▼ 0.50% · 3.625%
HK$17,864
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,420
−HK$564/mo
Today · 4.125%
HK$18,984
baseline
▲ 0.50% · 4.625%
HK$20,139
+HK$1,155/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$37,968/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$235,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,874
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$20,407
−HK$540/mo
Today · 4.125%
HK$20,947
baseline
▲ 0.50% · 4.625%
HK$22,052
+HK$1,105/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$41,894/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$235,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,651
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,262
−HK$621/mo
Today · 4.125%
HK$20,883
baseline
▲ 0.50% · 4.625%
HK$22,153
+HK$1,270/mo
Deposit HK$3.53M · loan HK$4.31M · min. income ≈ HK$41,766/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$235,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,861
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,447
−HK$595/mo
Today · 4.125%
HK$23,042
baseline
▲ 0.50% · 4.625%
HK$24,257
+HK$1,215/mo
Deposit HK$3.53M · loan HK$4.31M · min. income ≈ HK$46,084/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$235,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,437
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,104
−HK$677/mo
Today · 4.125%
HK$22,781
baseline
▲ 0.50% · 4.625%
HK$24,167
+HK$1,386/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,562/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,848
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,488
−HK$649/mo
Today · 4.125%
HK$25,137
baseline
▲ 0.50% · 4.625%
HK$26,462
+HK$1,325/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,274/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,223
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,946
−HK$734/mo
Today · 4.125%
HK$24,680
baseline
▲ 0.50% · 4.625%
HK$26,181
+HK$1,501/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$49,360/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,836
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,529
−HK$703/mo
Today · 4.125%
HK$27,232
baseline
▲ 0.50% · 4.625%
HK$28,667
+HK$1,435/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$54,464/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,010
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,788
−HK$790/mo
Today · 4.125%
HK$26,578
baseline
▲ 0.50% · 4.625%
HK$28,195
+HK$1,617/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,156/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,823
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,569
−HK$757/mo
Today · 4.125%
HK$29,326
baseline
▲ 0.50% · 4.625%
HK$30,872
+HK$1,546/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,652/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,796
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,630
−HK$847/mo
Today · 4.125%
HK$28,477
baseline
▲ 0.50% · 4.625%
HK$30,209
+HK$1,732/mo
Deposit HK$1.96M · loan HK$5.88M · min. income ≈ HK$56,954/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$235,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,810
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,610
−HK$811/mo
Today · 4.125%
HK$31,421
baseline
▲ 0.50% · 4.625%
HK$33,077
+HK$1,656/mo
Deposit HK$1.96M · loan HK$5.88M · min. income ≈ HK$62,842/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$235,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,583
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,472
−HK$903/mo
Today · 4.125%
HK$30,375
baseline
▲ 0.50% · 4.625%
HK$32,223
+HK$1,848/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$60,750/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$235,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,798
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,651
−HK$865/mo
Today · 4.125%
HK$33,516
baseline
▲ 0.50% · 4.625%
HK$35,282
+HK$1,766/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$67,032/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$235,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,369
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,314
−HK$959/mo
Today · 4.125%
HK$32,273
baseline
▲ 0.50% · 4.625%
HK$34,237
+HK$1,964/mo
Deposit HK$1.18M · loan HK$6.66M · min. income ≈ HK$64,546/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,785
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,691
−HK$919/mo
Today · 4.125%
HK$35,610
baseline
▲ 0.50% · 4.625%
HK$37,488
+HK$1,878/mo
Deposit HK$1.18M · loan HK$6.66M · min. income ≈ HK$71,220/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,155
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,156
−HK$1,016/mo
Today · 4.125%
HK$34,172
baseline
▲ 0.50% · 4.625%
HK$36,251
+HK$2,079/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$68,344/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,773
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,732
−HK$973/mo
Today · 4.125%
HK$37,705
baseline
▲ 0.50% · 4.625%
HK$39,693
+HK$1,988/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$75,410/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,028 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).