▼ 0.50% · 3.625%
HK$2,822
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,909
−HK$90/mo
Today · 4.125%
HK$2,999
baseline
▲ 0.50% · 4.625%
HK$3,181
+HK$182/mo
Deposit HK$619K · loan HK$619K · min. income ≈ HK$5,998/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,139
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,223
−HK$86/mo
Today · 4.125%
HK$3,309
baseline
▲ 0.50% · 4.625%
HK$3,483
+HK$174/mo
Deposit HK$619K · loan HK$619K · min. income ≈ HK$6,618/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,104
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,200
−HK$98/mo
Today · 4.125%
HK$3,298
baseline
▲ 0.50% · 4.625%
HK$3,499
+HK$201/mo
Deposit HK$557K · loan HK$681K · min. income ≈ HK$6,596/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,453
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,546
−HK$94/mo
Today · 4.125%
HK$3,640
baseline
▲ 0.50% · 4.625%
HK$3,831
+HK$191/mo
Deposit HK$557K · loan HK$681K · min. income ≈ HK$7,280/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,386
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,491
−HK$107/mo
Today · 4.125%
HK$3,598
baseline
▲ 0.50% · 4.625%
HK$3,817
+HK$219/mo
Deposit HK$495K · loan HK$742K · min. income ≈ HK$7,196/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,767
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,868
−HK$102/mo
Today · 4.125%
HK$3,970
baseline
▲ 0.50% · 4.625%
HK$4,180
+HK$210/mo
Deposit HK$495K · loan HK$742K · min. income ≈ HK$7,940/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,668
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,782
−HK$116/mo
Today · 4.125%
HK$3,898
baseline
▲ 0.50% · 4.625%
HK$4,135
+HK$237/mo
Deposit HK$433K · loan HK$804K · min. income ≈ HK$7,796/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,081
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,190
−HK$111/mo
Today · 4.125%
HK$4,301
baseline
▲ 0.50% · 4.625%
HK$4,528
+HK$227/mo
Deposit HK$433K · loan HK$804K · min. income ≈ HK$8,602/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,950
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,073
−HK$125/mo
Today · 4.125%
HK$4,198
baseline
▲ 0.50% · 4.625%
HK$4,454
+HK$256/mo
Deposit HK$371K · loan HK$866K · min. income ≈ HK$8,396/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,395
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,513
−HK$119/mo
Today · 4.125%
HK$4,632
baseline
▲ 0.50% · 4.625%
HK$4,876
+HK$244/mo
Deposit HK$371K · loan HK$866K · min. income ≈ HK$9,264/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,233
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,364
−HK$134/mo
Today · 4.125%
HK$4,498
baseline
▲ 0.50% · 4.625%
HK$4,772
+HK$274/mo
Deposit HK$309K · loan HK$928K · min. income ≈ HK$8,996/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,709
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,835
−HK$128/mo
Today · 4.125%
HK$4,963
baseline
▲ 0.50% · 4.625%
HK$5,225
+HK$262/mo
Deposit HK$309K · loan HK$928K · min. income ≈ HK$9,926/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,515
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,655
−HK$143/mo
Today · 4.125%
HK$4,798
baseline
▲ 0.50% · 4.625%
HK$5,090
+HK$292/mo
Deposit HK$247K · loan HK$990K · min. income ≈ HK$9,596/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,023
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,157
−HK$137/mo
Today · 4.125%
HK$5,294
baseline
▲ 0.50% · 4.625%
HK$5,573
+HK$279/mo
Deposit HK$247K · loan HK$990K · min. income ≈ HK$10,588/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,797
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,946
−HK$152/mo
Today · 4.125%
HK$5,098
baseline
▲ 0.50% · 4.625%
HK$5,408
+HK$310/mo
Deposit HK$186K · loan HK$1.05M · min. income ≈ HK$10,196/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,336
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,480
−HK$145/mo
Today · 4.125%
HK$5,625
baseline
▲ 0.50% · 4.625%
HK$5,921
+HK$296/mo
Deposit HK$186K · loan HK$1.05M · min. income ≈ HK$11,250/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,079
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,237
−HK$161/mo
Today · 4.125%
HK$5,398
baseline
▲ 0.50% · 4.625%
HK$5,726
+HK$328/mo
Deposit HK$124K · loan HK$1.11M · min. income ≈ HK$10,796/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,650
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,802
−HK$154/mo
Today · 4.125%
HK$5,956
baseline
▲ 0.50% · 4.625%
HK$6,270
+HK$314/mo
Deposit HK$124K · loan HK$1.11M · min. income ≈ HK$11,912/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).