▼ 0.50% · 3.625%
HK$18,281
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,850
−HK$578/mo
Today · 4.125%
HK$19,428
baseline
▲ 0.50% · 4.625%
HK$20,610
+HK$1,182/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,856/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,338
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,883
−HK$554/mo
Today · 4.125%
HK$21,437
baseline
▲ 0.50% · 4.625%
HK$22,566
+HK$1,129/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,874/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,109
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,735
−HK$635/mo
Today · 4.125%
HK$21,370
baseline
▲ 0.50% · 4.625%
HK$22,671
+HK$1,301/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$42,740/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,372
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,972
−HK$608/mo
Today · 4.125%
HK$23,580
baseline
▲ 0.50% · 4.625%
HK$24,823
+HK$1,243/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$47,160/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,938
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,620
−HK$693/mo
Today · 4.125%
HK$23,313
baseline
▲ 0.50% · 4.625%
HK$24,732
+HK$1,419/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$46,626/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,405
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,060
−HK$664/mo
Today · 4.125%
HK$25,724
baseline
▲ 0.50% · 4.625%
HK$27,080
+HK$1,356/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$51,448/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,766
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,505
−HK$751/mo
Today · 4.125%
HK$25,256
baseline
▲ 0.50% · 4.625%
HK$26,793
+HK$1,537/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$50,512/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,439
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,148
−HK$720/mo
Today · 4.125%
HK$27,868
baseline
▲ 0.50% · 4.625%
HK$29,336
+HK$1,468/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$55,736/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,594
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,390
−HK$809/mo
Today · 4.125%
HK$27,199
baseline
▲ 0.50% · 4.625%
HK$28,854
+HK$1,655/mo
Deposit HK$2.41M · loan HK$5.61M · min. income ≈ HK$54,398/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,473
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,236
−HK$775/mo
Today · 4.125%
HK$30,011
baseline
▲ 0.50% · 4.625%
HK$31,593
+HK$1,582/mo
Deposit HK$2.41M · loan HK$5.61M · min. income ≈ HK$60,022/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,422
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,275
−HK$867/mo
Today · 4.125%
HK$29,142
baseline
▲ 0.50% · 4.625%
HK$30,915
+HK$1,773/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$58,284/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,507
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,325
−HK$830/mo
Today · 4.125%
HK$32,155
baseline
▲ 0.50% · 4.625%
HK$33,850
+HK$1,695/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$64,310/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,250
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,160
−HK$924/mo
Today · 4.125%
HK$31,084
baseline
▲ 0.50% · 4.625%
HK$32,976
+HK$1,892/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$62,168/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,540
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,413
−HK$885/mo
Today · 4.125%
HK$34,298
baseline
▲ 0.50% · 4.625%
HK$36,106
+HK$1,808/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$68,596/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,078
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,045
−HK$982/mo
Today · 4.125%
HK$33,027
baseline
▲ 0.50% · 4.625%
HK$35,037
+HK$2,010/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$66,054/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,574
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,501
−HK$941/mo
Today · 4.125%
HK$36,442
baseline
▲ 0.50% · 4.625%
HK$38,363
+HK$1,921/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$72,884/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,906
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,930
−HK$1,040/mo
Today · 4.125%
HK$34,970
baseline
▲ 0.50% · 4.625%
HK$37,098
+HK$2,128/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$69,940/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,608
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,590
−HK$996/mo
Today · 4.125%
HK$38,586
baseline
▲ 0.50% · 4.625%
HK$40,620
+HK$2,034/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$77,172/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,517 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).