▼ 0.50% · 3.625%
HK$17,418
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$17,960
−HK$550/mo
Today · 4.125%
HK$18,510
baseline
▲ 0.50% · 4.625%
HK$19,636
+HK$1,126/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$37,020/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,377
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$19,897
−HK$527/mo
Today · 4.125%
HK$20,424
baseline
▲ 0.50% · 4.625%
HK$21,501
+HK$1,077/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,848/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,160
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,756
−HK$605/mo
Today · 4.125%
HK$20,361
baseline
▲ 0.50% · 4.625%
HK$21,600
+HK$1,239/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$40,722/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,315
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,887
−HK$580/mo
Today · 4.125%
HK$22,467
baseline
▲ 0.50% · 4.625%
HK$23,651
+HK$1,184/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$44,934/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,902
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,552
−HK$660/mo
Today · 4.125%
HK$22,212
baseline
▲ 0.50% · 4.625%
HK$23,564
+HK$1,352/mo
Deposit HK$3.06M · loan HK$4.58M · min. income ≈ HK$44,424/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$229,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,253
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,876
−HK$633/mo
Today · 4.125%
HK$24,509
baseline
▲ 0.50% · 4.625%
HK$25,801
+HK$1,292/mo
Deposit HK$3.06M · loan HK$4.58M · min. income ≈ HK$49,018/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$229,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,643
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,348
−HK$715/mo
Today · 4.125%
HK$24,063
baseline
▲ 0.50% · 4.625%
HK$25,527
+HK$1,464/mo
Deposit HK$2.67M · loan HK$4.97M · min. income ≈ HK$48,126/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$229,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,190
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,866
−HK$685/mo
Today · 4.125%
HK$26,551
baseline
▲ 0.50% · 4.625%
HK$27,951
+HK$1,400/mo
Deposit HK$2.67M · loan HK$4.97M · min. income ≈ HK$53,102/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$229,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,385
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,144
−HK$770/mo
Today · 4.125%
HK$25,914
baseline
▲ 0.50% · 4.625%
HK$27,491
+HK$1,577/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$51,828/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,128
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,856
−HK$738/mo
Today · 4.125%
HK$28,594
baseline
▲ 0.50% · 4.625%
HK$30,101
+HK$1,507/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$57,188/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,127
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,940
−HK$825/mo
Today · 4.125%
HK$27,765
baseline
▲ 0.50% · 4.625%
HK$29,455
+HK$1,690/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$55,530/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,066
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,845
−HK$791/mo
Today · 4.125%
HK$30,636
baseline
▲ 0.50% · 4.625%
HK$32,251
+HK$1,615/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$61,272/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,869
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,736
−HK$880/mo
Today · 4.125%
HK$29,616
baseline
▲ 0.50% · 4.625%
HK$31,418
+HK$1,802/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$59,232/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,004
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,835
−HK$844/mo
Today · 4.125%
HK$32,679
baseline
▲ 0.50% · 4.625%
HK$34,401
+HK$1,722/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$65,358/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,610
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,532
−HK$935/mo
Today · 4.125%
HK$31,467
baseline
▲ 0.50% · 4.625%
HK$33,382
+HK$1,915/mo
Deposit HK$1.15M · loan HK$6.49M · min. income ≈ HK$62,934/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$229,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,941
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,825
−HK$896/mo
Today · 4.125%
HK$34,721
baseline
▲ 0.50% · 4.625%
HK$36,551
+HK$1,830/mo
Deposit HK$1.15M · loan HK$6.49M · min. income ≈ HK$69,442/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$229,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,352
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,328
−HK$990/mo
Today · 4.125%
HK$33,318
baseline
▲ 0.50% · 4.625%
HK$35,346
+HK$2,028/mo
Deposit HK$764K · loan HK$6.87M · min. income ≈ HK$66,636/mo (50% DSR)
Upfront cash ≈ HK$993K (deposit + AVD stamp duty HK$229,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,879
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,815
−HK$949/mo
Today · 4.125%
HK$36,764
baseline
▲ 0.50% · 4.625%
HK$38,701
+HK$1,937/mo
Deposit HK$764K · loan HK$6.87M · min. income ≈ HK$73,528/mo (50% DSR)
Upfront cash ≈ HK$993K (deposit + AVD stamp duty HK$229,158 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).