▼ 0.50% · 3.625%
HK$17,824
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$18,379
−HK$563/mo
Today · 4.125%
HK$18,942
baseline
▲ 0.50% · 4.625%
HK$20,094
+HK$1,152/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,884/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,829
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,361
−HK$539/mo
Today · 4.125%
HK$20,900
baseline
▲ 0.50% · 4.625%
HK$22,002
+HK$1,102/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,800/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,606
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,216
−HK$620/mo
Today · 4.125%
HK$20,836
baseline
▲ 0.50% · 4.625%
HK$22,104
+HK$1,268/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$41,672/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,812
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,397
−HK$593/mo
Today · 4.125%
HK$22,990
baseline
▲ 0.50% · 4.625%
HK$24,202
+HK$1,212/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$45,980/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,389
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,054
−HK$676/mo
Today · 4.125%
HK$22,730
baseline
▲ 0.50% · 4.625%
HK$24,113
+HK$1,383/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$45,460/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,795
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,433
−HK$647/mo
Today · 4.125%
HK$25,080
baseline
▲ 0.50% · 4.625%
HK$26,403
+HK$1,323/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$50,160/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,171
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,892
−HK$732/mo
Today · 4.125%
HK$24,624
baseline
▲ 0.50% · 4.625%
HK$26,123
+HK$1,499/mo
Deposit HK$2.74M · loan HK$5.08M · min. income ≈ HK$49,248/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,778
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,469
−HK$702/mo
Today · 4.125%
HK$27,171
baseline
▲ 0.50% · 4.625%
HK$28,603
+HK$1,432/mo
Deposit HK$2.74M · loan HK$5.08M · min. income ≈ HK$54,342/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,954
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,730
−HK$789/mo
Today · 4.125%
HK$26,519
baseline
▲ 0.50% · 4.625%
HK$28,132
+HK$1,613/mo
Deposit HK$2.35M · loan HK$5.47M · min. income ≈ HK$53,038/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,761
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,505
−HK$756/mo
Today · 4.125%
HK$29,261
baseline
▲ 0.50% · 4.625%
HK$30,803
+HK$1,542/mo
Deposit HK$2.35M · loan HK$5.47M · min. income ≈ HK$58,522/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,736
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,568
−HK$845/mo
Today · 4.125%
HK$28,413
baseline
▲ 0.50% · 4.625%
HK$30,142
+HK$1,729/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$56,826/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,744
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,541
−HK$810/mo
Today · 4.125%
HK$31,351
baseline
▲ 0.50% · 4.625%
HK$33,003
+HK$1,652/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$62,702/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,519
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,406
−HK$901/mo
Today · 4.125%
HK$30,307
baseline
▲ 0.50% · 4.625%
HK$32,151
+HK$1,844/mo
Deposit HK$1.56M · loan HK$6.25M · min. income ≈ HK$60,614/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,727
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,577
−HK$864/mo
Today · 4.125%
HK$33,441
baseline
▲ 0.50% · 4.625%
HK$35,203
+HK$1,762/mo
Deposit HK$1.56M · loan HK$6.25M · min. income ≈ HK$66,882/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,301
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,243
−HK$958/mo
Today · 4.125%
HK$32,201
baseline
▲ 0.50% · 4.625%
HK$34,160
+HK$1,959/mo
Deposit HK$1.17M · loan HK$6.64M · min. income ≈ HK$64,402/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,709
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,614
−HK$917/mo
Today · 4.125%
HK$35,531
baseline
▲ 0.50% · 4.625%
HK$37,404
+HK$1,873/mo
Deposit HK$1.17M · loan HK$6.64M · min. income ≈ HK$71,062/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,083
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,081
−HK$1,014/mo
Today · 4.125%
HK$34,095
baseline
▲ 0.50% · 4.625%
HK$36,170
+HK$2,075/mo
Deposit HK$782K · loan HK$7.04M · min. income ≈ HK$68,190/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,692
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,650
−HK$971/mo
Today · 4.125%
HK$37,621
baseline
▲ 0.50% · 4.625%
HK$39,604
+HK$1,983/mo
Deposit HK$782K · loan HK$7.04M · min. income ≈ HK$75,242/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,501 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).