▼ 0.50% · 3.625%
HK$3,159
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,257
−HK$100/mo
Today · 4.125%
HK$3,357
baseline
▲ 0.50% · 4.625%
HK$3,561
+HK$204/mo
Deposit HK$693K · loan HK$693K · min. income ≈ HK$6,714/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,514
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,609
−HK$95/mo
Today · 4.125%
HK$3,704
baseline
▲ 0.50% · 4.625%
HK$3,899
+HK$195/mo
Deposit HK$693K · loan HK$693K · min. income ≈ HK$7,408/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,475
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,583
−HK$110/mo
Today · 4.125%
HK$3,693
baseline
▲ 0.50% · 4.625%
HK$3,917
+HK$224/mo
Deposit HK$623K · loan HK$762K · min. income ≈ HK$7,386/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,866
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,969
−HK$106/mo
Today · 4.125%
HK$4,075
baseline
▲ 0.50% · 4.625%
HK$4,289
+HK$214/mo
Deposit HK$623K · loan HK$762K · min. income ≈ HK$8,150/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,791
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,909
−HK$119/mo
Today · 4.125%
HK$4,028
baseline
▲ 0.50% · 4.625%
HK$4,274
+HK$246/mo
Deposit HK$554K · loan HK$831K · min. income ≈ HK$8,056/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,217
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,330
−HK$115/mo
Today · 4.125%
HK$4,445
baseline
▲ 0.50% · 4.625%
HK$4,679
+HK$234/mo
Deposit HK$554K · loan HK$831K · min. income ≈ HK$8,890/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,107
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,234
−HK$130/mo
Today · 4.125%
HK$4,364
baseline
▲ 0.50% · 4.625%
HK$4,630
+HK$266/mo
Deposit HK$485K · loan HK$900K · min. income ≈ HK$8,728/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,569
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,691
−HK$124/mo
Today · 4.125%
HK$4,815
baseline
▲ 0.50% · 4.625%
HK$5,069
+HK$254/mo
Deposit HK$485K · loan HK$900K · min. income ≈ HK$9,630/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,423
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,560
−HK$140/mo
Today · 4.125%
HK$4,700
baseline
▲ 0.50% · 4.625%
HK$4,986
+HK$286/mo
Deposit HK$416K · loan HK$970K · min. income ≈ HK$9,400/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,920
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,052
−HK$134/mo
Today · 4.125%
HK$5,186
baseline
▲ 0.50% · 4.625%
HK$5,459
+HK$273/mo
Deposit HK$416K · loan HK$970K · min. income ≈ HK$10,372/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,738
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,886
−HK$150/mo
Today · 4.125%
HK$5,036
baseline
▲ 0.50% · 4.625%
HK$5,342
+HK$306/mo
Deposit HK$346K · loan HK$1.04M · min. income ≈ HK$10,072/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,271
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,413
−HK$143/mo
Today · 4.125%
HK$5,556
baseline
▲ 0.50% · 4.625%
HK$5,849
+HK$293/mo
Deposit HK$346K · loan HK$1.04M · min. income ≈ HK$11,112/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,054
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,212
−HK$159/mo
Today · 4.125%
HK$5,371
baseline
▲ 0.50% · 4.625%
HK$5,698
+HK$327/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$10,742/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,623
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,774
−HK$153/mo
Today · 4.125%
HK$5,927
baseline
▲ 0.50% · 4.625%
HK$6,239
+HK$312/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$11,854/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,370
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,537
−HK$170/mo
Today · 4.125%
HK$5,707
baseline
▲ 0.50% · 4.625%
HK$6,054
+HK$347/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$11,414/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,974
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,135
−HK$162/mo
Today · 4.125%
HK$6,297
baseline
▲ 0.50% · 4.625%
HK$6,629
+HK$332/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$12,594/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,686
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,863
−HK$180/mo
Today · 4.125%
HK$6,043
baseline
▲ 0.50% · 4.625%
HK$6,410
+HK$367/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$12,086/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,326
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,495
−HK$173/mo
Today · 4.125%
HK$6,668
baseline
▲ 0.50% · 4.625%
HK$7,019
+HK$351/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$13,336/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).