▼ 0.50% · 3.625%
HK$17,387
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,928
−HK$550/mo
Today · 4.125%
HK$18,478
baseline
▲ 0.50% · 4.625%
HK$19,602
+HK$1,124/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,956/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,343
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,862
−HK$526/mo
Today · 4.125%
HK$20,388
baseline
▲ 0.50% · 4.625%
HK$21,463
+HK$1,075/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,776/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,126
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,721
−HK$605/mo
Today · 4.125%
HK$20,326
baseline
▲ 0.50% · 4.625%
HK$21,562
+HK$1,236/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$40,652/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,278
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,848
−HK$579/mo
Today · 4.125%
HK$22,427
baseline
▲ 0.50% · 4.625%
HK$23,609
+HK$1,182/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$44,854/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,865
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,514
−HK$659/mo
Today · 4.125%
HK$22,173
baseline
▲ 0.50% · 4.625%
HK$23,523
+HK$1,350/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,346/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,212
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,835
−HK$631/mo
Today · 4.125%
HK$24,466
baseline
▲ 0.50% · 4.625%
HK$25,756
+HK$1,290/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$48,932/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,604
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,307
−HK$714/mo
Today · 4.125%
HK$24,021
baseline
▲ 0.50% · 4.625%
HK$25,483
+HK$1,462/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$48,042/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,146
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,821
−HK$684/mo
Today · 4.125%
HK$26,505
baseline
▲ 0.50% · 4.625%
HK$27,902
+HK$1,397/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$53,010/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,342
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,100
−HK$769/mo
Today · 4.125%
HK$25,869
baseline
▲ 0.50% · 4.625%
HK$27,443
+HK$1,574/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,738/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,081
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,807
−HK$737/mo
Today · 4.125%
HK$28,544
baseline
▲ 0.50% · 4.625%
HK$30,048
+HK$1,504/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,088/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,081
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,892
−HK$825/mo
Today · 4.125%
HK$27,717
baseline
▲ 0.50% · 4.625%
HK$29,403
+HK$1,686/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$55,434/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,015
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,793
−HK$790/mo
Today · 4.125%
HK$30,583
baseline
▲ 0.50% · 4.625%
HK$32,195
+HK$1,612/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$61,166/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,820
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,685
−HK$879/mo
Today · 4.125%
HK$29,564
baseline
▲ 0.50% · 4.625%
HK$31,363
+HK$1,799/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$59,128/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,949
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,779
−HK$842/mo
Today · 4.125%
HK$32,621
baseline
▲ 0.50% · 4.625%
HK$34,341
+HK$1,720/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$65,242/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,559
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,478
−HK$934/mo
Today · 4.125%
HK$31,412
baseline
▲ 0.50% · 4.625%
HK$33,324
+HK$1,912/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$62,824/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,884
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,766
−HK$894/mo
Today · 4.125%
HK$34,660
baseline
▲ 0.50% · 4.625%
HK$36,487
+HK$1,827/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$69,320/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,297
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,271
−HK$989/mo
Today · 4.125%
HK$33,260
baseline
▲ 0.50% · 4.625%
HK$35,284
+HK$2,024/mo
Deposit HK$763K · loan HK$6.86M · min. income ≈ HK$66,520/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,818
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,752
−HK$947/mo
Today · 4.125%
HK$36,699
baseline
▲ 0.50% · 4.625%
HK$38,634
+HK$1,935/mo
Deposit HK$763K · loan HK$6.86M · min. income ≈ HK$73,398/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,757 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).