▼ 0.50% · 3.625%
HK$17,922
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$18,479
−HK$567/mo
Today · 4.125%
HK$19,046
baseline
▲ 0.50% · 4.625%
HK$20,204
+HK$1,158/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,092/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,938
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$20,472
−HK$543/mo
Today · 4.125%
HK$21,015
baseline
▲ 0.50% · 4.625%
HK$22,123
+HK$1,108/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$42,030/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,714
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,327
−HK$623/mo
Today · 4.125%
HK$20,950
baseline
▲ 0.50% · 4.625%
HK$22,225
+HK$1,275/mo
Deposit HK$3.54M · loan HK$4.32M · min. income ≈ HK$41,900/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,931
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,520
−HK$596/mo
Today · 4.125%
HK$23,116
baseline
▲ 0.50% · 4.625%
HK$24,335
+HK$1,219/mo
Deposit HK$3.54M · loan HK$4.32M · min. income ≈ HK$46,232/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,506
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,175
−HK$680/mo
Today · 4.125%
HK$22,855
baseline
▲ 0.50% · 4.625%
HK$24,245
+HK$1,390/mo
Deposit HK$3.14M · loan HK$4.72M · min. income ≈ HK$45,710/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,925
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,567
−HK$651/mo
Today · 4.125%
HK$25,218
baseline
▲ 0.50% · 4.625%
HK$26,547
+HK$1,329/mo
Deposit HK$3.14M · loan HK$4.72M · min. income ≈ HK$50,436/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,298
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,023
−HK$736/mo
Today · 4.125%
HK$24,759
baseline
▲ 0.50% · 4.625%
HK$26,266
+HK$1,507/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$49,518/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,919
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,614
−HK$705/mo
Today · 4.125%
HK$27,319
baseline
▲ 0.50% · 4.625%
HK$28,759
+HK$1,440/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$54,638/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,090
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,871
−HK$793/mo
Today · 4.125%
HK$26,664
baseline
▲ 0.50% · 4.625%
HK$28,286
+HK$1,622/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$53,328/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,913
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,661
−HK$760/mo
Today · 4.125%
HK$29,421
baseline
▲ 0.50% · 4.625%
HK$30,972
+HK$1,551/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$58,842/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,883
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,719
−HK$849/mo
Today · 4.125%
HK$28,568
baseline
▲ 0.50% · 4.625%
HK$30,307
+HK$1,739/mo
Deposit HK$1.96M · loan HK$5.89M · min. income ≈ HK$57,136/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,907
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,709
−HK$813/mo
Today · 4.125%
HK$31,522
baseline
▲ 0.50% · 4.625%
HK$33,184
+HK$1,662/mo
Deposit HK$1.96M · loan HK$5.89M · min. income ≈ HK$63,044/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,675
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,567
−HK$906/mo
Today · 4.125%
HK$30,473
baseline
▲ 0.50% · 4.625%
HK$32,327
+HK$1,854/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$60,946/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,900
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,756
−HK$868/mo
Today · 4.125%
HK$33,624
baseline
▲ 0.50% · 4.625%
HK$35,396
+HK$1,772/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$67,248/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,467
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,415
−HK$962/mo
Today · 4.125%
HK$32,377
baseline
▲ 0.50% · 4.625%
HK$34,348
+HK$1,971/mo
Deposit HK$1.18M · loan HK$6.68M · min. income ≈ HK$64,754/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,894
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,803
−HK$922/mo
Today · 4.125%
HK$35,725
baseline
▲ 0.50% · 4.625%
HK$37,608
+HK$1,883/mo
Deposit HK$1.18M · loan HK$6.68M · min. income ≈ HK$71,450/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,259
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,263
−HK$1,019/mo
Today · 4.125%
HK$34,282
baseline
▲ 0.50% · 4.625%
HK$36,368
+HK$2,086/mo
Deposit HK$786K · loan HK$7.07M · min. income ≈ HK$68,564/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,888
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,850
−HK$977/mo
Today · 4.125%
HK$37,827
baseline
▲ 0.50% · 4.625%
HK$39,821
+HK$1,994/mo
Deposit HK$786K · loan HK$7.07M · min. income ≈ HK$75,654/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,786 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).