▼ 0.50% · 3.625%
HK$19,484
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,090
−HK$615/mo
Today · 4.125%
HK$20,705
baseline
▲ 0.50% · 4.625%
HK$21,965
+HK$1,260/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,410/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,675
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,257
−HK$589/mo
Today · 4.125%
HK$22,846
baseline
▲ 0.50% · 4.625%
HK$24,051
+HK$1,205/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,692/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,432
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,099
−HK$677/mo
Today · 4.125%
HK$22,776
baseline
▲ 0.50% · 4.625%
HK$24,162
+HK$1,386/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$45,552/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,843
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,482
−HK$649/mo
Today · 4.125%
HK$25,131
baseline
▲ 0.50% · 4.625%
HK$26,456
+HK$1,325/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$50,262/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,380
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,108
−HK$739/mo
Today · 4.125%
HK$24,847
baseline
▲ 0.50% · 4.625%
HK$26,358
+HK$1,511/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,694/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,011
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,708
−HK$708/mo
Today · 4.125%
HK$27,416
baseline
▲ 0.50% · 4.625%
HK$28,861
+HK$1,445/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,832/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,329
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,117
−HK$800/mo
Today · 4.125%
HK$26,917
baseline
▲ 0.50% · 4.625%
HK$28,555
+HK$1,638/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,834/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,178
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,934
−HK$766/mo
Today · 4.125%
HK$29,700
baseline
▲ 0.50% · 4.625%
HK$31,266
+HK$1,566/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,400/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,277
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,126
−HK$862/mo
Today · 4.125%
HK$28,988
baseline
▲ 0.50% · 4.625%
HK$30,752
+HK$1,764/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,976/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,346
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,159
−HK$826/mo
Today · 4.125%
HK$31,985
baseline
▲ 0.50% · 4.625%
HK$33,671
+HK$1,686/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,970/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,226
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,135
−HK$923/mo
Today · 4.125%
HK$31,058
baseline
▲ 0.50% · 4.625%
HK$32,948
+HK$1,890/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$62,116/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,513
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,385
−HK$885/mo
Today · 4.125%
HK$34,270
baseline
▲ 0.50% · 4.625%
HK$36,076
+HK$1,806/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$68,540/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,174
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,144
−HK$985/mo
Today · 4.125%
HK$33,129
baseline
▲ 0.50% · 4.625%
HK$35,145
+HK$2,016/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$66,258/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,681
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,611
−HK$943/mo
Today · 4.125%
HK$36,554
baseline
▲ 0.50% · 4.625%
HK$38,481
+HK$1,927/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$73,108/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,122
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,153
−HK$1,046/mo
Today · 4.125%
HK$35,199
baseline
▲ 0.50% · 4.625%
HK$37,341
+HK$2,142/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$70,398/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,848
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,836
−HK$1,003/mo
Today · 4.125%
HK$38,839
baseline
▲ 0.50% · 4.625%
HK$40,886
+HK$2,047/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$77,678/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,071
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,162
−HK$1,108/mo
Today · 4.125%
HK$37,270
baseline
▲ 0.50% · 4.625%
HK$39,538
+HK$2,268/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$74,540/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,016
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,062
−HK$1,062/mo
Today · 4.125%
HK$41,124
baseline
▲ 0.50% · 4.625%
HK$43,291
+HK$2,167/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$82,248/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,336 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).