▼ 0.50% · 3.625%
HK$4,177
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,307
−HK$132/mo
Today · 4.125%
HK$4,439
baseline
▲ 0.50% · 4.625%
HK$4,709
+HK$270/mo
Deposit HK$916K · loan HK$916K · min. income ≈ HK$8,878/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,647
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,772
−HK$126/mo
Today · 4.125%
HK$4,898
baseline
▲ 0.50% · 4.625%
HK$5,156
+HK$258/mo
Deposit HK$916K · loan HK$916K · min. income ≈ HK$9,796/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,595
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,738
−HK$145/mo
Today · 4.125%
HK$4,883
baseline
▲ 0.50% · 4.625%
HK$5,180
+HK$297/mo
Deposit HK$824K · loan HK$1.01M · min. income ≈ HK$9,766/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,112
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,249
−HK$139/mo
Today · 4.125%
HK$5,388
baseline
▲ 0.50% · 4.625%
HK$5,672
+HK$284/mo
Deposit HK$824K · loan HK$1.01M · min. income ≈ HK$10,776/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,012
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,168
−HK$159/mo
Today · 4.125%
HK$5,327
baseline
▲ 0.50% · 4.625%
HK$5,651
+HK$324/mo
Deposit HK$733K · loan HK$1.10M · min. income ≈ HK$10,654/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,576
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,726
−HK$152/mo
Today · 4.125%
HK$5,878
baseline
▲ 0.50% · 4.625%
HK$6,187
+HK$309/mo
Deposit HK$733K · loan HK$1.10M · min. income ≈ HK$11,756/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,430
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,599
−HK$172/mo
Today · 4.125%
HK$5,771
baseline
▲ 0.50% · 4.625%
HK$6,122
+HK$351/mo
Deposit HK$641K · loan HK$1.19M · min. income ≈ HK$11,542/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,041
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,203
−HK$164/mo
Today · 4.125%
HK$6,367
baseline
▲ 0.50% · 4.625%
HK$6,703
+HK$336/mo
Deposit HK$641K · loan HK$1.19M · min. income ≈ HK$12,734/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,848
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,030
−HK$185/mo
Today · 4.125%
HK$6,215
baseline
▲ 0.50% · 4.625%
HK$6,593
+HK$378/mo
Deposit HK$550K · loan HK$1.28M · min. income ≈ HK$12,430/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,506
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,680
−HK$177/mo
Today · 4.125%
HK$6,857
baseline
▲ 0.50% · 4.625%
HK$7,219
+HK$362/mo
Deposit HK$550K · loan HK$1.28M · min. income ≈ HK$13,714/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,266
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,460
−HK$198/mo
Today · 4.125%
HK$6,658
baseline
▲ 0.50% · 4.625%
HK$7,064
+HK$406/mo
Deposit HK$458K · loan HK$1.37M · min. income ≈ HK$13,316/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,970
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,157
−HK$190/mo
Today · 4.125%
HK$7,347
baseline
▲ 0.50% · 4.625%
HK$7,734
+HK$387/mo
Deposit HK$458K · loan HK$1.37M · min. income ≈ HK$14,694/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,683
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,891
−HK$211/mo
Today · 4.125%
HK$7,102
baseline
▲ 0.50% · 4.625%
HK$7,535
+HK$433/mo
Deposit HK$366K · loan HK$1.47M · min. income ≈ HK$14,204/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,435
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,634
−HK$203/mo
Today · 4.125%
HK$7,837
baseline
▲ 0.50% · 4.625%
HK$8,250
+HK$413/mo
Deposit HK$366K · loan HK$1.47M · min. income ≈ HK$15,674/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,101
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,322
−HK$224/mo
Today · 4.125%
HK$7,546
baseline
▲ 0.50% · 4.625%
HK$8,005
+HK$459/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$15,092/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,900
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,112
−HK$215/mo
Today · 4.125%
HK$8,327
baseline
▲ 0.50% · 4.625%
HK$8,765
+HK$438/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$16,654/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,519
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,753
−HK$237/mo
Today · 4.125%
HK$7,990
baseline
▲ 0.50% · 4.625%
HK$8,476
+HK$486/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$15,980/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,364
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,589
−HK$227/mo
Today · 4.125%
HK$8,816
baseline
▲ 0.50% · 4.625%
HK$9,281
+HK$465/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$17,632/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).