▼ 0.50% · 3.625%
HK$3,206
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,305
−HK$102/mo
Today · 4.125%
HK$3,407
baseline
▲ 0.50% · 4.625%
HK$3,614
+HK$207/mo
Deposit HK$703K · loan HK$703K · min. income ≈ HK$6,814/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,566
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,662
−HK$97/mo
Today · 4.125%
HK$3,759
baseline
▲ 0.50% · 4.625%
HK$3,957
+HK$198/mo
Deposit HK$703K · loan HK$703K · min. income ≈ HK$7,518/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,526
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,636
−HK$111/mo
Today · 4.125%
HK$3,747
baseline
▲ 0.50% · 4.625%
HK$3,975
+HK$228/mo
Deposit HK$633K · loan HK$773K · min. income ≈ HK$7,494/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,923
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,028
−HK$107/mo
Today · 4.125%
HK$4,135
baseline
▲ 0.50% · 4.625%
HK$4,353
+HK$218/mo
Deposit HK$633K · loan HK$773K · min. income ≈ HK$8,270/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,847
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,967
−HK$121/mo
Today · 4.125%
HK$4,088
baseline
▲ 0.50% · 4.625%
HK$4,337
+HK$249/mo
Deposit HK$562K · loan HK$844K · min. income ≈ HK$8,176/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,280
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,394
−HK$117/mo
Today · 4.125%
HK$4,511
baseline
▲ 0.50% · 4.625%
HK$4,749
+HK$238/mo
Deposit HK$562K · loan HK$844K · min. income ≈ HK$9,022/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,167
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,297
−HK$132/mo
Today · 4.125%
HK$4,429
baseline
▲ 0.50% · 4.625%
HK$4,698
+HK$269/mo
Deposit HK$492K · loan HK$914K · min. income ≈ HK$8,858/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,636
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,761
−HK$126/mo
Today · 4.125%
HK$4,887
baseline
▲ 0.50% · 4.625%
HK$5,144
+HK$257/mo
Deposit HK$492K · loan HK$914K · min. income ≈ HK$9,774/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,488
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,628
−HK$141/mo
Today · 4.125%
HK$4,769
baseline
▲ 0.50% · 4.625%
HK$5,060
+HK$291/mo
Deposit HK$422K · loan HK$984K · min. income ≈ HK$9,538/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,993
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,127
−HK$136/mo
Today · 4.125%
HK$5,263
baseline
▲ 0.50% · 4.625%
HK$5,540
+HK$277/mo
Deposit HK$422K · loan HK$984K · min. income ≈ HK$10,526/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,809
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,958
−HK$152/mo
Today · 4.125%
HK$5,110
baseline
▲ 0.50% · 4.625%
HK$5,421
+HK$311/mo
Deposit HK$351K · loan HK$1.05M · min. income ≈ HK$10,220/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,349
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,493
−HK$146/mo
Today · 4.125%
HK$5,639
baseline
▲ 0.50% · 4.625%
HK$5,936
+HK$297/mo
Deposit HK$351K · loan HK$1.05M · min. income ≈ HK$11,278/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,129
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,289
−HK$162/mo
Today · 4.125%
HK$5,451
baseline
▲ 0.50% · 4.625%
HK$5,782
+HK$331/mo
Deposit HK$281K · loan HK$1.12M · min. income ≈ HK$10,902/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,706
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,859
−HK$155/mo
Today · 4.125%
HK$6,014
baseline
▲ 0.50% · 4.625%
HK$6,331
+HK$317/mo
Deposit HK$281K · loan HK$1.12M · min. income ≈ HK$12,028/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,450
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,619
−HK$172/mo
Today · 4.125%
HK$5,791
baseline
▲ 0.50% · 4.625%
HK$6,144
+HK$353/mo
Deposit HK$211K · loan HK$1.19M · min. income ≈ HK$11,582/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,063
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,225
−HK$165/mo
Today · 4.125%
HK$6,390
baseline
▲ 0.50% · 4.625%
HK$6,727
+HK$337/mo
Deposit HK$211K · loan HK$1.19M · min. income ≈ HK$12,780/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,770
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,950
−HK$182/mo
Today · 4.125%
HK$6,132
baseline
▲ 0.50% · 4.625%
HK$6,505
+HK$373/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$12,264/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,419
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,592
−HK$174/mo
Today · 4.125%
HK$6,766
baseline
▲ 0.50% · 4.625%
HK$7,123
+HK$357/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$13,532/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).