▼ 0.50% · 3.625%
HK$19,117
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,711
−HK$605/mo
Today · 4.125%
HK$20,316
baseline
▲ 0.50% · 4.625%
HK$21,552
+HK$1,236/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,632/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,267
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,838
−HK$578/mo
Today · 4.125%
HK$22,416
baseline
▲ 0.50% · 4.625%
HK$23,598
+HK$1,182/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,832/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,028
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,683
−HK$664/mo
Today · 4.125%
HK$22,347
baseline
▲ 0.50% · 4.625%
HK$23,707
+HK$1,360/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$44,694/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,394
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,021
−HK$637/mo
Today · 4.125%
HK$24,658
baseline
▲ 0.50% · 4.625%
HK$25,958
+HK$1,300/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$49,316/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,940
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,654
−HK$725/mo
Today · 4.125%
HK$24,379
baseline
▲ 0.50% · 4.625%
HK$25,862
+HK$1,483/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$48,758/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,521
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,205
−HK$694/mo
Today · 4.125%
HK$26,899
baseline
▲ 0.50% · 4.625%
HK$28,317
+HK$1,418/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$53,798/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,852
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,625
−HK$785/mo
Today · 4.125%
HK$26,410
baseline
▲ 0.50% · 4.625%
HK$28,017
+HK$1,607/mo
Deposit HK$2.93M · loan HK$5.45M · min. income ≈ HK$52,820/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,647
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,389
−HK$752/mo
Today · 4.125%
HK$29,141
baseline
▲ 0.50% · 4.625%
HK$30,677
+HK$1,536/mo
Deposit HK$2.93M · loan HK$5.45M · min. income ≈ HK$58,282/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,763
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,596
−HK$846/mo
Today · 4.125%
HK$28,442
baseline
▲ 0.50% · 4.625%
HK$30,172
+HK$1,730/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$56,884/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,774
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,573
−HK$810/mo
Today · 4.125%
HK$31,383
baseline
▲ 0.50% · 4.625%
HK$33,037
+HK$1,654/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$62,766/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,675
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,567
−HK$906/mo
Today · 4.125%
HK$30,473
baseline
▲ 0.50% · 4.625%
HK$32,328
+HK$1,855/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$60,946/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,901
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,756
−HK$868/mo
Today · 4.125%
HK$33,624
baseline
▲ 0.50% · 4.625%
HK$35,397
+HK$1,773/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$67,248/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,587
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,538
−HK$967/mo
Today · 4.125%
HK$32,505
baseline
▲ 0.50% · 4.625%
HK$34,483
+HK$1,978/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$65,010/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,028
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,940
−HK$926/mo
Today · 4.125%
HK$35,866
baseline
▲ 0.50% · 4.625%
HK$37,756
+HK$1,890/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$71,732/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,499
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,509
−HK$1,027/mo
Today · 4.125%
HK$34,536
baseline
▲ 0.50% · 4.625%
HK$36,638
+HK$2,102/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$69,072/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,154
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,124
−HK$984/mo
Today · 4.125%
HK$38,108
baseline
▲ 0.50% · 4.625%
HK$40,116
+HK$2,008/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$76,216/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,410
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,481
−HK$1,087/mo
Today · 4.125%
HK$36,568
baseline
▲ 0.50% · 4.625%
HK$38,793
+HK$2,225/mo
Deposit HK$838K · loan HK$7.55M · min. income ≈ HK$73,136/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,281
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,308
−HK$1,041/mo
Today · 4.125%
HK$40,349
baseline
▲ 0.50% · 4.625%
HK$42,476
+HK$2,127/mo
Deposit HK$838K · loan HK$7.55M · min. income ≈ HK$80,698/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,509 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).