▼ 0.50% · 3.625%
HK$17,757
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,310
−HK$561/mo
Today · 4.125%
HK$18,871
baseline
▲ 0.50% · 4.625%
HK$20,019
+HK$1,148/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,742/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,755
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,285
−HK$537/mo
Today · 4.125%
HK$20,822
baseline
▲ 0.50% · 4.625%
HK$21,920
+HK$1,098/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,644/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,533
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,141
−HK$617/mo
Today · 4.125%
HK$20,758
baseline
▲ 0.50% · 4.625%
HK$22,021
+HK$1,263/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$41,516/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,730
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,313
−HK$591/mo
Today · 4.125%
HK$22,904
baseline
▲ 0.50% · 4.625%
HK$24,112
+HK$1,208/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$45,808/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,309
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,972
−HK$673/mo
Today · 4.125%
HK$22,645
baseline
▲ 0.50% · 4.625%
HK$24,023
+HK$1,378/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,290/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,706
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,342
−HK$645/mo
Today · 4.125%
HK$24,987
baseline
▲ 0.50% · 4.625%
HK$26,304
+HK$1,317/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,974/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,085
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,803
−HK$729/mo
Today · 4.125%
HK$24,532
baseline
▲ 0.50% · 4.625%
HK$26,025
+HK$1,493/mo
Deposit HK$2.73M · loan HK$5.06M · min. income ≈ HK$49,064/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,681
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,370
−HK$699/mo
Today · 4.125%
HK$27,069
baseline
▲ 0.50% · 4.625%
HK$28,496
+HK$1,427/mo
Deposit HK$2.73M · loan HK$5.06M · min. income ≈ HK$54,138/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,860
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,634
−HK$785/mo
Today · 4.125%
HK$26,419
baseline
▲ 0.50% · 4.625%
HK$28,027
+HK$1,608/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$52,838/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,657
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,399
−HK$752/mo
Today · 4.125%
HK$29,151
baseline
▲ 0.50% · 4.625%
HK$30,688
+HK$1,537/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$58,302/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,636
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,465
−HK$841/mo
Today · 4.125%
HK$28,306
baseline
▲ 0.50% · 4.625%
HK$30,029
+HK$1,723/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$56,612/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,632
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,427
−HK$806/mo
Today · 4.125%
HK$31,233
baseline
▲ 0.50% · 4.625%
HK$32,880
+HK$1,647/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$62,466/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,412
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,296
−HK$898/mo
Today · 4.125%
HK$30,194
baseline
▲ 0.50% · 4.625%
HK$32,031
+HK$1,837/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$60,388/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,608
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,456
−HK$860/mo
Today · 4.125%
HK$33,316
baseline
▲ 0.50% · 4.625%
HK$35,072
+HK$1,756/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$66,632/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,188
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,127
−HK$954/mo
Today · 4.125%
HK$32,081
baseline
▲ 0.50% · 4.625%
HK$34,033
+HK$1,952/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$64,162/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,583
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,484
−HK$914/mo
Today · 4.125%
HK$35,398
baseline
▲ 0.50% · 4.625%
HK$37,264
+HK$1,866/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$70,796/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,963
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,958
−HK$1,010/mo
Today · 4.125%
HK$33,968
baseline
▲ 0.50% · 4.625%
HK$36,035
+HK$2,067/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$67,936/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,559
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,513
−HK$967/mo
Today · 4.125%
HK$37,480
baseline
▲ 0.50% · 4.625%
HK$39,456
+HK$1,976/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$74,960/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,624 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).