▼ 0.50% · 3.625%
HK$17,922
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$18,480
−HK$566/mo
Today · 4.125%
HK$19,046
baseline
▲ 0.50% · 4.625%
HK$20,205
+HK$1,159/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,092/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,938
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$20,473
−HK$542/mo
Today · 4.125%
HK$21,015
baseline
▲ 0.50% · 4.625%
HK$22,123
+HK$1,108/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$42,030/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,714
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,328
−HK$623/mo
Today · 4.125%
HK$20,951
baseline
▲ 0.50% · 4.625%
HK$22,225
+HK$1,274/mo
Deposit HK$3.54M · loan HK$4.32M · min. income ≈ HK$41,902/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,932
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,520
−HK$597/mo
Today · 4.125%
HK$23,117
baseline
▲ 0.50% · 4.625%
HK$24,336
+HK$1,219/mo
Deposit HK$3.54M · loan HK$4.32M · min. income ≈ HK$46,234/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,507
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,176
−HK$679/mo
Today · 4.125%
HK$22,855
baseline
▲ 0.50% · 4.625%
HK$24,246
+HK$1,391/mo
Deposit HK$3.14M · loan HK$4.72M · min. income ≈ HK$45,710/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,926
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,568
−HK$651/mo
Today · 4.125%
HK$25,219
baseline
▲ 0.50% · 4.625%
HK$26,548
+HK$1,329/mo
Deposit HK$3.14M · loan HK$4.72M · min. income ≈ HK$50,438/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,299
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,024
−HK$736/mo
Today · 4.125%
HK$24,760
baseline
▲ 0.50% · 4.625%
HK$26,266
+HK$1,506/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$49,520/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,920
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,615
−HK$705/mo
Today · 4.125%
HK$27,320
baseline
▲ 0.50% · 4.625%
HK$28,760
+HK$1,440/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$54,640/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,091
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,872
−HK$793/mo
Today · 4.125%
HK$26,665
baseline
▲ 0.50% · 4.625%
HK$28,287
+HK$1,622/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$53,330/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,914
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,662
−HK$760/mo
Today · 4.125%
HK$29,422
baseline
▲ 0.50% · 4.625%
HK$30,973
+HK$1,551/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$58,844/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,883
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,720
−HK$849/mo
Today · 4.125%
HK$28,569
baseline
▲ 0.50% · 4.625%
HK$30,307
+HK$1,738/mo
Deposit HK$1.96M · loan HK$5.89M · min. income ≈ HK$57,138/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,907
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,709
−HK$814/mo
Today · 4.125%
HK$31,523
baseline
▲ 0.50% · 4.625%
HK$33,185
+HK$1,662/mo
Deposit HK$1.96M · loan HK$5.89M · min. income ≈ HK$63,046/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,676
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,567
−HK$907/mo
Today · 4.125%
HK$30,474
baseline
▲ 0.50% · 4.625%
HK$32,328
+HK$1,854/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$60,948/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,901
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,757
−HK$868/mo
Today · 4.125%
HK$33,625
baseline
▲ 0.50% · 4.625%
HK$35,397
+HK$1,772/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$67,250/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,468
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,415
−HK$963/mo
Today · 4.125%
HK$32,378
baseline
▲ 0.50% · 4.625%
HK$34,348
+HK$1,970/mo
Deposit HK$1.18M · loan HK$6.68M · min. income ≈ HK$64,756/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,895
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,804
−HK$922/mo
Today · 4.125%
HK$35,726
baseline
▲ 0.50% · 4.625%
HK$37,609
+HK$1,883/mo
Deposit HK$1.18M · loan HK$6.68M · min. income ≈ HK$71,452/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,260
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,263
−HK$1,020/mo
Today · 4.125%
HK$34,283
baseline
▲ 0.50% · 4.625%
HK$36,369
+HK$2,086/mo
Deposit HK$786K · loan HK$7.07M · min. income ≈ HK$68,566/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,889
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,851
−HK$977/mo
Today · 4.125%
HK$37,828
baseline
▲ 0.50% · 4.625%
HK$39,822
+HK$1,994/mo
Deposit HK$786K · loan HK$7.07M · min. income ≈ HK$75,656/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,792 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).