▼ 0.50% · 3.625%
HK$17,394
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,935
−HK$550/mo
Today · 4.125%
HK$18,485
baseline
▲ 0.50% · 4.625%
HK$19,610
+HK$1,125/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,970/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,351
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,870
−HK$526/mo
Today · 4.125%
HK$20,396
baseline
▲ 0.50% · 4.625%
HK$21,472
+HK$1,076/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,792/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,134
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,729
−HK$605/mo
Today · 4.125%
HK$20,334
baseline
▲ 0.50% · 4.625%
HK$21,571
+HK$1,237/mo
Deposit HK$3.43M · loan HK$4.20M · min. income ≈ HK$40,668/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,286
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,857
−HK$579/mo
Today · 4.125%
HK$22,436
baseline
▲ 0.50% · 4.625%
HK$23,619
+HK$1,183/mo
Deposit HK$3.43M · loan HK$4.20M · min. income ≈ HK$44,872/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,873
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,522
−HK$660/mo
Today · 4.125%
HK$22,182
baseline
▲ 0.50% · 4.625%
HK$23,532
+HK$1,350/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,364/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,221
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,844
−HK$632/mo
Today · 4.125%
HK$24,476
baseline
▲ 0.50% · 4.625%
HK$25,766
+HK$1,290/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$48,952/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,613
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,316
−HK$715/mo
Today · 4.125%
HK$24,031
baseline
▲ 0.50% · 4.625%
HK$25,493
+HK$1,462/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$48,062/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,156
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,831
−HK$684/mo
Today · 4.125%
HK$26,515
baseline
▲ 0.50% · 4.625%
HK$27,913
+HK$1,398/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$53,030/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,352
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,110
−HK$769/mo
Today · 4.125%
HK$25,879
baseline
▲ 0.50% · 4.625%
HK$27,454
+HK$1,575/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,758/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,091
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,818
−HK$737/mo
Today · 4.125%
HK$28,555
baseline
▲ 0.50% · 4.625%
HK$30,060
+HK$1,505/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,110/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,091
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,903
−HK$825/mo
Today · 4.125%
HK$27,728
baseline
▲ 0.50% · 4.625%
HK$29,415
+HK$1,687/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$55,456/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,027
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,805
−HK$790/mo
Today · 4.125%
HK$30,595
baseline
▲ 0.50% · 4.625%
HK$32,207
+HK$1,612/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$61,190/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,831
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,697
−HK$879/mo
Today · 4.125%
HK$29,576
baseline
▲ 0.50% · 4.625%
HK$31,376
+HK$1,800/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$59,152/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,962
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,792
−HK$842/mo
Today · 4.125%
HK$32,634
baseline
▲ 0.50% · 4.625%
HK$34,355
+HK$1,721/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$65,268/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,570
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,490
−HK$935/mo
Today · 4.125%
HK$31,425
baseline
▲ 0.50% · 4.625%
HK$33,337
+HK$1,912/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$62,850/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,897
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,779
−HK$895/mo
Today · 4.125%
HK$34,674
baseline
▲ 0.50% · 4.625%
HK$36,502
+HK$1,828/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$69,348/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,310
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,284
−HK$989/mo
Today · 4.125%
HK$33,273
baseline
▲ 0.50% · 4.625%
HK$35,298
+HK$2,025/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$66,546/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,832
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,766
−HK$948/mo
Today · 4.125%
HK$36,714
baseline
▲ 0.50% · 4.625%
HK$38,649
+HK$1,935/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$73,428/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,847 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).