▼ 0.50% · 3.625%
HK$18,029
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,590
−HK$570/mo
Today · 4.125%
HK$19,160
baseline
▲ 0.50% · 4.625%
HK$20,326
+HK$1,166/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,320/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,057
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$20,595
−HK$546/mo
Today · 4.125%
HK$21,141
baseline
▲ 0.50% · 4.625%
HK$22,255
+HK$1,114/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,282/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,832
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,449
−HK$627/mo
Today · 4.125%
HK$21,076
baseline
▲ 0.50% · 4.625%
HK$22,358
+HK$1,282/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$42,152/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,063
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,655
−HK$600/mo
Today · 4.125%
HK$23,255
baseline
▲ 0.50% · 4.625%
HK$24,481
+HK$1,226/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$46,510/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,635
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,308
−HK$684/mo
Today · 4.125%
HK$22,992
baseline
▲ 0.50% · 4.625%
HK$24,391
+HK$1,399/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$45,984/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,069
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,714
−HK$655/mo
Today · 4.125%
HK$25,369
baseline
▲ 0.50% · 4.625%
HK$26,707
+HK$1,338/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$50,738/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,438
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,167
−HK$741/mo
Today · 4.125%
HK$24,908
baseline
▲ 0.50% · 4.625%
HK$26,424
+HK$1,516/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$49,816/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$237,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,075
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,774
−HK$709/mo
Today · 4.125%
HK$27,483
baseline
▲ 0.50% · 4.625%
HK$28,932
+HK$1,449/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$54,966/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$237,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,241
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,026
−HK$798/mo
Today · 4.125%
HK$26,824
baseline
▲ 0.50% · 4.625%
HK$28,456
+HK$1,632/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$53,648/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,080
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,834
−HK$764/mo
Today · 4.125%
HK$29,598
baseline
▲ 0.50% · 4.625%
HK$31,158
+HK$1,560/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$59,196/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,044
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,885
−HK$855/mo
Today · 4.125%
HK$28,740
baseline
▲ 0.50% · 4.625%
HK$30,489
+HK$1,749/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$57,480/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$237,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,086
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,893
−HK$819/mo
Today · 4.125%
HK$31,712
baseline
▲ 0.50% · 4.625%
HK$33,383
+HK$1,671/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$63,424/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$237,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,847
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,744
−HK$912/mo
Today · 4.125%
HK$30,656
baseline
▲ 0.50% · 4.625%
HK$32,521
+HK$1,865/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$61,312/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,092
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,953
−HK$873/mo
Today · 4.125%
HK$33,826
baseline
▲ 0.50% · 4.625%
HK$35,609
+HK$1,783/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$67,652/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,650
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,603
−HK$969/mo
Today · 4.125%
HK$32,572
baseline
▲ 0.50% · 4.625%
HK$34,554
+HK$1,982/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$65,144/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,098
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,012
−HK$928/mo
Today · 4.125%
HK$35,940
baseline
▲ 0.50% · 4.625%
HK$37,834
+HK$1,894/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$71,880/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,453
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,462
−HK$1,026/mo
Today · 4.125%
HK$34,488
baseline
▲ 0.50% · 4.625%
HK$36,586
+HK$2,098/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$68,976/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,103
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,072
−HK$982/mo
Today · 4.125%
HK$38,054
baseline
▲ 0.50% · 4.625%
HK$40,060
+HK$2,006/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$76,108/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,202 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).