Deposit HK$498K · loan HK$925K · min. income ≈ HK$9,892/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,542
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,683
−HK$144/mo
Today · 4.125%
HK$4,827
baseline
▲ 0.50% · 4.625%
HK$5,121
+HK$294/mo
Deposit HK$427K · loan HK$996K · min. income ≈ HK$9,654/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,053
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,189
−HK$137/mo
Today · 4.125%
HK$5,326
baseline
▲ 0.50% · 4.625%
HK$5,607
+HK$281/mo
Deposit HK$427K · loan HK$996K · min. income ≈ HK$10,652/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,867
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,018
−HK$154/mo
Today · 4.125%
HK$5,172
baseline
▲ 0.50% · 4.625%
HK$5,486
+HK$314/mo
Deposit HK$356K · loan HK$1.07M · min. income ≈ HK$10,344/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,414
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,559
−HK$147/mo
Today · 4.125%
HK$5,706
baseline
▲ 0.50% · 4.625%
HK$6,007
+HK$301/mo
Deposit HK$356K · loan HK$1.07M · min. income ≈ HK$11,412/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,191
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,352
−HK$164/mo
Today · 4.125%
HK$5,516
baseline
▲ 0.50% · 4.625%
HK$5,852
+HK$336/mo
Deposit HK$285K · loan HK$1.14M · min. income ≈ HK$11,032/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,775
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,930
−HK$157/mo
Today · 4.125%
HK$6,087
baseline
▲ 0.50% · 4.625%
HK$6,408
+HK$321/mo
Deposit HK$285K · loan HK$1.14M · min. income ≈ HK$12,174/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,515
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,687
−HK$174/mo
Today · 4.125%
HK$5,861
baseline
▲ 0.50% · 4.625%
HK$6,218
+HK$357/mo
Deposit HK$213K · loan HK$1.21M · min. income ≈ HK$11,722/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,136
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,300
−HK$167/mo
Today · 4.125%
HK$6,467
baseline
▲ 0.50% · 4.625%
HK$6,808
+HK$341/mo
Deposit HK$213K · loan HK$1.21M · min. income ≈ HK$12,934/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,840
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,022
−HK$184/mo
Today · 4.125%
HK$6,206
baseline
▲ 0.50% · 4.625%
HK$6,584
+HK$378/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$12,412/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,497
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,671
−HK$177/mo
Today · 4.125%
HK$6,848
baseline
▲ 0.50% · 4.625%
HK$7,209
+HK$361/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$13,696/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).