▼ 0.50% · 3.625%
HK$19,216
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,814
−HK$607/mo
Today · 4.125%
HK$20,421
baseline
▲ 0.50% · 4.625%
HK$21,664
+HK$1,243/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,842/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$252,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,378
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,951
−HK$582/mo
Today · 4.125%
HK$22,533
baseline
▲ 0.50% · 4.625%
HK$23,721
+HK$1,188/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$45,066/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$252,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,138
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,795
−HK$668/mo
Today · 4.125%
HK$22,463
baseline
▲ 0.50% · 4.625%
HK$23,830
+HK$1,367/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$44,926/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$252,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,516
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,146
−HK$640/mo
Today · 4.125%
HK$24,786
baseline
▲ 0.50% · 4.625%
HK$26,093
+HK$1,307/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$49,572/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$252,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,059
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,777
−HK$728/mo
Today · 4.125%
HK$24,505
baseline
▲ 0.50% · 4.625%
HK$25,997
+HK$1,492/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$49,010/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,653
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,341
−HK$698/mo
Today · 4.125%
HK$27,039
baseline
▲ 0.50% · 4.625%
HK$28,465
+HK$1,426/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$54,078/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,981
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,758
−HK$790/mo
Today · 4.125%
HK$26,548
baseline
▲ 0.50% · 4.625%
HK$28,163
+HK$1,615/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$53,096/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,791
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,537
−HK$756/mo
Today · 4.125%
HK$29,293
baseline
▲ 0.50% · 4.625%
HK$30,837
+HK$1,544/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$58,586/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,903
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,739
−HK$851/mo
Today · 4.125%
HK$28,590
baseline
▲ 0.50% · 4.625%
HK$30,329
+HK$1,739/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$57,180/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,929
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,732
−HK$814/mo
Today · 4.125%
HK$31,546
baseline
▲ 0.50% · 4.625%
HK$33,209
+HK$1,663/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$63,092/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,824
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,721
−HK$911/mo
Today · 4.125%
HK$30,632
baseline
▲ 0.50% · 4.625%
HK$32,496
+HK$1,864/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$61,264/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,067
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,927
−HK$872/mo
Today · 4.125%
HK$33,799
baseline
▲ 0.50% · 4.625%
HK$35,581
+HK$1,782/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$67,598/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,746
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,702
−HK$972/mo
Today · 4.125%
HK$32,674
baseline
▲ 0.50% · 4.625%
HK$34,662
+HK$1,988/mo
Deposit HK$1.69M · loan HK$6.74M · min. income ≈ HK$65,348/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,205
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,122
−HK$930/mo
Today · 4.125%
HK$36,052
baseline
▲ 0.50% · 4.625%
HK$37,953
+HK$1,901/mo
Deposit HK$1.69M · loan HK$6.74M · min. income ≈ HK$72,104/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,668
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,684
−HK$1,032/mo
Today · 4.125%
HK$34,716
baseline
▲ 0.50% · 4.625%
HK$36,828
+HK$2,112/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$69,432/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,342
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,317
−HK$989/mo
Today · 4.125%
HK$38,306
baseline
▲ 0.50% · 4.625%
HK$40,325
+HK$2,019/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$76,612/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,589
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,665
−HK$1,093/mo
Today · 4.125%
HK$36,758
baseline
▲ 0.50% · 4.625%
HK$38,995
+HK$2,237/mo
Deposit HK$843K · loan HK$7.58M · min. income ≈ HK$73,516/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$252,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,480
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,512
−HK$1,047/mo
Today · 4.125%
HK$40,559
baseline
▲ 0.50% · 4.625%
HK$42,697
+HK$2,138/mo
Deposit HK$843K · loan HK$7.58M · min. income ≈ HK$81,118/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$252,817 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).