▼ 0.50% · 3.625%
HK$2,880
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,970
−HK$91/mo
Today · 4.125%
HK$3,061
baseline
▲ 0.50% · 4.625%
HK$3,247
+HK$186/mo
Deposit HK$632K · loan HK$632K · min. income ≈ HK$6,122/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,204
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,290
−HK$87/mo
Today · 4.125%
HK$3,377
baseline
▲ 0.50% · 4.625%
HK$3,555
+HK$178/mo
Deposit HK$632K · loan HK$632K · min. income ≈ HK$6,754/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,168
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,267
−HK$100/mo
Today · 4.125%
HK$3,367
baseline
▲ 0.50% · 4.625%
HK$3,572
+HK$205/mo
Deposit HK$568K · loan HK$695K · min. income ≈ HK$6,734/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,525
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,619
−HK$96/mo
Today · 4.125%
HK$3,715
baseline
▲ 0.50% · 4.625%
HK$3,911
+HK$196/mo
Deposit HK$568K · loan HK$695K · min. income ≈ HK$7,430/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,456
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,564
−HK$109/mo
Today · 4.125%
HK$3,673
baseline
▲ 0.50% · 4.625%
HK$3,897
+HK$224/mo
Deposit HK$505K · loan HK$758K · min. income ≈ HK$7,346/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,845
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,948
−HK$105/mo
Today · 4.125%
HK$4,053
baseline
▲ 0.50% · 4.625%
HK$4,267
+HK$214/mo
Deposit HK$505K · loan HK$758K · min. income ≈ HK$8,106/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,744
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,861
−HK$118/mo
Today · 4.125%
HK$3,979
baseline
▲ 0.50% · 4.625%
HK$4,221
+HK$242/mo
Deposit HK$442K · loan HK$821K · min. income ≈ HK$7,958/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,166
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,277
−HK$114/mo
Today · 4.125%
HK$4,391
baseline
▲ 0.50% · 4.625%
HK$4,622
+HK$231/mo
Deposit HK$442K · loan HK$821K · min. income ≈ HK$8,782/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,032
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,158
−HK$127/mo
Today · 4.125%
HK$4,285
baseline
▲ 0.50% · 4.625%
HK$4,546
+HK$261/mo
Deposit HK$379K · loan HK$884K · min. income ≈ HK$8,570/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,486
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,606
−HK$122/mo
Today · 4.125%
HK$4,728
baseline
▲ 0.50% · 4.625%
HK$4,978
+HK$250/mo
Deposit HK$379K · loan HK$884K · min. income ≈ HK$9,456/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,320
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,455
−HK$136/mo
Today · 4.125%
HK$4,591
baseline
▲ 0.50% · 4.625%
HK$4,871
+HK$280/mo
Deposit HK$316K · loan HK$947K · min. income ≈ HK$9,182/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,806
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,935
−HK$131/mo
Today · 4.125%
HK$5,066
baseline
▲ 0.50% · 4.625%
HK$5,333
+HK$267/mo
Deposit HK$316K · loan HK$947K · min. income ≈ HK$10,132/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,608
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,752
−HK$145/mo
Today · 4.125%
HK$4,897
baseline
▲ 0.50% · 4.625%
HK$5,195
+HK$298/mo
Deposit HK$253K · loan HK$1.01M · min. income ≈ HK$9,794/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,127
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,264
−HK$140/mo
Today · 4.125%
HK$5,404
baseline
▲ 0.50% · 4.625%
HK$5,689
+HK$285/mo
Deposit HK$253K · loan HK$1.01M · min. income ≈ HK$10,808/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,896
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,049
−HK$155/mo
Today · 4.125%
HK$5,204
baseline
▲ 0.50% · 4.625%
HK$5,520
+HK$316/mo
Deposit HK$189K · loan HK$1.07M · min. income ≈ HK$10,408/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,447
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,593
−HK$149/mo
Today · 4.125%
HK$5,742
baseline
▲ 0.50% · 4.625%
HK$6,044
+HK$302/mo
Deposit HK$189K · loan HK$1.07M · min. income ≈ HK$11,484/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,185
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,346
−HK$164/mo
Today · 4.125%
HK$5,510
baseline
▲ 0.50% · 4.625%
HK$5,845
+HK$335/mo
Deposit HK$126K · loan HK$1.14M · min. income ≈ HK$11,020/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,768
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,922
−HK$157/mo
Today · 4.125%
HK$6,079
baseline
▲ 0.50% · 4.625%
HK$6,400
+HK$321/mo
Deposit HK$126K · loan HK$1.14M · min. income ≈ HK$12,158/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).