▼ 0.50% · 3.625%
HK$3,255
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,356
−HK$103/mo
Today · 4.125%
HK$3,459
baseline
▲ 0.50% · 4.625%
HK$3,669
+HK$210/mo
Deposit HK$714K · loan HK$714K · min. income ≈ HK$6,918/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,621
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,718
−HK$99/mo
Today · 4.125%
HK$3,817
baseline
▲ 0.50% · 4.625%
HK$4,018
+HK$201/mo
Deposit HK$714K · loan HK$714K · min. income ≈ HK$7,634/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,580
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,692
−HK$113/mo
Today · 4.125%
HK$3,805
baseline
▲ 0.50% · 4.625%
HK$4,036
+HK$231/mo
Deposit HK$642K · loan HK$785K · min. income ≈ HK$7,610/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,983
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,090
−HK$108/mo
Today · 4.125%
HK$4,198
baseline
▲ 0.50% · 4.625%
HK$4,420
+HK$222/mo
Deposit HK$642K · loan HK$785K · min. income ≈ HK$8,396/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,906
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,027
−HK$124/mo
Today · 4.125%
HK$4,151
baseline
▲ 0.50% · 4.625%
HK$4,403
+HK$252/mo
Deposit HK$571K · loan HK$856K · min. income ≈ HK$8,302/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,345
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,462
−HK$118/mo
Today · 4.125%
HK$4,580
baseline
▲ 0.50% · 4.625%
HK$4,821
+HK$241/mo
Deposit HK$571K · loan HK$856K · min. income ≈ HK$9,160/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,231
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,363
−HK$134/mo
Today · 4.125%
HK$4,497
baseline
▲ 0.50% · 4.625%
HK$4,770
+HK$273/mo
Deposit HK$500K · loan HK$928K · min. income ≈ HK$8,994/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,707
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,834
−HK$128/mo
Today · 4.125%
HK$4,962
baseline
▲ 0.50% · 4.625%
HK$5,223
+HK$261/mo
Deposit HK$500K · loan HK$928K · min. income ≈ HK$9,924/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,557
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,699
−HK$144/mo
Today · 4.125%
HK$4,843
baseline
▲ 0.50% · 4.625%
HK$5,137
+HK$294/mo
Deposit HK$428K · loan HK$999K · min. income ≈ HK$9,686/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,069
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,205
−HK$138/mo
Today · 4.125%
HK$5,343
baseline
▲ 0.50% · 4.625%
HK$5,625
+HK$282/mo
Deposit HK$428K · loan HK$999K · min. income ≈ HK$10,686/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,882
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,034
−HK$154/mo
Today · 4.125%
HK$5,188
baseline
▲ 0.50% · 4.625%
HK$5,504
+HK$316/mo
Deposit HK$357K · loan HK$1.07M · min. income ≈ HK$10,376/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,431
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,577
−HK$148/mo
Today · 4.125%
HK$5,725
baseline
▲ 0.50% · 4.625%
HK$6,027
+HK$302/mo
Deposit HK$357K · loan HK$1.07M · min. income ≈ HK$11,450/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,208
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,370
−HK$164/mo
Today · 4.125%
HK$5,534
baseline
▲ 0.50% · 4.625%
HK$5,871
+HK$337/mo
Deposit HK$285K · loan HK$1.14M · min. income ≈ HK$11,068/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,794
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,949
−HK$158/mo
Today · 4.125%
HK$6,107
baseline
▲ 0.50% · 4.625%
HK$6,428
+HK$321/mo
Deposit HK$285K · loan HK$1.14M · min. income ≈ HK$12,214/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,533
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,705
−HK$175/mo
Today · 4.125%
HK$5,880
baseline
▲ 0.50% · 4.625%
HK$6,238
+HK$358/mo
Deposit HK$214K · loan HK$1.21M · min. income ≈ HK$11,760/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,156
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,321
−HK$167/mo
Today · 4.125%
HK$6,488
baseline
▲ 0.50% · 4.625%
HK$6,830
+HK$342/mo
Deposit HK$214K · loan HK$1.21M · min. income ≈ HK$12,976/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,859
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,041
−HK$185/mo
Today · 4.125%
HK$6,226
baseline
▲ 0.50% · 4.625%
HK$6,605
+HK$379/mo
Deposit HK$143K · loan HK$1.28M · min. income ≈ HK$12,452/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,518
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,693
−HK$177/mo
Today · 4.125%
HK$6,870
baseline
▲ 0.50% · 4.625%
HK$7,232
+HK$362/mo
Deposit HK$143K · loan HK$1.28M · min. income ≈ HK$13,740/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).