▼ 0.50% · 3.625%
HK$3,157
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,255
−HK$100/mo
Today · 4.125%
HK$3,355
baseline
▲ 0.50% · 4.625%
HK$3,559
+HK$204/mo
Deposit HK$692K · loan HK$692K · min. income ≈ HK$6,710/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,512
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,606
−HK$96/mo
Today · 4.125%
HK$3,702
baseline
▲ 0.50% · 4.625%
HK$3,897
+HK$195/mo
Deposit HK$692K · loan HK$692K · min. income ≈ HK$7,404/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,472
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,580
−HK$110/mo
Today · 4.125%
HK$3,690
baseline
▲ 0.50% · 4.625%
HK$3,915
+HK$225/mo
Deposit HK$623K · loan HK$761K · min. income ≈ HK$7,380/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,863
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,967
−HK$105/mo
Today · 4.125%
HK$4,072
baseline
▲ 0.50% · 4.625%
HK$4,286
+HK$214/mo
Deposit HK$623K · loan HK$761K · min. income ≈ HK$8,144/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,788
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,906
−HK$120/mo
Today · 4.125%
HK$4,026
baseline
▲ 0.50% · 4.625%
HK$4,271
+HK$245/mo
Deposit HK$554K · loan HK$831K · min. income ≈ HK$8,052/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,214
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,327
−HK$115/mo
Today · 4.125%
HK$4,442
baseline
▲ 0.50% · 4.625%
HK$4,676
+HK$234/mo
Deposit HK$554K · loan HK$831K · min. income ≈ HK$8,884/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,104
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,231
−HK$130/mo
Today · 4.125%
HK$4,361
baseline
▲ 0.50% · 4.625%
HK$4,627
+HK$266/mo
Deposit HK$485K · loan HK$900K · min. income ≈ HK$8,722/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,565
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,688
−HK$124/mo
Today · 4.125%
HK$4,812
baseline
▲ 0.50% · 4.625%
HK$5,066
+HK$254/mo
Deposit HK$485K · loan HK$900K · min. income ≈ HK$9,624/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,419
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,557
−HK$140/mo
Today · 4.125%
HK$4,697
baseline
▲ 0.50% · 4.625%
HK$4,982
+HK$285/mo
Deposit HK$415K · loan HK$969K · min. income ≈ HK$9,394/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,917
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,048
−HK$134/mo
Today · 4.125%
HK$5,182
baseline
▲ 0.50% · 4.625%
HK$5,455
+HK$273/mo
Deposit HK$415K · loan HK$969K · min. income ≈ HK$10,364/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,735
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,882
−HK$150/mo
Today · 4.125%
HK$5,032
baseline
▲ 0.50% · 4.625%
HK$5,338
+HK$306/mo
Deposit HK$346K · loan HK$1.04M · min. income ≈ HK$10,064/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,268
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,409
−HK$143/mo
Today · 4.125%
HK$5,552
baseline
▲ 0.50% · 4.625%
HK$5,845
+HK$293/mo
Deposit HK$346K · loan HK$1.04M · min. income ≈ HK$11,104/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,051
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,208
−HK$160/mo
Today · 4.125%
HK$5,368
baseline
▲ 0.50% · 4.625%
HK$5,694
+HK$326/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$10,736/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,619
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,770
−HK$153/mo
Today · 4.125%
HK$5,923
baseline
▲ 0.50% · 4.625%
HK$6,235
+HK$312/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$11,846/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,367
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,533
−HK$170/mo
Today · 4.125%
HK$5,703
baseline
▲ 0.50% · 4.625%
HK$6,050
+HK$347/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$11,406/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,970
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,130
−HK$163/mo
Today · 4.125%
HK$6,293
baseline
▲ 0.50% · 4.625%
HK$6,624
+HK$331/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$12,586/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,682
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,859
−HK$180/mo
Today · 4.125%
HK$6,039
baseline
▲ 0.50% · 4.625%
HK$6,406
+HK$367/mo
Deposit HK$138K · loan HK$1.25M · min. income ≈ HK$12,078/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,321
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,491
−HK$172/mo
Today · 4.125%
HK$6,663
baseline
▲ 0.50% · 4.625%
HK$7,014
+HK$351/mo
Deposit HK$138K · loan HK$1.25M · min. income ≈ HK$13,326/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).