▼ 0.50% · 3.625%
HK$3,147
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,245
−HK$100/mo
Today · 4.125%
HK$3,345
baseline
▲ 0.50% · 4.625%
HK$3,548
+HK$203/mo
Deposit HK$690K · loan HK$690K · min. income ≈ HK$6,690/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,501
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,595
−HK$96/mo
Today · 4.125%
HK$3,691
baseline
▲ 0.50% · 4.625%
HK$3,885
+HK$194/mo
Deposit HK$690K · loan HK$690K · min. income ≈ HK$7,382/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,462
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,570
−HK$109/mo
Today · 4.125%
HK$3,679
baseline
▲ 0.50% · 4.625%
HK$3,903
+HK$224/mo
Deposit HK$621K · loan HK$759K · min. income ≈ HK$7,358/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,852
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,955
−HK$105/mo
Today · 4.125%
HK$4,060
baseline
▲ 0.50% · 4.625%
HK$4,274
+HK$214/mo
Deposit HK$621K · loan HK$759K · min. income ≈ HK$8,120/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,777
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,894
−HK$120/mo
Today · 4.125%
HK$4,014
baseline
▲ 0.50% · 4.625%
HK$4,258
+HK$244/mo
Deposit HK$552K · loan HK$828K · min. income ≈ HK$8,028/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,202
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,314
−HK$115/mo
Today · 4.125%
HK$4,429
baseline
▲ 0.50% · 4.625%
HK$4,662
+HK$233/mo
Deposit HK$552K · loan HK$828K · min. income ≈ HK$8,858/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,092
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,219
−HK$129/mo
Today · 4.125%
HK$4,348
baseline
▲ 0.50% · 4.625%
HK$4,613
+HK$265/mo
Deposit HK$483K · loan HK$897K · min. income ≈ HK$8,696/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,552
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,674
−HK$124/mo
Today · 4.125%
HK$4,798
baseline
▲ 0.50% · 4.625%
HK$5,051
+HK$253/mo
Deposit HK$483K · loan HK$897K · min. income ≈ HK$9,596/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,406
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,543
−HK$140/mo
Today · 4.125%
HK$4,683
baseline
▲ 0.50% · 4.625%
HK$4,968
+HK$285/mo
Deposit HK$414K · loan HK$966K · min. income ≈ HK$9,366/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,902
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,033
−HK$134/mo
Today · 4.125%
HK$5,167
baseline
▲ 0.50% · 4.625%
HK$5,439
+HK$272/mo
Deposit HK$414K · loan HK$966K · min. income ≈ HK$10,334/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,721
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,868
−HK$149/mo
Today · 4.125%
HK$5,017
baseline
▲ 0.50% · 4.625%
HK$5,322
+HK$305/mo
Deposit HK$345K · loan HK$1.04M · min. income ≈ HK$10,034/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,252
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,393
−HK$143/mo
Today · 4.125%
HK$5,536
baseline
▲ 0.50% · 4.625%
HK$5,828
+HK$292/mo
Deposit HK$345K · loan HK$1.04M · min. income ≈ HK$11,072/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,036
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,192
−HK$160/mo
Today · 4.125%
HK$5,352
baseline
▲ 0.50% · 4.625%
HK$5,677
+HK$325/mo
Deposit HK$276K · loan HK$1.10M · min. income ≈ HK$10,704/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,602
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,752
−HK$153/mo
Today · 4.125%
HK$5,905
baseline
▲ 0.50% · 4.625%
HK$6,216
+HK$311/mo
Deposit HK$276K · loan HK$1.10M · min. income ≈ HK$11,810/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,350
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,517
−HK$169/mo
Today · 4.125%
HK$5,686
baseline
▲ 0.50% · 4.625%
HK$6,032
+HK$346/mo
Deposit HK$207K · loan HK$1.17M · min. income ≈ HK$11,372/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,952
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,112
−HK$162/mo
Today · 4.125%
HK$6,274
baseline
▲ 0.50% · 4.625%
HK$6,605
+HK$331/mo
Deposit HK$207K · loan HK$1.17M · min. income ≈ HK$12,548/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,665
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,841
−HK$179/mo
Today · 4.125%
HK$6,020
baseline
▲ 0.50% · 4.625%
HK$6,387
+HK$367/mo
Deposit HK$138K · loan HK$1.24M · min. income ≈ HK$12,040/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,303
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,472
−HK$171/mo
Today · 4.125%
HK$6,643
baseline
▲ 0.50% · 4.625%
HK$6,993
+HK$350/mo
Deposit HK$138K · loan HK$1.24M · min. income ≈ HK$13,286/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).