▼ 0.50% · 3.625%
HK$17,857
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,413
−HK$564/mo
Today · 4.125%
HK$18,977
baseline
▲ 0.50% · 4.625%
HK$20,132
+HK$1,155/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$37,954/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,866
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,399
−HK$541/mo
Today · 4.125%
HK$20,940
baseline
▲ 0.50% · 4.625%
HK$22,043
+HK$1,103/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$41,880/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,643
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,254
−HK$621/mo
Today · 4.125%
HK$20,875
baseline
▲ 0.50% · 4.625%
HK$22,145
+HK$1,270/mo
Deposit HK$3.52M · loan HK$4.31M · min. income ≈ HK$41,750/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,853
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,439
−HK$595/mo
Today · 4.125%
HK$23,034
baseline
▲ 0.50% · 4.625%
HK$24,248
+HK$1,214/mo
Deposit HK$3.52M · loan HK$4.31M · min. income ≈ HK$46,068/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,429
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,096
−HK$677/mo
Today · 4.125%
HK$22,773
baseline
▲ 0.50% · 4.625%
HK$24,158
+HK$1,385/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,546/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,840
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,479
−HK$648/mo
Today · 4.125%
HK$25,127
baseline
▲ 0.50% · 4.625%
HK$26,452
+HK$1,325/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,254/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,215
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,937
−HK$733/mo
Today · 4.125%
HK$24,670
baseline
▲ 0.50% · 4.625%
HK$26,172
+HK$1,502/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$49,340/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$234,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,826
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,519
−HK$702/mo
Today · 4.125%
HK$27,221
baseline
▲ 0.50% · 4.625%
HK$28,656
+HK$1,435/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$54,442/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$234,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,000
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,778
−HK$790/mo
Today · 4.125%
HK$26,568
baseline
▲ 0.50% · 4.625%
HK$28,185
+HK$1,617/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,136/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,813
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,559
−HK$756/mo
Today · 4.125%
HK$29,315
baseline
▲ 0.50% · 4.625%
HK$30,861
+HK$1,546/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,630/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,786
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,619
−HK$847/mo
Today · 4.125%
HK$28,466
baseline
▲ 0.50% · 4.625%
HK$30,198
+HK$1,732/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$56,932/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,799
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,599
−HK$810/mo
Today · 4.125%
HK$31,409
baseline
▲ 0.50% · 4.625%
HK$33,065
+HK$1,656/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$62,818/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,572
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,461
−HK$903/mo
Today · 4.125%
HK$30,364
baseline
▲ 0.50% · 4.625%
HK$32,211
+HK$1,847/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$60,728/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,786
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,639
−HK$864/mo
Today · 4.125%
HK$33,503
baseline
▲ 0.50% · 4.625%
HK$35,269
+HK$1,766/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$67,006/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,358
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,302
−HK$959/mo
Today · 4.125%
HK$32,261
baseline
▲ 0.50% · 4.625%
HK$34,224
+HK$1,963/mo
Deposit HK$1.17M · loan HK$6.66M · min. income ≈ HK$64,522/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,773
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,678
−HK$919/mo
Today · 4.125%
HK$35,597
baseline
▲ 0.50% · 4.625%
HK$37,474
+HK$1,877/mo
Deposit HK$1.17M · loan HK$6.66M · min. income ≈ HK$71,194/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,143
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,143
−HK$1,016/mo
Today · 4.125%
HK$34,159
baseline
▲ 0.50% · 4.625%
HK$36,238
+HK$2,079/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$68,318/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,759
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,718
−HK$973/mo
Today · 4.125%
HK$37,691
baseline
▲ 0.50% · 4.625%
HK$39,678
+HK$1,987/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$75,382/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,941 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).