▼ 0.50% · 3.625%
HK$4,344
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,479
−HK$137/mo
Today · 4.125%
HK$4,616
baseline
▲ 0.50% · 4.625%
HK$4,897
+HK$281/mo
Deposit HK$953K · loan HK$953K · min. income ≈ HK$9,232/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,833
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,962
−HK$132/mo
Today · 4.125%
HK$5,094
baseline
▲ 0.50% · 4.625%
HK$5,362
+HK$268/mo
Deposit HK$953K · loan HK$953K · min. income ≈ HK$10,188/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,778
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,927
−HK$151/mo
Today · 4.125%
HK$5,078
baseline
▲ 0.50% · 4.625%
HK$5,387
+HK$309/mo
Deposit HK$857K · loan HK$1.05M · min. income ≈ HK$10,156/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,316
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,458
−HK$145/mo
Today · 4.125%
HK$5,603
baseline
▲ 0.50% · 4.625%
HK$5,898
+HK$295/mo
Deposit HK$857K · loan HK$1.05M · min. income ≈ HK$11,206/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,213
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,375
−HK$165/mo
Today · 4.125%
HK$5,540
baseline
▲ 0.50% · 4.625%
HK$5,877
+HK$337/mo
Deposit HK$762K · loan HK$1.14M · min. income ≈ HK$11,080/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,799
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,955
−HK$157/mo
Today · 4.125%
HK$6,112
baseline
▲ 0.50% · 4.625%
HK$6,435
+HK$323/mo
Deposit HK$762K · loan HK$1.14M · min. income ≈ HK$12,224/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,647
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,823
−HK$178/mo
Today · 4.125%
HK$6,001
baseline
▲ 0.50% · 4.625%
HK$6,366
+HK$365/mo
Deposit HK$667K · loan HK$1.24M · min. income ≈ HK$12,002/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,282
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,451
−HK$171/mo
Today · 4.125%
HK$6,622
baseline
▲ 0.50% · 4.625%
HK$6,971
+HK$349/mo
Deposit HK$667K · loan HK$1.24M · min. income ≈ HK$13,244/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,082
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,271
−HK$192/mo
Today · 4.125%
HK$6,463
baseline
▲ 0.50% · 4.625%
HK$6,856
+HK$393/mo
Deposit HK$572K · loan HK$1.33M · min. income ≈ HK$12,926/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,766
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,947
−HK$184/mo
Today · 4.125%
HK$7,131
baseline
▲ 0.50% · 4.625%
HK$7,507
+HK$376/mo
Deposit HK$572K · loan HK$1.33M · min. income ≈ HK$14,262/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,516
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,719
−HK$206/mo
Today · 4.125%
HK$6,925
baseline
▲ 0.50% · 4.625%
HK$7,346
+HK$421/mo
Deposit HK$476K · loan HK$1.43M · min. income ≈ HK$13,850/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,249
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,443
−HK$198/mo
Today · 4.125%
HK$7,641
baseline
▲ 0.50% · 4.625%
HK$8,043
+HK$402/mo
Deposit HK$476K · loan HK$1.43M · min. income ≈ HK$15,282/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,950
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,167
−HK$219/mo
Today · 4.125%
HK$7,386
baseline
▲ 0.50% · 4.625%
HK$7,836
+HK$450/mo
Deposit HK$381K · loan HK$1.52M · min. income ≈ HK$14,772/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,732
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,940
−HK$210/mo
Today · 4.125%
HK$8,150
baseline
▲ 0.50% · 4.625%
HK$8,580
+HK$430/mo
Deposit HK$381K · loan HK$1.52M · min. income ≈ HK$16,300/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,385
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,614
−HK$234/mo
Today · 4.125%
HK$7,848
baseline
▲ 0.50% · 4.625%
HK$8,325
+HK$477/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$15,696/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,215
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,436
−HK$223/mo
Today · 4.125%
HK$8,659
baseline
▲ 0.50% · 4.625%
HK$9,116
+HK$457/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$17,318/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,819
−HK$491/mo
▼ 0.25% · 3.875%
HK$8,062
−HK$248/mo
Today · 4.125%
HK$8,310
baseline
▲ 0.50% · 4.625%
HK$8,815
+HK$505/mo
Deposit HK$191K · loan HK$1.71M · min. income ≈ HK$16,620/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,699
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,932
−HK$237/mo
Today · 4.125%
HK$9,169
baseline
▲ 0.50% · 4.625%
HK$9,652
+HK$483/mo
Deposit HK$191K · loan HK$1.71M · min. income ≈ HK$18,338/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).