▼ 0.50% · 3.625%
HK$2,722
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,807
−HK$86/mo
Today · 4.125%
HK$2,893
baseline
▲ 0.50% · 4.625%
HK$3,069
+HK$176/mo
Deposit HK$597K · loan HK$597K · min. income ≈ HK$5,786/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,028
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,110
−HK$82/mo
Today · 4.125%
HK$3,192
baseline
▲ 0.50% · 4.625%
HK$3,360
+HK$168/mo
Deposit HK$597K · loan HK$597K · min. income ≈ HK$6,384/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,994
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,087
−HK$95/mo
Today · 4.125%
HK$3,182
baseline
▲ 0.50% · 4.625%
HK$3,376
+HK$194/mo
Deposit HK$537K · loan HK$657K · min. income ≈ HK$6,364/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,331
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,420
−HK$91/mo
Today · 4.125%
HK$3,511
baseline
▲ 0.50% · 4.625%
HK$3,696
+HK$185/mo
Deposit HK$537K · loan HK$657K · min. income ≈ HK$7,022/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,267
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,368
−HK$103/mo
Today · 4.125%
HK$3,471
baseline
▲ 0.50% · 4.625%
HK$3,683
+HK$212/mo
Deposit HK$478K · loan HK$716K · min. income ≈ HK$6,942/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,634
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,731
−HK$99/mo
Today · 4.125%
HK$3,830
baseline
▲ 0.50% · 4.625%
HK$4,032
+HK$202/mo
Deposit HK$478K · loan HK$716K · min. income ≈ HK$7,660/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,539
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,649
−HK$112/mo
Today · 4.125%
HK$3,761
baseline
▲ 0.50% · 4.625%
HK$3,989
+HK$228/mo
Deposit HK$418K · loan HK$776K · min. income ≈ HK$7,522/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,937
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,042
−HK$107/mo
Today · 4.125%
HK$4,149
baseline
▲ 0.50% · 4.625%
HK$4,368
+HK$219/mo
Deposit HK$418K · loan HK$776K · min. income ≈ HK$8,298/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,811
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,929
−HK$121/mo
Today · 4.125%
HK$4,050
baseline
▲ 0.50% · 4.625%
HK$4,296
+HK$246/mo
Deposit HK$358K · loan HK$836K · min. income ≈ HK$8,100/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,240
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,353
−HK$116/mo
Today · 4.125%
HK$4,469
baseline
▲ 0.50% · 4.625%
HK$4,704
+HK$235/mo
Deposit HK$358K · loan HK$836K · min. income ≈ HK$8,938/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,083
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,210
−HK$129/mo
Today · 4.125%
HK$4,339
baseline
▲ 0.50% · 4.625%
HK$4,603
+HK$264/mo
Deposit HK$298K · loan HK$895K · min. income ≈ HK$8,678/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,542
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,664
−HK$124/mo
Today · 4.125%
HK$4,788
baseline
▲ 0.50% · 4.625%
HK$5,040
+HK$252/mo
Deposit HK$298K · loan HK$895K · min. income ≈ HK$9,576/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,355
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,491
−HK$137/mo
Today · 4.125%
HK$4,628
baseline
▲ 0.50% · 4.625%
HK$4,910
+HK$282/mo
Deposit HK$239K · loan HK$955K · min. income ≈ HK$9,256/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,845
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,975
−HK$132/mo
Today · 4.125%
HK$5,107
baseline
▲ 0.50% · 4.625%
HK$5,376
+HK$269/mo
Deposit HK$239K · loan HK$955K · min. income ≈ HK$10,214/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,628
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,772
−HK$146/mo
Today · 4.125%
HK$4,918
baseline
▲ 0.50% · 4.625%
HK$5,217
+HK$299/mo
Deposit HK$179K · loan HK$1.01M · min. income ≈ HK$9,836/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,148
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,286
−HK$140/mo
Today · 4.125%
HK$5,426
baseline
▲ 0.50% · 4.625%
HK$5,712
+HK$286/mo
Deposit HK$179K · loan HK$1.01M · min. income ≈ HK$10,852/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,900
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,052
−HK$155/mo
Today · 4.125%
HK$5,207
baseline
▲ 0.50% · 4.625%
HK$5,524
+HK$317/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$10,414/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,451
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,597
−HK$148/mo
Today · 4.125%
HK$5,745
baseline
▲ 0.50% · 4.625%
HK$6,048
+HK$303/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$11,490/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).