▼ 0.50% · 3.625%
HK$4,241
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,373
−HK$134/mo
Today · 4.125%
HK$4,507
baseline
▲ 0.50% · 4.625%
HK$4,782
+HK$275/mo
Deposit HK$930K · loan HK$930K · min. income ≈ HK$9,014/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,719
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,845
−HK$129/mo
Today · 4.125%
HK$4,974
baseline
▲ 0.50% · 4.625%
HK$5,236
+HK$262/mo
Deposit HK$930K · loan HK$930K · min. income ≈ HK$9,948/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,666
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,811
−HK$147/mo
Today · 4.125%
HK$4,958
baseline
▲ 0.50% · 4.625%
HK$5,260
+HK$302/mo
Deposit HK$837K · loan HK$1.02M · min. income ≈ HK$9,916/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,190
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,330
−HK$141/mo
Today · 4.125%
HK$5,471
baseline
▲ 0.50% · 4.625%
HK$5,759
+HK$288/mo
Deposit HK$837K · loan HK$1.02M · min. income ≈ HK$10,942/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,090
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,248
−HK$161/mo
Today · 4.125%
HK$5,409
baseline
▲ 0.50% · 4.625%
HK$5,738
+HK$329/mo
Deposit HK$744K · loan HK$1.12M · min. income ≈ HK$10,818/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,662
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,814
−HK$154/mo
Today · 4.125%
HK$5,968
baseline
▲ 0.50% · 4.625%
HK$6,283
+HK$315/mo
Deposit HK$744K · loan HK$1.12M · min. income ≈ HK$11,936/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,514
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,685
−HK$175/mo
Today · 4.125%
HK$5,860
baseline
▲ 0.50% · 4.625%
HK$6,216
+HK$356/mo
Deposit HK$651K · loan HK$1.21M · min. income ≈ HK$11,720/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,134
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,299
−HK$167/mo
Today · 4.125%
HK$6,466
baseline
▲ 0.50% · 4.625%
HK$6,806
+HK$340/mo
Deposit HK$651K · loan HK$1.21M · min. income ≈ HK$12,932/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,938
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,123
−HK$187/mo
Today · 4.125%
HK$6,310
baseline
▲ 0.50% · 4.625%
HK$6,694
+HK$384/mo
Deposit HK$558K · loan HK$1.30M · min. income ≈ HK$12,620/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,606
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,783
−HK$180/mo
Today · 4.125%
HK$6,963
baseline
▲ 0.50% · 4.625%
HK$7,330
+HK$367/mo
Deposit HK$558K · loan HK$1.30M · min. income ≈ HK$13,926/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,362
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,560
−HK$201/mo
Today · 4.125%
HK$6,761
baseline
▲ 0.50% · 4.625%
HK$7,173
+HK$412/mo
Deposit HK$465K · loan HK$1.40M · min. income ≈ HK$13,522/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,078
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,268
−HK$192/mo
Today · 4.125%
HK$7,460
baseline
▲ 0.50% · 4.625%
HK$7,854
+HK$394/mo
Deposit HK$465K · loan HK$1.40M · min. income ≈ HK$14,920/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,786
−HK$426/mo
▼ 0.25% · 3.875%
HK$6,997
−HK$215/mo
Today · 4.125%
HK$7,212
baseline
▲ 0.50% · 4.625%
HK$7,651
+HK$439/mo
Deposit HK$372K · loan HK$1.49M · min. income ≈ HK$14,424/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,550
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,752
−HK$206/mo
Today · 4.125%
HK$7,958
baseline
▲ 0.50% · 4.625%
HK$8,377
+HK$419/mo
Deposit HK$372K · loan HK$1.49M · min. income ≈ HK$15,916/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,210
−HK$453/mo
▼ 0.25% · 3.875%
HK$7,435
−HK$228/mo
Today · 4.125%
HK$7,663
baseline
▲ 0.50% · 4.625%
HK$8,129
+HK$466/mo
Deposit HK$279K · loan HK$1.58M · min. income ≈ HK$15,326/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,022
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,237
−HK$218/mo
Today · 4.125%
HK$8,455
baseline
▲ 0.50% · 4.625%
HK$8,901
+HK$446/mo
Deposit HK$279K · loan HK$1.58M · min. income ≈ HK$16,910/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,635
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,872
−HK$241/mo
Today · 4.125%
HK$8,113
baseline
▲ 0.50% · 4.625%
HK$8,607
+HK$494/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$16,226/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,493
−HK$459/mo
▼ 0.25% · 3.875%
HK$8,721
−HK$231/mo
Today · 4.125%
HK$8,952
baseline
▲ 0.50% · 4.625%
HK$9,424
+HK$472/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$17,904/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).