▼ 0.50% · 3.625%
HK$3,169
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,267
−HK$101/mo
Today · 4.125%
HK$3,368
baseline
▲ 0.50% · 4.625%
HK$3,572
+HK$204/mo
Deposit HK$695K · loan HK$695K · min. income ≈ HK$6,736/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,525
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,620
−HK$96/mo
Today · 4.125%
HK$3,716
baseline
▲ 0.50% · 4.625%
HK$3,912
+HK$196/mo
Deposit HK$695K · loan HK$695K · min. income ≈ HK$7,432/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,486
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,594
−HK$110/mo
Today · 4.125%
HK$3,704
baseline
▲ 0.50% · 4.625%
HK$3,930
+HK$226/mo
Deposit HK$625K · loan HK$764K · min. income ≈ HK$7,408/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,878
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,982
−HK$105/mo
Today · 4.125%
HK$4,087
baseline
▲ 0.50% · 4.625%
HK$4,303
+HK$216/mo
Deposit HK$625K · loan HK$764K · min. income ≈ HK$8,174/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,803
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,921
−HK$120/mo
Today · 4.125%
HK$4,041
baseline
▲ 0.50% · 4.625%
HK$4,287
+HK$246/mo
Deposit HK$556K · loan HK$834K · min. income ≈ HK$8,082/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,230
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,344
−HK$115/mo
Today · 4.125%
HK$4,459
baseline
▲ 0.50% · 4.625%
HK$4,694
+HK$235/mo
Deposit HK$556K · loan HK$834K · min. income ≈ HK$8,918/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,119
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,248
−HK$130/mo
Today · 4.125%
HK$4,378
baseline
▲ 0.50% · 4.625%
HK$4,644
+HK$266/mo
Deposit HK$486K · loan HK$903K · min. income ≈ HK$8,756/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,583
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,706
−HK$124/mo
Today · 4.125%
HK$4,830
baseline
▲ 0.50% · 4.625%
HK$5,085
+HK$255/mo
Deposit HK$486K · loan HK$903K · min. income ≈ HK$9,660/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,436
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,574
−HK$141/mo
Today · 4.125%
HK$4,715
baseline
▲ 0.50% · 4.625%
HK$5,001
+HK$286/mo
Deposit HK$417K · loan HK$973K · min. income ≈ HK$9,430/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,935
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,068
−HK$134/mo
Today · 4.125%
HK$5,202
baseline
▲ 0.50% · 4.625%
HK$5,476
+HK$274/mo
Deposit HK$417K · loan HK$973K · min. income ≈ HK$10,404/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,753
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,901
−HK$150/mo
Today · 4.125%
HK$5,051
baseline
▲ 0.50% · 4.625%
HK$5,359
+HK$308/mo
Deposit HK$347K · loan HK$1.04M · min. income ≈ HK$10,102/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,288
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,430
−HK$144/mo
Today · 4.125%
HK$5,574
baseline
▲ 0.50% · 4.625%
HK$5,867
+HK$293/mo
Deposit HK$347K · loan HK$1.04M · min. income ≈ HK$11,148/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,070
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,228
−HK$160/mo
Today · 4.125%
HK$5,388
baseline
▲ 0.50% · 4.625%
HK$5,716
+HK$328/mo
Deposit HK$278K · loan HK$1.11M · min. income ≈ HK$10,776/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,640
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,792
−HK$153/mo
Today · 4.125%
HK$5,945
baseline
▲ 0.50% · 4.625%
HK$6,259
+HK$314/mo
Deposit HK$278K · loan HK$1.11M · min. income ≈ HK$11,890/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,387
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,555
−HK$170/mo
Today · 4.125%
HK$5,725
baseline
▲ 0.50% · 4.625%
HK$6,073
+HK$348/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$11,450/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,993
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,154
−HK$163/mo
Today · 4.125%
HK$6,317
baseline
▲ 0.50% · 4.625%
HK$6,650
+HK$333/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$12,634/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,704
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,881
−HK$181/mo
Today · 4.125%
HK$6,062
baseline
▲ 0.50% · 4.625%
HK$6,430
+HK$368/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$12,124/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,346
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,516
−HK$172/mo
Today · 4.125%
HK$6,688
baseline
▲ 0.50% · 4.625%
HK$7,041
+HK$353/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$13,376/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).