▼ 0.50% · 3.625%
HK$3,304
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,407
−HK$105/mo
Today · 4.125%
HK$3,512
baseline
▲ 0.50% · 4.625%
HK$3,725
+HK$213/mo
Deposit HK$725K · loan HK$725K · min. income ≈ HK$7,024/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,676
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,775
−HK$100/mo
Today · 4.125%
HK$3,875
baseline
▲ 0.50% · 4.625%
HK$4,079
+HK$204/mo
Deposit HK$725K · loan HK$725K · min. income ≈ HK$7,750/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,635
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,748
−HK$115/mo
Today · 4.125%
HK$3,863
baseline
▲ 0.50% · 4.625%
HK$4,098
+HK$235/mo
Deposit HK$652K · loan HK$797K · min. income ≈ HK$7,726/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,044
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,152
−HK$110/mo
Today · 4.125%
HK$4,262
baseline
▲ 0.50% · 4.625%
HK$4,487
+HK$225/mo
Deposit HK$652K · loan HK$797K · min. income ≈ HK$8,524/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,965
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,089
−HK$125/mo
Today · 4.125%
HK$4,214
baseline
▲ 0.50% · 4.625%
HK$4,470
+HK$256/mo
Deposit HK$580K · loan HK$869K · min. income ≈ HK$8,428/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,411
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,530
−HK$120/mo
Today · 4.125%
HK$4,650
baseline
▲ 0.50% · 4.625%
HK$4,895
+HK$245/mo
Deposit HK$580K · loan HK$869K · min. income ≈ HK$9,300/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,296
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,429
−HK$136/mo
Today · 4.125%
HK$4,565
baseline
▲ 0.50% · 4.625%
HK$4,843
+HK$278/mo
Deposit HK$507K · loan HK$942K · min. income ≈ HK$9,130/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,779
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,907
−HK$130/mo
Today · 4.125%
HK$5,037
baseline
▲ 0.50% · 4.625%
HK$5,303
+HK$266/mo
Deposit HK$507K · loan HK$942K · min. income ≈ HK$10,074/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,626
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,770
−HK$146/mo
Today · 4.125%
HK$4,916
baseline
▲ 0.50% · 4.625%
HK$5,215
+HK$299/mo
Deposit HK$435K · loan HK$1.01M · min. income ≈ HK$9,832/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,147
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,285
−HK$140/mo
Today · 4.125%
HK$5,425
baseline
▲ 0.50% · 4.625%
HK$5,711
+HK$286/mo
Deposit HK$435K · loan HK$1.01M · min. income ≈ HK$10,850/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,957
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,111
−HK$156/mo
Today · 4.125%
HK$5,267
baseline
▲ 0.50% · 4.625%
HK$5,588
+HK$321/mo
Deposit HK$362K · loan HK$1.09M · min. income ≈ HK$10,534/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,514
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,662
−HK$150/mo
Today · 4.125%
HK$5,812
baseline
▲ 0.50% · 4.625%
HK$6,118
+HK$306/mo
Deposit HK$362K · loan HK$1.09M · min. income ≈ HK$11,624/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,287
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,452
−HK$167/mo
Today · 4.125%
HK$5,619
baseline
▲ 0.50% · 4.625%
HK$5,960
+HK$341/mo
Deposit HK$290K · loan HK$1.16M · min. income ≈ HK$11,238/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,882
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,040
−HK$160/mo
Today · 4.125%
HK$6,200
baseline
▲ 0.50% · 4.625%
HK$6,526
+HK$326/mo
Deposit HK$290K · loan HK$1.16M · min. income ≈ HK$12,400/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,618
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,792
−HK$178/mo
Today · 4.125%
HK$5,970
baseline
▲ 0.50% · 4.625%
HK$6,333
+HK$363/mo
Deposit HK$217K · loan HK$1.23M · min. income ≈ HK$11,940/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,249
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,417
−HK$170/mo
Today · 4.125%
HK$6,587
baseline
▲ 0.50% · 4.625%
HK$6,934
+HK$347/mo
Deposit HK$217K · loan HK$1.23M · min. income ≈ HK$13,174/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,948
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,133
−HK$188/mo
Today · 4.125%
HK$6,321
baseline
▲ 0.50% · 4.625%
HK$6,706
+HK$385/mo
Deposit HK$145K · loan HK$1.30M · min. income ≈ HK$12,642/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,617
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,795
−HK$180/mo
Today · 4.125%
HK$6,975
baseline
▲ 0.50% · 4.625%
HK$7,342
+HK$367/mo
Deposit HK$145K · loan HK$1.30M · min. income ≈ HK$13,950/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).