▼ 0.50% · 3.625%
HK$3,083
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,179
−HK$97/mo
Today · 4.125%
HK$3,276
baseline
▲ 0.50% · 4.625%
HK$3,475
+HK$199/mo
Deposit HK$676K · loan HK$676K · min. income ≈ HK$6,552/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,429
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,521
−HK$94/mo
Today · 4.125%
HK$3,615
baseline
▲ 0.50% · 4.625%
HK$3,805
+HK$190/mo
Deposit HK$676K · loan HK$676K · min. income ≈ HK$7,230/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,391
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,496
−HK$108/mo
Today · 4.125%
HK$3,604
baseline
▲ 0.50% · 4.625%
HK$3,823
+HK$219/mo
Deposit HK$608K · loan HK$744K · min. income ≈ HK$7,208/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,772
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,874
−HK$102/mo
Today · 4.125%
HK$3,976
baseline
▲ 0.50% · 4.625%
HK$4,186
+HK$210/mo
Deposit HK$608K · loan HK$744K · min. income ≈ HK$7,952/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,699
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,814
−HK$117/mo
Today · 4.125%
HK$3,931
baseline
▲ 0.50% · 4.625%
HK$4,170
+HK$239/mo
Deposit HK$541K · loan HK$811K · min. income ≈ HK$7,862/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,115
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,226
−HK$112/mo
Today · 4.125%
HK$4,338
baseline
▲ 0.50% · 4.625%
HK$4,566
+HK$228/mo
Deposit HK$541K · loan HK$811K · min. income ≈ HK$8,676/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,008
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,132
−HK$127/mo
Today · 4.125%
HK$4,259
baseline
▲ 0.50% · 4.625%
HK$4,518
+HK$259/mo
Deposit HK$473K · loan HK$879K · min. income ≈ HK$8,518/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,458
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,578
−HK$121/mo
Today · 4.125%
HK$4,699
baseline
▲ 0.50% · 4.625%
HK$4,947
+HK$248/mo
Deposit HK$473K · loan HK$879K · min. income ≈ HK$9,398/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,316
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,450
−HK$136/mo
Today · 4.125%
HK$4,586
baseline
▲ 0.50% · 4.625%
HK$4,865
+HK$279/mo
Deposit HK$406K · loan HK$946K · min. income ≈ HK$9,172/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,801
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,930
−HK$131/mo
Today · 4.125%
HK$5,061
baseline
▲ 0.50% · 4.625%
HK$5,327
+HK$266/mo
Deposit HK$406K · loan HK$946K · min. income ≈ HK$10,122/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,624
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,768
−HK$146/mo
Today · 4.125%
HK$4,914
baseline
▲ 0.50% · 4.625%
HK$5,213
+HK$299/mo
Deposit HK$338K · loan HK$1.01M · min. income ≈ HK$9,828/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,144
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,282
−HK$140/mo
Today · 4.125%
HK$5,422
baseline
▲ 0.50% · 4.625%
HK$5,708
+HK$286/mo
Deposit HK$338K · loan HK$1.01M · min. income ≈ HK$10,844/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,932
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,086
−HK$156/mo
Today · 4.125%
HK$5,242
baseline
▲ 0.50% · 4.625%
HK$5,561
+HK$319/mo
Deposit HK$270K · loan HK$1.08M · min. income ≈ HK$10,484/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,487
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,634
−HK$150/mo
Today · 4.125%
HK$5,784
baseline
▲ 0.50% · 4.625%
HK$6,088
+HK$304/mo
Deposit HK$270K · loan HK$1.08M · min. income ≈ HK$11,568/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,241
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,404
−HK$165/mo
Today · 4.125%
HK$5,569
baseline
▲ 0.50% · 4.625%
HK$5,908
+HK$339/mo
Deposit HK$203K · loan HK$1.15M · min. income ≈ HK$11,138/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,830
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,986
−HK$159/mo
Today · 4.125%
HK$6,145
baseline
▲ 0.50% · 4.625%
HK$6,469
+HK$324/mo
Deposit HK$203K · loan HK$1.15M · min. income ≈ HK$12,290/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,549
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,721
−HK$176/mo
Today · 4.125%
HK$5,897
baseline
▲ 0.50% · 4.625%
HK$6,256
+HK$359/mo
Deposit HK$135K · loan HK$1.22M · min. income ≈ HK$11,794/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,173
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,339
−HK$168/mo
Today · 4.125%
HK$6,507
baseline
▲ 0.50% · 4.625%
HK$6,850
+HK$343/mo
Deposit HK$135K · loan HK$1.22M · min. income ≈ HK$13,014/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).