▼ 0.50% · 3.625%
HK$17,738
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,289
−HK$561/mo
Today · 4.125%
HK$18,850
baseline
▲ 0.50% · 4.625%
HK$19,997
+HK$1,147/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,700/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,733
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,262
−HK$537/mo
Today · 4.125%
HK$20,799
baseline
▲ 0.50% · 4.625%
HK$21,895
+HK$1,096/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,598/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,511
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,118
−HK$617/mo
Today · 4.125%
HK$20,735
baseline
▲ 0.50% · 4.625%
HK$21,996
+HK$1,261/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$41,470/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,706
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,288
−HK$591/mo
Today · 4.125%
HK$22,879
baseline
▲ 0.50% · 4.625%
HK$24,085
+HK$1,206/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$45,758/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,285
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,947
−HK$673/mo
Today · 4.125%
HK$22,620
baseline
▲ 0.50% · 4.625%
HK$23,996
+HK$1,376/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,240/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,679
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,314
−HK$645/mo
Today · 4.125%
HK$24,959
baseline
▲ 0.50% · 4.625%
HK$26,274
+HK$1,315/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,918/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,059
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,776
−HK$729/mo
Today · 4.125%
HK$24,505
baseline
▲ 0.50% · 4.625%
HK$25,996
+HK$1,491/mo
Deposit HK$2.72M · loan HK$5.06M · min. income ≈ HK$49,010/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,653
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,341
−HK$698/mo
Today · 4.125%
HK$27,039
baseline
▲ 0.50% · 4.625%
HK$28,464
+HK$1,425/mo
Deposit HK$2.72M · loan HK$5.06M · min. income ≈ HK$54,078/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,833
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,605
−HK$785/mo
Today · 4.125%
HK$26,390
baseline
▲ 0.50% · 4.625%
HK$27,995
+HK$1,605/mo
Deposit HK$2.33M · loan HK$5.45M · min. income ≈ HK$52,780/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,626
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,367
−HK$751/mo
Today · 4.125%
HK$29,118
baseline
▲ 0.50% · 4.625%
HK$30,653
+HK$1,535/mo
Deposit HK$2.33M · loan HK$5.45M · min. income ≈ HK$58,236/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,606
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,434
−HK$841/mo
Today · 4.125%
HK$28,275
baseline
▲ 0.50% · 4.625%
HK$29,995
+HK$1,720/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$56,550/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,599
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,393
−HK$805/mo
Today · 4.125%
HK$31,198
baseline
▲ 0.50% · 4.625%
HK$32,843
+HK$1,645/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$62,396/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,380
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,263
−HK$897/mo
Today · 4.125%
HK$30,160
baseline
▲ 0.50% · 4.625%
HK$31,995
+HK$1,835/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$60,320/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,572
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,419
−HK$859/mo
Today · 4.125%
HK$33,278
baseline
▲ 0.50% · 4.625%
HK$35,032
+HK$1,754/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$66,556/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,154
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,092
−HK$953/mo
Today · 4.125%
HK$32,045
baseline
▲ 0.50% · 4.625%
HK$33,995
+HK$1,950/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$64,090/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,546
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,445
−HK$913/mo
Today · 4.125%
HK$35,358
baseline
▲ 0.50% · 4.625%
HK$37,222
+HK$1,864/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$70,716/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,928
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,921
−HK$1,009/mo
Today · 4.125%
HK$33,930
baseline
▲ 0.50% · 4.625%
HK$35,994
+HK$2,064/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$67,860/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,519
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,472
−HK$966/mo
Today · 4.125%
HK$37,438
baseline
▲ 0.50% · 4.625%
HK$39,411
+HK$1,973/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$74,876/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,363 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).